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Employee Stock Ownership Plan

 

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Title:

Employee Stock Ownership Plan

Entities:

Lake Shore Bancorp, Inc.

Date:

2006

Size:

Preview shows 45KB of 149KB total

Price:

$74

ID:

#1417309

 

 

► Plans ► Ownership ► Stock ► Employee Stock Ownership Plans

 

 

Start of Preview


 

EMPLOYEE STOCK OWNERSHIP PLAN

 

OF

 

LAKE SHORE BANCORP, INC.

 

Effective as of [January 1, 2006]


TABLE OF CONTENTS

 

          Page

     Article I     
     Definitions     

Section 1.1

  

Account

   7

Section 1.2

  

Affiliated Employer

   7

Section 1.3

  

Allocation Compensation

   7

Section 1.4

  

Bank

   8

Section 1.5

  

Board

   8

Section 1.6

  

Beneficiary

   8

Section 1.7

  

Change in Control

   8

Section 1.8

  

Code

   8

Section 1.9

  

Committee

   8

Section 1.10

  

Company

   8

Section 1.11

  

Designated Beneficiary

   8

Section 1.12

  

Disability

   9

Section 1.13

  

Discretionary Contribution

   9

Section 1.14

  

Domestic Relations Order

   9

Section 1.15

  

Eligibility Computation Period

   9

Section 1.16

  

Effective Date

   10

Section 1.17

  

Eligible Employee

   10

Section 1.18

  

Eligible Participant

   10

Section 1.19

  

Employee

   10

Section 1.20

  

Employment Commencement Date

   10

Section 1.21

  

ERISA

   10

Section 1.22

  

Exchange Act

   10

Section 1.23

  

Fair Market Value

   10

Section 1.24

  

Financed Share

   11

Section 1.25

  

Five Percent Owner

   11

Section 1.26

  

Forfeitures

   11

Section 1.27

  

Former Participant

   11

Section 1.28

  

General Investment Account

   11

Section 1.29

  

Highly Compensated Employee

   11

Section 1.30

  

Hour of Service

   12

Section 1.31

  

Investment Account

   12

Section 1.32

  

Investment Fund

   12

Section 1.33

  

Loan Repayment Account

   12

Section 1.34

  

Loan Repayment Contribution

   12

Section 1.35

  

Maternity or Paternity Leave

   12

Section 1.36

  

Military Service

   13

Section 1.37

  

Named Fiduciary

   13

Section 1.38

  

Officer

   13

Section 1.39

  

One-Year Break in Service

   13

 

1


Section 1.40

   Participant    13

Section 1.41

   Participating Employer    13

Section 1.42

   Plan    13

Section 1.43

   Plan Administrator    13

Section 1.44

   Plan Year    13

Section 1.45

   Qualified Domestic Relations Order    13

Section 1.46

   Qualified Military Service    14

Section 1.47

   Qualified Participant    14

Section 1.48

   Retirement    14

Section 1.49

   Retroactive Contribution    14

Section 1.50

   Share    14

Section 1.51

   Share Acquisition Loan    14

Section 1.52

   Share Investment Account    14

Section 1.53

   Tender Offer    14

Section 1.54

   Total Compensation    14

Section 1.55

   Trust    15

Section 1.56

   Trust Agreement    15

Section 1.57

   Trust Fund    15

Section 1.58

   Trustee    15

Section 1.59

   Valuation Date    15

Section 1.60

   Vesting Computation Period    15

Section 1.61

   Year of Eligibility Service    15

Section 1.62

   Year of Vesting Service    15
     Article II     
     Participation     

Section 2.1

   Eligibility for Participation    15

Section 2.2

   Commencement of Participation    16

Section 2.3

   Termination of Participation    16
     Article III     
     Special Provisions     

Section 3.1

   Military Service    16

Section 3.2

   Maternity or Paternity Leave    16

Section 3.3

   Adjustments to Years of Eligibility Service    17

Section 3.4

   Leave of Absence    17

Section 3.5

   Family and Medical Leave    18

Section 3.6

   Service with Uniformed Forces    18

 

2



 
     Article IV     
     Contributions by Participants Not Permitted     

Section 4.1

  

Contributions by Participants Not Permitted

   18
     Article V     
     Contributions by the Employer     

Section 5.1

  

In General

   18

Section 5.2

  

Loan Repayment Contributions

   18

Section 5.3

  

Discretionary Contributions

   19

Section 5.4

  

Retroactive Contributions

   19

Section 5.5

  

Time and Manner of Payment

   20
     Article VI     
     Share Acquisition Loans     

Section 6.1

  

In General

   20

Section 6.2

  

Collateral; Liability for Repayment

   20

Section 6.3

  

Loan Repayment Account

   21

Section 6.4

  

End of Preview

 

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