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Credit Agreement

 

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Title:

Credit Agreement

Entities:

Caraco Pharmaceutical Laboratories Ltd.; JPMorgan Chase Bank; Bank of New York

Date:

2006

Size:

Preview shows 50KB of 153KB total

Price:

$55

ID:

#1177962

 

 

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CREDIT AGREEMENT

dated as of

November 17, 2005

among

CARACO PHARMACEUTICAL LABORATORIES, LTD.

and

JPMORGAN CHASE BANK, N.A.




 

 

 

 

 

TABLE OF CONTENTS

 

 

 

 

Page

 

 

 

 


 

 

 

 

 

ARTICLE I

Definitions

 

 

 

 

 

SECTION 1.01.

 

Defined Terms

 

1

SECTION 1.02.

 

Classification of Loans and Borrowings

 

17

SECTION 1.03.

 

Terms Generally

 

17

SECTION 1.04.

 

Accounting Terms; GAAP

 

18

 

 

 

 

 

 

 

 

 

 

ARTICLE II

The Credits

 

 

 

 

 

SECTION 2.01.

 

Commitment

 

17

SECTION 2.02.

 

Loans and Borrowings

 

18

SECTION 2.03.

 

Requests for Borrowings

 

18

SECTION 2.04.

 

Evidence of Debt

 

19

SECTION 2.05.

 

Letters of Credit

 

20

SECTION 2.06.

 

Funding of Borrowings

 

21

SECTION 2.07.

 

Interest Elections

 

21

SECTION 2.08.

 

Termination and Reduction of Commitment

 

22

SECTION 2.09.

 

Repayment of Loans

 

23

SECTION 2.10.

 

Prepayment of Loans

 

24

SECTION 2.11.

 

Fees

 

25

SECTION 2.12.

 

Interest

 

25

SECTION 2.13.

 

Alternate Rate of Interest

 

25

SECTION 2.14.

 

Increased Costs

 

26

SECTION 2.15.

 

Break Funding Payments

 

27

SECTION 2.16.

 

Taxes

 

27

SECTION 2.17.

 

Payments Generally

 

28

 

 

 

 

 

ARTICLE III

Representations and Warranties

 

 

 

 

 

SECTION 3.01.

 

Organization; Powers

 

28

SECTION 3.02.

 

Authorization; Enforceability

 

29

SECTION 3.03.

 

Governmental Approvals; No Conflicts

 

29

SECTION 3.04.

 

Financial Condition; No Material Adverse Change

 

29

SECTION 3.05.

 

Properties

 

29

SECTION 3.06.

 

Litigation and Environmental Matters

 

30

SECTION 3.07.

 

Compliance with Laws and Agreements

 

30

SECTION 3.08.

 

Investment and Holding Company Status

 

30

SECTION 3.09.

 

Taxes

 

30

SECTION 3.10.

 

ERISA

 

30

SECTION 3.11.

 

Disclosure

 

31

SECTION 3.12.

 

Employee Matters

 

31

SECTION 3.13.

 

Subsidiaries

 

32

SECTION 3.14.

 

Collateral Documents

 

32

i



 

 

 

 

 

SECTION 3.15.

 

Solvency

 

32

ARTICLE IV

Conditions

 

 

 

 

 

SECTION 4.01.

 

Effective Date

 

34

SECTION 4.02.

 

Each Credit Event

 

36

 

 

 

 

 

ARTICLE V

Affirmative Covenants

 

 

 

 

 

SECTION 5.01.

 

Financial Statements; Ratings Change and Other Information

 

37

SECTION 5.02.

 

Notices of Material Events

 

38

SECTION 5.03.

 

Existence; Conduct of Business

 

38

SECTION 5.04

 

Payment of Obligations

 

38

SECTION 5.05.

 

Maintenance of Properties; Insurance

 

38

SECTION 5.06.

 

Books and Records; Inspection Rights

 

39

SECTION 5.07.

 

Compliance with Laws

 

39

SECTION 5.08.

 

Use of Proceeds and Letters of Credit

 

39

SECTION 5.09

 

Collateral Security; Further Assurances

 

39

SECTION 5.10

 

Additional Covenants

 

40

 

 

 

 

 

ARTICLE VI

Negative Covenants

 

 

 

 

 

SECTION 6.01.

 

Liens

 

40

SECTION 6.02.

 

Fundamental Changes

 

42

SECTION 6.03.

 

Investments, Loans, Advances, Guarantees and Acquisitions

 

42

SECTION 6.04.

 

Swap Agreements

 

43

SECTION 6.05.

 

Restricted Payments

 

43

SECTION 6.06.

 

Transactions with Affiliates

 

43

SECTION 6.07.

 

Restrictive Agreements

 

43

SECTION 6.08

 

Change of Name or Location; Change of Fiscal Year

 

44

SECTION 6.09

 

Amendments to Agreements

 

44

SECTION 6.10

 

Prepayment of Indebtedness; Subordinated Debt

 

44

SECTION 6.11

 

Depository Banks

 

44

SECTION 6.12

 

Minimum EBITDA

 

44

SECTION 6.13

 

Fixed Charge Coverage Ratio

 

44

 

 

 

 

 

ARTICLE VII

Events of Default

 

 

 

 

 

 

 

Events of Default

 

45

ii




 

 

 

 

 

 

ARTICLE VIII

Miscellaneous

 

 

 

 

 

SECTION 8.01.

 

Notices

 

47

SECTION 8.02.

 

Waivers; Amendments

 

47

SECTION 8.03.

 

Expenses; Indemnity; Damage Waiver

 

48

SECTION 8.04.

 

Successors and Assigns

 

49

SECTION 8.05.

 

Survival

 

50

SECTION 8.06.

 

Counterparts; Integration; Effectiveness

 

50

SECTION 8.07.

 

Severability

 

50

SECTION 8.08.

 

Right of Setoff

End of Preview

 

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