<SEQUENCE>4

<FILENAME>pwebex103.txt

<DESCRIPTION>LEASE AGREEMENT, DATED NOV. 11, 2001

<TEXT>









                         LEASE AGREEMENT



     This agreement made and entered into as of 30th day of November, 2001 by

and between Westgate Business Center, hereinafter referred to as "Lessor" and

Pacific Webworks Inc.



              180 South 300 West Suite 400 (address)

                    Salt Lake City, Utah 84101



hereinafter referred to as "Lessee."



                           WITNESSETH:



     The Lessee desires to lease from the Lessor the Premises described

herein, and the Lessor is willing to enter into such lease on the terms and

conditions set forth hereafter.



     NOW, THEREFORE, in consideration of their mutual covenants and agreement

contained herein, the Lessor and Lessee hereby agree as follows:



     1. PREMISES LEASED TO TENANT.



     a. Lessor hereby leases and demises to Lessee those certain premises more

particularly described upon Exhibit A, attached hereto and incorporated herein

by reference thereto, which are located at 200 South and between 300 West and

400 West, Salt Lake City, Utah.  Lessee hereby leases and takes from the

Lessor on a temporary lease those premises which are outlined in red on a copy

of the floor plan of the building, Exhibit A. bounded by the

interior surfaces of the floors, walls, ceilings, windows and doors, together

with all fixtures and improvements contained there in.



<PAGE>



LEASE AGREEMENT, page 2



     b. The space identified on Exhibit A constitutes a portion of a group of

buildings identified as the Westgate Business Center with over 200,000 square

feet of floor space.



     c.  Lessee shall have a nonexclusive right-of-way with respect to the

leased premises, its improvements and the land on which they are located as

may be reasonably necessary for access to and ingress and egress from the

premises and the right to use for necessary purposes along with other lessees

and users of the buildings any improvements associated with the building such

as rest rooms and other nonrestricted common areas. Lessee shall have a

nonexclusive right to the use of the parking lots as required for reasonable

use of the space leased and occupied by lessee and its employees.  Lessee will

be responsible to purchase a monthly parking pass for the lot designated on

this lease, at the current monthly established rate. Lessee is hereby advised

that on occasion parking lots are leased for other events after 5:30 P.M. on

weekdays and on weekends and spaces may not always then be conveniently

available.



     d.  Designated Parking lots are: 5 Parking Spots at Westgate



     e.  located at  Balance of Parking spots at Ampco Lot.



     2. TERM OF LEASE.  This lease shall commence on January 1,2002, and shall

continue through December 30, 2003 for a total of 2 months. ** Pacific

Webworks shall be granted the right of first refusal to lease the SportsMark

space when their lease expires, April 30, 2002 at the $11.00 per square foot

rate. Such right must be exercised by April 1, 2002.

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