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Pooling and Servicing Agreement

 

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Title:

Pooling and Servicing Agreement

Entities:

Abfs Mort Loan Trust 2002-4 Mort Pass Thru Cert SER 2002-4; American Business Financial Services Inc.; Credit Suisse First Boston Mortgage Securities Corp.; Equifax Inc.; JPMorgan Chase Bank; McGraw-Hill Companies Inc.; Federal National Mortgage Association

Date:

2003

Size:

Preview shows 6KB of 422KB total

Price:

$58

ID:

#1480065

 

 

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                         POOLING AND SERVICING AGREEMENT




dated as of December 1, 2002



by and among



CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.
(Depositor)



AMERICAN BUSINESS CREDIT, INC.
(Servicer)

and

JPMORGAN CHASE BANK
(Trustee, Collateral Agent and Back-up Servicer)



ABFS MORTGAGE LOAN TRUST 2002-4

Mortgage Pass-Through Certificates, Series 2002-4,
Class A, Class A-IO,
Class M-1, Class M-2, Class B, Class X and Class R


<PAGE>


TABLE OF CONTENTS
<TABLE>
<CAPTION>

Page

ARTICLE I

DEFINITIONS

<S> <C> <C>
Section 1.01 Certain Defined Terms .................................................................1
Section 1.02 Provisions of General Application..........................................................32
Section 1.03 Business Day Certificate...................................................................32

ARTICLE II

ESTABLISHMENT OF THE TRUST SALE AND CONVEYANCE OF THE TRUST FUND

Section 2.01 Establishment of the Trust.................................................................33
Section 2.02 Purchase and Sale of Initial Mortgage Loans................................................33
Section 2.03 Purchase and Sale of Subsequent Mortgage Loans.............................................33
Section 2.04 Possession of Mortgage Files; Access to Mortgage Files.....................................35
Section 2.05 Delivery of Mortgage Loan Documents........................................................36
Section 2.06 Acceptance by Trustee of the Trust Fund; Certain Substitutions; Certification by
Trustee....................................................................................39
Section 2.07 Designations under REMIC Provisions; Designation of Startup Day............................41
Section 2.08 Execution of Certificates..................................................................48
Section 2.09 Application of Principal and Interest......................................................49
Section 2.10 Grant of Security Interest.................................................................49
Section 2.11 Further Action Evidencing Assignments......................................................49

ARTICLE III

REPRESENTATIONS AND WARRANTIES

Section 3.01 Representations of the Servicer and the Unaffiliated Seller................................50
Section 3.02 Representations, Warranties and Covenants of the Depositor.................................52
Section 3.03 Purchase and Substitution..................................................................53
Section 3.04 Representations, Warranties and Covenants of the Trustee, the Collateral Agent and
the Back-up Servicer.......................................................................55

ARTICLE IV

THE CERTIFICATES

Section 4.01 The Certificates...........................................................................56
Section 4.02 Registration of Transfer and Exchange of Certificates......................................56
Section 4.03 Mutilated, Destroyed, Lost or Stolen Certificates..........................................62
Section 4.04 Persons Deemed Owners......................................................................62
</TABLE>






<PAGE>

<TABLE>
<CAPTION>

Page

<S> <C> <C>
ARTICLE V

ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

Section 5.01 REMIC Matters; The Servicer................................................................63
Section 5.02 Collection of Certain Mortgage Loan Payments; Collection Account...........................64
Section 5.03 Permitted Withdrawals from the Collection Account..........................................65
Section 5.04 Hazard Insurance Policies; Property Protection Expenses....................................67

 

End of Preview

 

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