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Preview Full Doc	2003	Flexible Premium Deferred Variable Annuity Policy Flexible Premium Deferred Variable Annuity Policy (299K) Doc #152806: Click preview link for longer preview. THE ANNUITY POLICY The flexible premium deferred variable annuity policy offered by Transamerica Life Insurance Company (Transamerica, we, us, or our) provides a way for you to invest on a tax-deferred basis in the following investment choices: various subaccounts of the separate account and the fixed account of Transamerica. The policy is intended to accumulate money for retirement or other long-term investment purposes. This policy currently offers subaccounts that are listed in Section 3. Each subaccount invests exclusively in shares of one of the underlying funds. The policy value may depend on the investment experience of the selected subaccounts. Therefore, you bear the entire investment risk with respect to all policy value in any subaccount. You could lose the amount that you invest. The fixed account offers an interest rate that Transamerica guarantees. The policy, like all deferred annuity policies, has two phases: the accumulation phase and the income phase. During the accumulation phase, earnings accumulate on a tax-deferred basis and are taxed as ordinary income when you take them out of the policy. The income phase occurs when you annuitize and begin receiving regular annuity payments from your policy. The money you can accumulate during the accumulation phase will largely determine the payments you receive during the income phase. 2. PURCHASE You can buy a nonqualified policy with $5,000 or more, and a qualified policy with $1,000 or more, under most circumstances. You can add as little as $50 at any time during the accumulation phase. 3. INVESTMENT CHOICES You can allocate your premium payments to one or more of the following underlying fund portfolios described in the underlying fund prospectuses: Asset Allocation Conservative Portfolio Service Class Asset Allocation Growth Portfolio Service Class Asset Allocation Moderate Portfolio Service Class Asset Allocation Moderate Growth Portfolio Service Class Alger Aggressive Growth Service Class American Century Income & Growth Service Class American Century International Service Class BlackRock Global Science & Technology Opportunities Service Class BlackRock Mid Cap Growth Service Class Capital Guardian Global Service Class Capital Guardian U.S. Equity Service Class Capital Guardian Value Service Class Clarion Real Estate Securities Service Class Great Companies America^SM Service Class Great Companies Technology^SM Service Class Janus Balanced (A/T) Service Class Janus Growth (A/T) Service Class Jennison Growth Service Class J.P. Morgan Enhanced Index Service Class Marsico Growth Service Class MFS High Yield Service Class PBHG Mid Cap Growth Service Class PBHG/NWQ Value Select Service Class PIMCO Total Return Service Class Salomon All Cap Service Class Templeton Great Companies Global Transamerica Convertible Securities Service Class Transamerica Equity Service Class 5 Table of Contents Transamerica Growth Opportunities Service Class Transamerica Money Market Service Class Transamerica U.S. Government Securities Service Class T. Rowe Price Equity Income Service Class T. Rowe Price Growth Stock Service Class T. Rowe Price Small Cap Service Class Van Kampen Active International Allocation Service Class Van Kampen Asset Allocation Service Class Van Kampen Emerging Growth Service Class AIM V.I. Basic Value Fund Series II AIM V.I. Capital Appreciation Fund Series II AllianceBernstein Growth & Income Portfolio Class B AllianceBernstein Premier Growth Portfolio Class B Janus Aspen Mid Cap Growth Portfolio Service Shares Janus Aspen Worldwide Growth Portfolio Service Shares MFS New Discovery Series Service Class MFS Total Return Series Service Class Fidelity VIP Contrafund Portfolio Service Class 2 Fidelity VIP Equity-Income Portfolio Service Class 2 Fidelity VIP Growth Portfolio Service Class 2 Fidelity VIP Mid Cap Portfolio Service Class 2 Fidelity VIP Value Strategies Portfolio Service Class 2 As of May 1, 2003, new policy owners may only invest in the Service Class subaccounts of AEGON/Transamerica Series Fund, Inc. The Initial Class subaccounts of the AEGON/Transamerica Series Fund, Inc. are only available to owners that purchased the policy before May 1, 2003. The Service Class of the AEGON/Transamerica Series Fund, Inc. has a Rule 12b-1 Plan (and higher expenses) and the Initial Class does not. Depending upon their investment performance, you can make or lose money in any of the subaccounts. You can also allocate your premium payments to the fixed account. We currently allow you to transfer money between any of the investment choices during the accumulation phase. We reserve the right to impose a $10 fee for each transfer in excess of 12 transfers per policy year and to impose restrictions and limitations on transfers. 4. PERFORMANCE The value of the policy will vary up or down depending upon the investment performance of the subaccounts you choose. We provide past performance information in Appendix A and in the SAI. This data does not indicate future performance. 5. EXPENSES No deductions are made from premium payments at the time you buy the policy so that the full amount of each premium payment is invested in one or more of your investment choices. We may deduct a surrender charge of up to 5% of premium payments surrendered within five years after the premium is paid. We will calculate surrender charges by taking the earnings, if any, out before premium payments. Full surrenders, partial surrenders, and transfers from a guaranteed period option of the fixed account may also be subject to an excess interest adjustment, which may increase or decrease the amount you receive. This adjustment may also apply to amounts applied to an annuity payment option from a guaranteed period option of the fixed account prior to the end of the guaranteed period option. 6 Table of Contents We deduct daily mortality and expense risk fees and administrative charges at an annual rate of 0.85% from the assets in each subaccount during the income phase and 1.25% during the accumulation phase. During the accumulation phase, we deduct an annual service charge of no more than $35 from the policy value on each policy anniversary and at the time of surrender. The charge is waived if either the policy value or the sum of all premium payments, minus all partial surrenders, is at least $50,000. Upon total surrender, payment of a death benefit, or when annuity payments begin, we will deduct state premium taxes, if applicable, which currently range from 0% to 3.50%. If you elect the Initial Payment Guarantee when you annuitize, there is a daily fee equal to an annual rate of 1.25% of the daily net asset value in the subaccounts. If you elect the Additional Death Distribution, there is an annual fee during the accumulation phase of 0.25% of the policy value. The value of the net assets of the subaccounts will reflect the management fee and other expenses incurred by the underlying fund portfolios. 6. ACCESS TO YOUR MONEY You can generally take out $500 or more anytime during the accumulation phase (except under certain qualified policies). You may generally take free of surrender charges each year: 10% of your premium payments; or any gains in the policy. Amounts surrendered in excess of this free amount may be subject to a surrender charge and excess interest adjustment. You may also have to pay income tax and a tax penalty on any money you take out. The gains in the policy are the amount equal to the policy value, minus the sum of all premium payments, reduced by all prior partial surrenders deemed to be from premium. If you have policy value in the fixed account, you may take out any cumulative interest credited free of excess interest adjustments. Access to amounts held in qualified policies may be restricted or prohibited. Surrenders are not generally permitted during the income phase unless you elect the Life with Emergency Cash^SM annuity payment option. 7. ANNUITY PAYMENTS (THE INCOME PHASE) The policy allows you to receive income under one of several annuity payment options. You may choose from fixed payment options, variable payment options, or a combination of both. If you select a variable payment option, the dollar amount of your payments may go up or down. However, the Initial Payment Guarantee is available as an optional rider and it guarantees a minimum amount for each payment. 8. DEATH BENEFIT If the annuitant dies before the income phase begins, then a death benefit will become payable. Naming different persons as owner and annuitant can affect to whom amounts will be paid. Use care when naming owners, annuitants and beneficiaries, and consult your agent if you have questions. The death benefit is the greater of the policy value or cash value. If the owner is not the annuitant, no death benefit is paid if the owner dies. 152806	AEGON AEGON NV ( Life Insurance ) As referenced in this Flexible Premium Deferred Variable Annuity Policy: AEGON/ – upon the adequacy of this prospectus. Any representation to the contrary is a criminal offense. Table of Contents PORTFOLIOS ASSOCIATED WITH THE SUBACCOUNTS AEGON/ TRANSAMERICA SERIES FUND, INC. SERVICE CLASS Subadvised by AEGON/Transamerica Fund Advisers, Inc. Asset Allocation Conservative Portfolio Asset Allocation Growth Portfolio Asset Allocation _____________ AEGON/ – the contrary is a criminal offense. Table of Contents PORTFOLIOS ASSOCIATED WITH THE SUBACCOUNTS AEGON/TRANSAMERICA SERIES FUND, INC. SERVICE CLASS Subadvised by AEGON/ Transamerica Fund Advisers, Inc. Asset Allocation Conservative Portfolio Asset Allocation Growth Portfolio Asset Allocation Moderate Portfolio Asset Allocation Moderate Growth Portfolio Subadvised by _____________ AEGON/ – Value Strategies Portfolio Service Class 2 As of May 1, 2003, new policy owners may only invest in the Service Class subaccounts of AEGON/ Transamerica Series Fund, Inc. The Initial Class subaccounts of the AEGON/Transamerica Series Fund, Inc. are only available to owners that purchased the _____________ AEGON/ – new policy owners may only invest in the Service Class subaccounts of AEGON/Transamerica Series Fund, Inc. The Initial Class subaccounts of the AEGON/ Transamerica Series Fund, Inc. are only available to owners that purchased the policy before May 1, 2003. The Service Class of the AEGON/ _____________ AEGON/ – AEGON/Transamerica Series Fund, Inc. are only available to owners that purchased the policy before May 1, 2003. The Service Class of the AEGON/ Transamerica Series Fund, Inc. has a Rule 12b-1 Plan (and higher expenses) and the Initial Class does not. Depending upon their investment _____________ dt 229870 ; Financial Inst. Financial Institutions Inc. ( Regional Banks ) As referenced in this Flexible Premium Deferred Variable Annuity Policy: Financial Institutions, Inc. – Assignment Corporation of Kentucky Kentucky 100% AEGON Financial Services Group, Inc. Administrator of structured settlements AEGON Assignment Corporation Illinois 100% AEGON Financial Services Group, Inc. Administrator of structured settlements Transamerica Financial Institutions, Inc. Minnesota 100% AEGON Financial Services Group, Inc. Life insurance and underwriting services Professional Life & Annuity Insurance Company Arizona 100% Transamerica Life Insurance Co. Veterans Life Insurance Company Illinois _____________ dt 1445643 ;	Sutherland Sutherland Asbill & Brennan ( Legal ) As referenced in this Flexible Premium Deferred Variable Annuity Policy: Sutherland, Asbill – 52499-4240 (Name and Address of Agent for Service) Copy to: Frederick R. Bellamy, Esq. Sutherland, Asbill and Brennan LLP 1275 Pennsylvania Avenue, N.W. Washington, D.C. 20004-2415 Table Sutherland Asbill – of $5,000,000, covering the acts of officers and employees of Transamerica. LEGAL MATTERS Sutherland Asbill & Brennan LLP, of Washington D.C. has provided legal advice to Transamerica relating dt 31581
Preview Full Doc	2001	Tax Opinion Insurance Policy Tax Opinion Insurance Policy (52K) Doc #383851: Click preview link for longer preview. GULF INSURANCE COMPANY TAX OPINION INSURANCE POLICY THIS TAX OPINION INSURANCE POLICY dated ______, 2001, (the "POLICY") is for the benefit of the INSURED and the Additional Insured as provided herein and is issued by the INSURER. WHEREAS, Insured anticipates entering into the Transaction; and WHEREAS, in connection with the Transaction, Insured intends to fulfill its obligations under the Merger Agreement, a copy of which is attached as Exhibit I to this Policy; and WHEREAS, Insured anticipates receiving Insured Tax Benefits in conjunction with the Transaction and the Insured and Plum Creek have obtained the Opinions of McDermott, Will & Emery and Skadden, Arps, Slate, Meagher & Flom LLP, respectively, copies of which are attached as Exhibit II to this Policy; and WHEREAS, Insurer has consulted with its own legal and tax advisors and has been afforded the opportunity to undertake its own independent investigation; and WHEREAS, Insured will claim the Insured Tax Benefits for United States Federal income tax purposes as described in the Opinions; and WHEREAS, Insured desires, and Insurer has agreed to provide, a policy of Tax Opinion Insurance in favor of Insured and Additional Insured in respect of an Insured Tax Loss; and WHEREAS, Plum Creek may become an Additional Insured under this Policy upon the occurrence of an Additional Insured Event, and WHEREAS, the premium for this Policy has been paid to the Insurer in accordance with the provisions below. {PAGE} NOW, THEREFORE, subject to the terms, conditions, exclusions, Contest Expenses Retention, and Limit of Liability herein set forth, Insurer, Insured, and Plum Creek (potentially an Additional Insured) agree as follows: SECTION 1. INSURING CLAUSE. The Insurer shall indemnify Insured (but not its shareholders) for any Insured Tax Loss sustained directly by Insured, provided the Insured gives notice to Insurer of a Claim for such indemnification as provided in Section 4 below. In the event of an Additional Insured Event, as set forth in Section 5(a) below, the Insurer shall indemnify Additional Insured (but not its stockholders) for any Insured Tax Loss only as provided herein. SECTION 2. AMOUNT OF PAYMENT. (a) LIMIT OF LIABILITY. The Insurer's maximum aggregate liability under this Policy for all Insured Tax Loss, including Contest Expenses, Gross Ups, Penalties, and Interest owed by one or both the Insured and Additional Insured to the IRS or applicable state or local taxing authority, is $50,000,000. (b) CONTEST EXPENSES RETENTION. Either or both the Insured and Additional Insured shall be responsible for the first $500,000 of Contest Expenses. (c) CO-INSURANCE. Excess of the Contest Expense Retention, the Insurer shall pay eighty five percent (85%) of Insured Tax Loss up to $30,000,000. The Insurer shall pay one hundred percent (100%) of Insured Tax Loss in excess of $30,000,000, excess of the Contest Expense Retention. THE CONTEST EXPENSES RETENTION AND CO-INSURANCE SPECIFIED IN THIS SECTION 2(B)AND (C) FURTHER LIMITS AND DOES NOT INCREASE THE INSURER'S LIABILITY UNDER THIS POLICY, AND SHALL NOT LIMIT INSURED'S OR ADDITIONAL INSURED'S OBLIGATION TO CONTEST AN INSURED TAX LOSS. (d) LIMIT OF LIABILITY REDUCTIONS. The Limit of Liability under this Policy shall be reduced by the amount of Insured Tax Loss which is paid by Insurer and which is subject to such Limit of Liability. If Insurer pays the full amount of its then remaining Limit of Liability, all further liabilities and obligations of Insurer under this Policy with respect to Insured Tax Loss or Contest Expenses, respectively, shall cease. (e) LOSS COMPUTATION. For purposes of this Policy, the Insured Tax Loss shall be 37% of all Insured Tax Benefits not legally available to the Insured or Additional Insured, plus Contest Expenses, Gross Ups, Penalties, and Interest, less any Offsetting Benefit. In the event that the Insured Tax Loss is owed by the Insured or Additional Insured only to any applicable state or local taxing authority, the Insured Tax Loss will be the actual lost Insured Tax Benefit (which will be based upon any applicable state/local tax rates) and which will be computed at the time of the Insured Tax Loss, less any Offsetting Benefit. SECTION 3. PROCEDURE FOR & TIME OF PAYMENT 1 {PAGE} (a) IN GENERAL. Payment of Claims shall be made to Insured or Additional Insured, at the addresses set forth in Section 9 below, on the later of (1) thirty (30) Business Days after the Receipt by Insurer of a sworn Proof of Loss from Insured or Additional Insured in the form attached hereto as Schedule A, or (2) if Insured or Additional Insured has commenced a Contest of an Insured Tax Loss, fifteen (15) Business Days after notice to Insurer of the end of the Contest, unless there has been an earlier payment of such contested Insured Tax Loss, with Insurer's consent. The filing of an Interim Proof of Loss, as provided in Section 4(b) of this Policy, does not require Insurer to pay under this Policy. (b) INTEREST. If Insurer fails to pay to Insured or Additional Insured a Claim within the time period set forth in Section 3(a) above, the amount of such Claim shall be paid to Insured or Additional Insured by Insurer with interest thereon, accruing from the date such amount was due and payable, at the prime rate announced by Citibank, N.A. in New York, New York, as in effect from time to time. (c) ALLOCATION AND PAYMENT OF CONTEST EXPENSES. If the Insured or Additional Insured is involved in a Contest simultaneously with a contest of any matter pertaining to any actual or alleged tax liability of the Insured or Additional Insured that does not involve an Insured Tax Benefit, the Insured or Additional Insured and the Insurer shall fairly and reasonably allocate the contest costs, subject to Section 2(b) above, between matters related to an Insured Tax Benefit and matters that are not related to an Insured Tax Benefit If there is an agreement on an allocation of contest costs, or if the Contest involves only an Insured Tax Benefit, the Insurer shall pay those costs allocated to covered Contest Expenses, subject to Section 2(b) above, every ninety (90) days, commencing ninety days after the Contest has commenced. If there is no agreement on an allocation of contest costs, the Insurer shall pay, every ninety (90) days commencing ninety (90) days after the Contest has commenced, those Contest Expenses, subject to Section 2(b) above, that the Insurer, in its reasonable discretion, believes to be covered Contest Expenses under this Policy until a different allocation is negotiated, arbitrated or judicially determined. Any negotiated, arbitrated or judicially determined allocation of contest costs on account of an Insured Tax Loss shall be applied retroactively to all contest costs on account of the Insured Tax Loss, notwithstanding any prior payment to the contrary. Any allocation or payment of Contest Expenses shall not apply to or create any presumption with respect to the allocation of contest costs associated with any other Insured Tax Benefit. Any payment of Contest Expenses under this Policy shall be subject to the Insurer's receipt of a written undertaking by the Insured or Additional Insured to repay the Insurer, to the extent legally permitted, any advanced Contest Expenses that are ultimately established not to be covered Contest Expenses, as defined herein. NOTWITHSTANDING THE CONTEST EXPENSES RETENTION AND CO-INSURANCE SPECIFIED IN SECTION 2(b) AND 2(c) ABOVE, IT IS A CONDITION PRECEDENT TO PAYMENT 383851	Citibank Citibank, NA As referenced in this Tax Opinion Insurance Policy: Citibank, N.A. – Claim shall be paid to Insured or Additional Insured by Insurer with interest thereon, accruing from the date such amount was due and payable, at the prime rate announced by Citibank, N.A. in New York, New York, as in effect from time to time. (c) ALLOCATION AND PAYMENT OF CONTEST EXPENSES. If the Insured or Additional Insured is involved in a _____________ Citibank, N.A. – to Insurer by Insured or Additional Insured with interest thereon, accruing from the date of such determination or receipt by Insured or Additional Insured, at the prime rate announced by Citibank, N.A. in New York, New York, as in effect from time to time. SECTION 9. NOTICES. (a) TO INSURED. Any notice or other communication to be given to Insured shall _____________ dt 1478239 ; Plum Creek Plum Creek Timber Co. Inc. ( Commodities ) ;	McDermott Will McDermott, Will & Emery ( Legal ) As referenced in this Tax Opinion Insurance Policy: McDermott, Will – as Exhibit I to this Policy; and WHEREAS, Insured anticipates receiving Insured Tax Benefits in conjunction with the Transaction and the Insured and Plum Creek have obtained the Opinions of McDermott, Will & Emery and Skadden, Arps, Slate, Meagher & Flom LLP, respectively, copies of which are attached as Exhibit II to this Policy; and WHEREAS, Insurer has consulted with its own legal _____________ McDermott, Will – to all the rights and remedies of Insured or Additional Insured in respect of such Insured Tax Loss; provided, however, that the Insurer shall not have any subrogation rights against McDermott, Will & Emery or Skadden, Arps, Slate, Meagher & Flom LLP or any individual attorney or employee thereof. The Insurer shall be entitled at its own expense to sue on its own _____________ McDermott, Will – if made in a writing and Received by: Georgia-Pacific Corporation 133 Peachtree Street, N.E. Atlanta, GA 30303 Attention: Pat Evers, Director of Risk Management with a copy to: McDermott, Will & Emery 600 13th Street, NW Washington, DC 20005 Attention: Stephen E. Wells (b) TO ADDITIONAL INSURED. Any notice or other communication to be given to Additional Insured shall be _____________ McDermott, Will – by using eight percent (8%) discount rate; provided, however, that the Offsetting Benefits shall not exceed the amount otherwise due and payable by Insurer. "OPINION(S)" means the opinions of McDermott, Will & Emery and Skadden, Arps, Slate, Meagher & Flom LLP, copies of which are attached as Exhibit II to this Policy. "PENALTIES" mean penalties imposed under the Code or comparable state _____________ dt 1436005 ; Skadden Skadden, Arps, Slate, Meagher & Flom LLP ( Legal ) As referenced in this Tax Opinion Insurance Policy: Skadden, Arps – this Policy; and WHEREAS, Insured anticipates receiving Insured Tax Benefits in conjunction with the Transaction and the Insured and Plum Creek have obtained the Opinions of McDermott, Will & Emery and Skadden, Arps , Slate, Meagher & Flom LLP, respectively, copies of which are attached as Exhibit II to this Policy; and WHEREAS, Insurer has consulted with its own legal and tax advisors and _____________ Skadden, Arps – and remedies of Insured or Additional Insured in respect of such Insured Tax Loss; provided, however, that the Insurer shall not have any subrogation rights against McDermott, Will & Emery or Skadden, Arps , Slate, Meagher & Flom LLP or any individual attorney or employee thereof. The Insurer shall be entitled at its own expense to sue on its own for any independent rights _____________ Skadden, Arps – in writing and Received by: Plum Creek Timber Company, Inc. 999 Third Avenue, Suite 2300 Seattle, WA 98104 Attention: James Kraft Vice President, General Counsel & Secretary with a copy to: Skadden, Arps , Slate, Meagher & Flom LLP Four Times Square New York, NY 10036-6522 Attention: Edward Gonzalez (c) TO INSURER. Any notice or other communication to be given to Insurer shall _____________ Skadden, Arps – 8%) discount rate; provided, however, that the Offsetting Benefits shall not exceed the amount otherwise due and payable by Insurer. "OPINION(S)" means the opinions of McDermott, Will & Emery and Skadden, Arps , Slate, Meagher & Flom LLP, copies of which are attached as Exhibit II to this Policy. "PENALTIES" mean penalties imposed under the Code or comparable state law with respect to _____________ dt 1430931
Full Doc	2003	Business Ethics Policy Business Ethics Policy (24K) Doc #473668: This document is immediately available for purchase, but does not have a preview available for viewing. 473668	PLATO Learning PLATO Learning, Inc. ( Printing & Publishing )
Full Doc	2005	Executive Officer Severance Policy Executive Officer Severance Policy (4K) Doc #670874: This document is immediately available for purchase, but does not have a preview available for viewing. 670874	Waste Management Waste Management, Inc. ( Waste Management Services )
Full Doc	2003	Code of Ethics Policy Code of Ethics Policy (11K) Doc #710186: This document is immediately available for purchase, but does not have a preview available for viewing. 710186	AMC AMC Entertainment Inc. ( Motion Pictures )
Full Doc	2005	Executive Compensation Policy Executive Compensation Policy (16K) Doc #804925: This document is immediately available for purchase, but does not have a preview available for viewing. 804925	Tetra Tech Tetra Tech, Inc. ( Business Services )
Preview Full Doc	2003	Flexible Premium Variable Life Insurance Policy Flexible Premium Variable Life Insurance Policy (71K) Doc #1767518: Click preview link for longer preview. FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY To the Owner: Please read your Policy carefully. This Policy is a legal contract between you and the Company. You, the Owner, have benefits and rights described in this Policy. The Insured is named in the Policy. The Beneficiary is as named in the attached application, unless later changed. We will pay the Death Proceeds of this Policy to the Beneficiary, subject to policy provisions. This is a Flexible Premium Variable Life Insurance Policy. You may increase the Specified Amount. We will . . . 1767518	Ge Life & Annuity Assurance Co II Ge Life & Annuity Assurance Co II ;	McGraw-Hill Companies McGraw-Hill Companies Inc. ( Printing & Publishing ) As referenced in this Flexible Premium Variable Life Insurance Policy: MCGRAW-HILL COMPANIES, INC – WHOLE NUMBER AND AT LEAST 1%. CONSULT YOUR PROSPECTUS FOR INVESTMENT DETAILS. * "STANDARD & POOR'S," "S&P," "S&P 500, " "STANDARD & POOR'S 500," AND "500" ARE TRADEMARKS OF THE MCGRAW-HILL COMPANIES, INC . AND HAVE BEEN LICENSED FOR USE BY GE ASSET MANAGEMENT INCORPORATED. THE S&P 500 INDEX FUND IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY STANDARD & POOR'S AND _____________ dt 1519012
Preview Full Doc	2003	Joint and Last Survivor Life Insurance Policy Joint and Last Survivor Life Insurance Policy (73K) Doc #1767521: Click preview link for longer preview. JOINT AND LAST SURVIVOR LIFE INSURANCE POLICY ----------------------------------------------------------------- To the Owner: Please read your Policy carefully. This Policy is a legal contract between you and the Company. You, the Owner, have benefits and rights described in this Policy. The Insureds are named in the Policy. The Beneficiary is as named in the attached application, unless later changed. We will pay the Death Proceeds of this Policy to the Beneficiary, subject to policy provisions. This is a Flexible Premium . . . 1767521	Ge Life & Annuity Assurance Co II Ge Life & Annuity Assurance Co II ;	McGraw-Hill Companies McGraw-Hill Companies Inc. ( Printing & Publishing ) As referenced in this Joint and Last Survivor Life Insurance Policy: MCGRAW-HILL COMPANIES, INC – WHOLE NUMBER AND AT LEAST 1%. CONSULT YOUR PROSPECTUS FOR INVESTMENT DETAILS. * "STANDARD & POOR'S," "S&P," "S&P 500," "STANDARD & POOR'S 500," AND "500" ARE TRADEMARKS OF THE MCGRAW-HILL COMPANIES, INC . AND HAVE BEEN LICENSED FOR USE BY GE ASSET MANAGEMENT INCORPORATED. THE S&P 500 INDEX FUND IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY STANDARD & POOR'S AND _____________ dt 1519013
Preview Full Doc	2001	Flexible Premium Variable Life Insurance Policy Flexible Premium Variable Life Insurance Policy (110K) Doc #1767657: Click preview link for longer preview. FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY -------------------------------------------------------------------------------- To the Owner: Please read your Policy carefully. This Policy is a legal contract between you and the Company. You, the Owner, have benefits and rights described in this Policy. The Insured is named in the Policy. The Beneficiary is as named in the attached application, unless later changed. We will pay the Death Proceeds of this Policy to the Beneficiary, subject to policy provisions. This is a . . . 1767657	Ge Life & Annuity Assurance Co II Ge Life & Annuity Assurance Co II ;	McGraw-Hill Companies McGraw-Hill Companies Inc. ( Printing & Publishing ) As referenced in this Flexible Premium Variable Life Insurance Policy: MCGRAW-HILL COMPANIES, INC – ALLOCATION MUST BE A WHOLE PERCENTAGE. CONSULT YOUR PROSPECTUS FOR INVESTMENT DETAILS. * "STANDARD & POOR'S," "S&P," "S&P 500," "STANDARD & POOR'S 500," AND "500" ARE TRADEMARKS OF THE MCGRAW-HILL COMPANIES, INC . AND HAVE BEEN LICENSED FOR USE BY GE ASSET MANAGEMENT INCORPORATED. THE S&P 500 INDEX FUND IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY STANDARD & POOR'S AND _____________ dt 1519014
Preview Full Doc	2000	Flexible Premium Variable Life Insurance Policy Flexible Premium Variable Life Insurance Policy (144K) Doc #1767698: Click preview link for longer preview. FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY ------------------------------------------------------------------------------- To the Owner: Please read your Policy carefully. This Policy is a legal contract between you and the Company. You, the Owner, have benefits and rights described in this Policy. The Insured is named in the Policy. The Beneficiary is as named in the attached application, unless later changed. We will pay the Life Insurance Proceeds on this Policy when we receive due proof that the Insured died . . . 1767698	Ge Life & Annuity Assurance Co II Ge Life & Annuity Assurance Co II ;	McGraw-Hill Companies McGraw-Hill Companies Inc. ( Printing & Publishing ) As referenced in this Flexible Premium Variable Life Insurance Policy: McGraw-Hill Companies, Inc – WHOLE NUMBER AND AT LEAST 1%. CONSULT YOUR PROSPECTUS FOR INVESTMENT DETAILS. * "Standard & Poor's," "S&P," "S&P 500," "Standard & Poor's 500," and "500" are trademarks of the McGraw-Hill Companies, Inc . and have been licensed for use by GE Asset Management Incorporated. The S&P 500 Index Fund is not sponsored, endorsed, sold or promoted by Standard & Poor's and _____________ dt 1519015
Preview Full Doc	2002	Flexible Premium Variable Life Insurance Policy Flexible Premium Variable Life Insurance Policy (146K) Doc #1769711: Click preview link for longer preview. FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY -------------------------------------------------------------------------------- To the Owner: Please read your Policy carefully. This Policy is a legal contract between you and the Company. You, the Owner, have benefits and rights described in this Policy. We will pay any Account Value less outstanding Policy Debt to you on the Maturity Date if the Insured is living on that date, subject to Policy provisions. The Insured is named in the Policy. The Beneficiary is as named in the . . . 1769711	GE Capital Life GE Capital Life Separate Account III ;	McGraw-Hill Companies McGraw-Hill Companies Inc. ( Printing & Publishing ) As referenced in this Flexible Premium Variable Life Insurance Policy: MCGRAW-HILL COMPANIES, INC – ALLOCATION MUST BE A WHOLE PERCENTAGE. CONSULT YOUR PROSPECTUS FOR INVESTMENT DETAILS. * "STANDARD & POOR'S," "S&P," "S&P 500," "STANDARD & POOR'S 500," AND "500" ARE TRADEMARKS OF THE MCGRAW-HILL COMPANIES, INC . AND HAVE BEEN LICENSED FOR USE BY GE ASSET MANAGEMENT INCORPORATED. THE S&P 500 INDEX FUND IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY STANDARD & POOR'S AND _____________ MCGRAW-HILL COMPANIES, INC – ALLOCATION MUST BE A WHOLE PERCENTAGE. CONSULT YOUR PROSPECTUS FOR INVESTMENT DETAILS. * "STANDARD & POOR'S," "S&P," "S&P 500," "STANDARD & POOR'S 500," AND "500" ARE TRADEMARKS OF THE MCGRAW-HILL COMPANIES, INC . AND HAVE BEEN LICENSED FOR USE BY GE ASSET MANAGEMENT INCORPORATED. THE S&P 500 INDEX FUND IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY STANDARD & POOR'S AND _____________ dt 1519036
Full Doc	2007	Proxy Voting Policies Proxy Voting Policies (13K) Doc #2719776: This document is immediately available for purchase, but does not have a preview available for viewing. 2719776	Telefonica Telefonica SA ( Communications Services )
Preview Full Doc	2007	Financial Guaranty Insurance Policy Financial Guaranty Insurance Policy (22K) Doc #2893193: Click preview link for longer preview. Financial Guaranty Insurance Company 125 Park Avenue New York, New York 10017 (212) 312-3000 (800) 352-0001 Financial Guaranty Insurance Policy Issuer: Rental Car Finance Corp. Series 2007-1 Policy Number: 07030024 Control Number: 0010001 Insured Obligations: $500,000,000 in aggregate note principal balance of Floating Rate Rental Car Asset Backed Notes, Class A (collectively, the ?Notes?) Trustee: Deutsche Bank Trust Company Americas, or its successor, as Trustee for the Owners Financial . . . 2893193	Dollar Thrifty Dollar Thrifty Automotive Group Inc. ( Rental & Leasing ) As referenced in this Financial Guaranty Insurance Policy: Dollar Thrifty Automotive Group, – Policy. Nothing in this paragraph, however, shall be deemed to constitute a waiver of any rights, remedies, claims or counterclaims that the Insurer may have with respect to the Issuer, Dollar Thrifty Automotive Group, Inc., DTG Operations, Inc., or any of their respective affiliates, whether acquired by subrogation, assignment or otherwise. This Policy shall expire and terminate without any action on the part _____________ dt 1783897 ;	DB Trust Deutsche Bank Trust Company Americas ( Financial ) As referenced in this Financial Guaranty Insurance Policy: Deutsche Bank Trust Co – Policy Number: 07030024 Control Number: 0010001 Insured Obligations: $500,000,000 in aggregate note principal balance of Floating Rate Rental Car Asset Backed Notes, Class A (collectively, the Notes) Trustee: Deutsche Bank Trust Co mpany Americas, or its successor, as Trustee for the Owners Financial Guaranty Insurance Company (the Insurer), a New York stock insurance company, in consideration of the payment of the Premium _____________ dt 1720476
Full Doc	2008	Executive Compensation Policy Executive Compensation Policy (23K) Doc #3768446: This document is immediately available for purchase, but does not have a preview available for viewing. 3768446	Tetra Tech Tetra Tech, Inc. ( Business Services )

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