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Agreement and Plan of Reorganization

 

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Title:

Agreement and Plan of Reorganization

Entities:

American National BankShares Inc.; Community First Financial Corp; F.N.B. Corp.; FNB Corp.; Middleburg Financial Corp.; National Bankshares Inc.; Old Point Financial Corp.; Nasdaq Stock Market Inc.

Date:

2005

Size:

Preview shows 39KB of 151KB total

Price:

$66

ID:

#1451234

 

 

► Plans ► Agreements ► Agreements & Plans of Reorganization
► Financial ► Investment Services
► Financial ► Regional Banks

 

 

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LR DRAFT

10/17/05

 

 

 

 

 

 

AGREEMENT AND PLAN OF REORGANIZATION

 

BY AND BETWEEN

 

AMERICAN NATIONAL BANKSHARES INC.

 

AND

 

COMMUNITY FIRST FINANCIAL CORPORATION

 

 

 

 

 


 

 

October 18, 2005

 

 



TABLE OF CONTENTS

 

ARTICLE 1

The Merger and Related Matters

 

          Page

1.1   

The Merger

    
1.2   

Effective Time

    
1.3   

Conversion of Community First Capital Stock

    
1.4   

Board of Directors of American and American National Bank; Lynchburg Advisory Board

    
1.5   

Community First Stock Options

    
1.6   

Articles of Incorporation and Bylaws

    
1.7   

Tax Consequences

    
1.8   

Anti-Dilution

    
1.9   

Dissenting Shares

    
1.10   

Definitions

    
     ARTICLE 2     
     Delivery of Merger Consideration     
2.1   

Election Procedures

    
2.2   

Allocation of Shares

    
2.3   

Exchange Procedures

    
2.4   

No Fractional Securities

    
     ARTICLE 3     
     Representations and Warranties     
3.1   

Disclosure Schedules

    
3.2   

Standard

    
3.3   

Representations and Warranties of Community First

    
3.4   

Representations and Warranties of American

    
     ARTICLE 4     
     Covenants and Agreements     
4.1   

Reasonable Best Efforts

    
4.2   

Access to Information; Notice of Certain Matters; Confidentiality

    
4.3   

Shareholder Approval

    
4.4   

Registration Statement

    
4.5   

Operation of the Business of Community First

    
4.6   

Operation of the Business of American

    
4.7   

Dividends

    

 

i


          Page

4.8   

Transition

    
4.9   

Control of Other Partys Business

    
4.10   

No Other Acquisition Proposals

    
4.11   

Regulatory Filings

    
4.12   

Public Announcements

    
4.13   

Tax Treatment

    
4.14   

Affiliate Agreement

    
4.15   

Benefit Plans; Employment Agreements

    
4.16   

Indemnification

    
4.17   

Nasdaq Listing

    
     ARTICLE 5     
     Conditions to the Merger     
5.1   

General Conditions

    
5.2   

Conditions to Obligations of American

    
5.3   

Conditions to Obligations of Community First

    
     ARTICLE 6     
     Termination     
6.1   

Termination

    
6.2   

Effect of Termination

    
6.3   

Non-Survival of Representations, Warranties and Covenants

    
6.4   

Fees and Expenses

    
     ARTICLE 7     
     General Provisions     
7.1   

Entire Agreement

    
7.2   

Binding Effect; No Third Party Rights

    
7.3   

Waiver and Amendment

    
7.4   

Governing Law

    
7.5   

Notices

    
7.6   

Counterparts

    
7.7   

Severability

    
7.8   

Alternative Structure

    

 

Exhibit A Plan of Merger between American National Bankshares Inc. and Community First Financial Corporation

 

Exhibit B Form of Affiliate Agreement

 

ii


AGREEMENT AND PLAN OF REORGANIZATION

 

THIS AGREEMENT AND PLAN OF REORGANIZATION (the Agreement) is made and entered into as of October 18, 2005, by and between American National Bankshares Inc., a Virginia corporation (American), and Community First Financial Corporation, a Virginia corporation (Community First).

 

WITNESSETH:

 

The parties desire that Community First shall be merged with and into American (the Merger) pursuant to a plan of merger (the Plan of Merger) substantially in the form attached as Exhibit A hereto, and the parties desire to provide for certain undertakings, conditions, representations, warranties and covenants in connection with the transactions contemplated hereby.

 

NOW, THEREFORE, in consideration of the premises and of the mutual representations, warranties, covenants and agreements herein contained, and intending to be legally bound hereby, the parties hereto agree as follows:

 

ARTICLE 1

The Merger and Related Matters

 

1.1    The Merger

 

Subject to the terms and conditions of this Agreement, at the Effective Time (as defined in Section 1.2 hereof), Community First will be merged with and into American pursuant to the Plan of Merger. The separate corporate existence of Community First thereupon shall cease, and American will be the surviving corporation. From and after the Effective Time, the Merger shall have the effect set forth in Section 13.1-721 of the Virginia Stock Corporation Act (the VSCA).

 

1.2    Effective Time

 

The Merger will become effective on the date and at the time shown on the Certificate of Merger issued by the Virginia State Corporation Commission (the Effective Time). Subject to the satisfaction or waiver of the conditions set forth in Article 5, the parties shall use their reasonable best efforts to cause the Effective Time to occur on or before March 31, 2006, or on such other date as the parties may agree in writing. All documents required by this Agreement to be delivered at or prior to the Effective Time will be exchanged by the parties at the closing of the Merger (the Merger Closing), which shall be held on or before the Effective Time. At or after the Merger Closing, American and Community First shall execute and deliver Articles of Merger containing the Plan of Merger to the Virginia State Corporation Commission.

 

1.3    Conversion of Community First Capital Stock

 

At the Effective Time, by virtue of the Merger and without any action on the part of a holder of shares of Community First common stock, without par value (Community First


Common Stock), and the Series A Preferred Stock, $10.00 par value per share (the Series A Preferred Stock) (the shares of Community First Common Stock and Series A Preferred Stock shall be referred to collectively as Community First Capital Stock), but subject to the provisions of Section 6.1(h) hereof:

 

(a) Each share of common stock of American, par value $1.00 per share (American Common Stock), that is issued and outstanding immediately before the Effective Time shall remain issued and outstanding and shall remain unchanged by the Merger.

 

(b) Each share of Community First Common Stock issued and outstanding immediately before the Effective Time (other than the Dissenting Shares as defined in Section 1.9 hereof) shall be converted into, at the election of the holder thereof and in accordance with the election and allocation procedures set forth in Article 2, the right to receive the following, without interest:

 

(i) 0.9219 shares of American Common Stock (the Per Share Common Stock Consideration); or

 

(ii) a cash amount equal to $21.00 per share (the Per Share Common Cash Consideration).

 

(c) Each share of Series A Preferred Stock issued and outstanding immediately before the Effective Time (other than the Dissenting Shares as defined in Section 1.9 hereof) shall be converted into, at the election of the holder thereof and in accordance with the election and allocation procedures set forth in Article 2, the right to receive the following, without interest:

 

(i) 1.1063 shares of American Common Stock (the Per Share Series A Stock Consideration); or

 

(ii) a cash amount equal to $25.20 per share (the Per Share Series A Cash Consideration).

 

(d) Notwithstanding anything in this Agreement to the contrary, the aggregate amount of cash to be issued to shareholders of Community First in the Merger shall not exceed the Aggregate Cash Consideration, as defined the following paragraph.


 

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