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Agreement and Plan of Merger

 

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Title:

Agreement and Plan of Merger

Entities:

ABC Bancorp; First National Banc Inc; Nasdaq Stock Market Inc.; Smith, Gambrell & Russell

Date:

2005

Size:

Preview shows 37KB of 206KB total

Price:

$69

ID:

#1449343

 

 

► Plans ► Agreements ► Agreements & Plans of Merger
► Financial ► Investment Services
► Financial ► Regional Banks
► Services ► Legal

 

 

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AGREEMENT AND PLAN OF MERGER

 

BY AND AMONG

 

ABC BANCORP

 

THE FIRST BANK OF BRUNSWICK

 

FIRST NATIONAL BANC, INC.

 

FIRST NATIONAL BANK, ST. MARYS, GEORGIA

 

AND

 

FIRST NATIONAL BANK, ORANGE PARK, FLORIDA

 

As of June 30, 2005

 



TABLE OF CONTENTS

 

          Page

ARTICLE 1. TERMS OF MERGERS AND CLOSING     

SECTION 1.1

   Company Merger.    1

SECTION 1.2

   Bank Merger.    2

SECTION 1.3

   Time and Place of Closing.    2

SECTION 1.4

   Effective Time.    2
ARTICLE 2. ARTICLES; BY-LAWS; MANAGEMENT     

SECTION 2.1

   Company Merger.    2

SECTION 2.2

   Bank Merger.    2
ARTICLE 3. MANNER OF CONVERTING AND EXCHANGING SHARES IN THE COMPANY MERGER     

SECTION 3.1

   Conversion of Shares.    3

SECTION 3.2

   Exchange of Shares.    6

SECTION 3.3

   Shares Held by Target or Purchaser.    7

SECTION 3.4

   Rights of Former Target Shareholders.    7

SECTION 3.5

   Treatment of Stock Options.    7
ARTICLE 4. REPRESENTATIONS AND WARRANTIES OF TARGET AND TARGET BANKS     

SECTION 4.1

   Organization, Standing and Power.    8

SECTION 4.2

   Authority; No Breach.    8

SECTION 4.3

   Capital Stock.    9

SECTION 4.4

   Target Subsidiaries.    9

SECTION 4.5

   Financial Statements.    10

SECTION 4.6

   Absence of Undisclosed Liabilities.    11

SECTION 4.7

   Absence of Certain Changes or Events.    11

SECTION 4.8

   Tax Matters.    11

SECTION 4.9

   Target Allowance for Possible Loan Losses.    12

SECTION 4.10

   Assets.    13

SECTION 4.11

   Environmental Matters.    13

SECTION 4.12

   Compliance with Laws.    14

SECTION 4.13

   Labor Relations.    15

SECTION 4.14

   Employee Benefit Plans.    16

SECTION 4.15

   Material Contracts.    18

SECTION 4.16

   Legal Proceedings.    18

SECTION 4.17

   Reports.    19

SECTION 4.18

   Statements True and Correct.    19

SECTION 4.19

   Tax and Regulatory Matters.    19

SECTION 4.20

   Intellectual Property.    20

 

i


SECTION 4.21

   Charter Provisions.    20

SECTION 4.22

   State Takeover Laws.    21

SECTION 4.23

   Derivatives.    21

SECTION 4.24

   Community Reinvestment Act.    21

SECTION 4.25

   Privacy of Customer Information.    21

SECTION 4.26

   Technology Systems.    21

SECTION 4.27

   Opinion of Financial Advisor.    22

SECTION 4.28

   Insurance Agency.    22

SECTION 4.29

   Board Recommendation.    22
ARTICLE 5. REPRESENTATIONS AND WARRANTIES OF PURCHASER     

SECTION 5.1

   Organization, Standing and Power.    22

SECTION 5.2

   Authority; No Breach    22

SECTION 5.3

   Capital Stock    23

SECTION 5.4

   Purchaser Subsidiaries    24

SECTION 5.5

   Financial Statements.    24

SECTION 5.6

   Absence of Undisclosed Liabilities.    25

SECTION 5.7

   Absence of Certain Changes or Events.    25

SECTION 5.8

   Tax Matters.    25

SECTION 5.9

   Purchaser Allowance for Possible Loan Losses.    26

SECTION 5.10

   Assets.    26

SECTION 5.11

   Environmental Matters.    27

SECTION 5.12

   Compliance with Laws.    28

SECTION 5.13

   Labor Relations.    29

SECTION 5.14

   Legal Proceedings.    29

SECTION 5.15

   Reports.    30

SECTION 5.16

   Statements True and Correct.    30

SECTION 5.17

   Tax and Regulatory Matters.    30

SECTION 5.18

   Charter Provisions.    31

SECTION 5.19

   Community Reinvestment Act.    31
ARTICLE 6. CONDUCT OF BUSINESS PENDING CONSUMMATION     

SECTION 6.1

   Affirmative Covenants of Target    31

SECTION 6.2

   Negative Covenants of Target    31

SECTION 6.3

   Affirmative Covenants of Purchaser.    34

SECTION 6.4

   Adverse Changes in Condition    34

SECTION 6.5

   Reporting Requirements.    34
ARTICLE 7. ADDITIONAL AGREEMENTS     

SECTION 7.1

   Registration Statement; Proxy Statement; Shareholder Approval    35

SECTION 7.2

   Listing.    35

SECTION 7.3

   Applications.    35

SECTION 7.4

   Filings with State Offices.    36

 

ii



 

SECTION 7.5

   Agreement as to Efforts to Consummate.   

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