THIS AGREEMENT is made effective as of  the  17th day  of  March, 2000



BETWEEN:



EFINANCIAL  DEPOT.COM,  INC.



(hereinafter  referred  to  as  the  "Company")



                                                               OF THE FIRST PART



AND:



E-DGM  B.V.  CONSULTING  B.V.



(hereinafter  referred  to  as  the  "Contractor")



                                                              OF THE SECOND PART



WHEREAS:



A.          The  Company desires to retain the Contractor to provide services to

the Company in the areas of identifying and developing business opportunities in

Europe  for  the  Company's financial services business (the "Services") and the

Contractor  has  agreed  to so assist the Company on the terms and conditions of

this  Agreement.



          NOW  THEREFORE  THIS  AGREEMENT WITNESSES that in consideration of the

mutual  covenants and promises set forth herein, and for other good and valuable

consideration,  the  receipt  and sufficiency of which is hereby acknowledged by

each,  the  parties  hereto  agree  as  follows:



1.



APPOINTMENT  AND  AUTHORITY  OF  CONTRACTOR



(a)     Appointment  of  Contractor



          The Company hereby appoints the Contractor to perform the Services for

the  benefit of the Company, and the Company hereby authorizes the Contractor to

exercise  such  powers as provided under this Agreement.  The Contractor accepts

such  appointment  on  the  terms  and  conditions  herein  set  forth.



(b)     Authority  of  Contractor



          The  Contractor  shall have no right or authority, express or implied,

to  commit  or otherwise obligate the Company in any manner whatsoever except to

the extent specifically provided herein or specifically authorized in writing by

the  Company.

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