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Pooling and Servicing Agreement

 

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Title:

Pooling and Servicing Agreement

Entities:

Abfc Asset-Backed Certificates Series 2004-Opt1; Freddie Mac; McGraw-Hill Companies Inc.; Wells Fargo Bank, NA; Federal National Mortgage Association; Bank of America, NA

Date:

2005

Size:

Preview shows 5KB of 794KB total

Price:

$99

ID:

#1480212

 

 

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                        ASSET BACKED FUNDING CORPORATION,

Depositor

OPTION ONE MORTGAGE CORPORATION,
Master Servicer

and

WELLS FARGO BANK, NATIONAL ASSOCIATION,
Trustee

POOLING AND SERVICING AGREEMENT

Dated as of January 1, 2004

ABFC 2004-OPT1 Trust

ABFC Asset-Backed Certificates, Series 2004-OPT1

================================================================================

<PAGE>

TABLE OF CONTENTS

ARTICLE I

DEFINITIONS

Section 1.01 Defined Terms....................................................
Section 1.02 Accounting.......................................................

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES

Section 2.01 Conveyance of Mortgage Loans.....................................
Section 2.02 Acceptance by Trustee............................................
Section 2.03 Repurchase or Substitution of Mortgage Loans by the
Originator or the Seller.........................................
Section 2.04 [Reserved].......................................................
Section 2.05 Representations, Warranties and Covenants of the Master
Servicer.........................................................
Section 2.06 Representations and Warranties of the Depositor..................
Section 2.07 Issuance of Certificates and the Uncertificated Regular
Interests........................................................

ARTICLE III

ADMINISTRATION AND SERVICING
OF THE TRUST FUND

Section 3.01 Master Servicer to Act as Servicer...............................
Section 3.02 Collection of Mortgage Loan Payments.............................
Section 3.03 Realization Upon Defaulted Mortgage Loans........................
Section 3.04 Collection Account, Distribution Account and Reserve
Account..........................................................
Section 3.05 Permitted Withdrawals From the Collection Account................
Section 3.06 Establishment of Escrow Accounts; Deposits in Escrow
Accounts.........................................................
Section 3.07 Permitted Withdrawals From Escrow Account........................
Section 3.08 Payment of Taxes, Insurance and Other Charges;
Collections Thereunder...........................................
Section 3.09 Transfer of Accounts.............................................
Section 3.10 Maintenance of Hazard Insurance..................................
Section 3.11 Maintenance of Mortgage Impairment Insurance Policy..............
Section 3.12 Fidelity Bond, Errors and Omissions Insurance....................
Section 3.13 Title, Management and Disposition of REO Property................
Section 3.14 Due-on-Sale Clauses; Assumption and Substitution
Agreements.......................................................
Section 3.15 Notification of Adjustments......................................
Section 3.16 Optional Purchases of Mortgage Loans by Master Servicer..........
Section 3.17 Trustee to Cooperate; Release of Files...........................
Section 3.18 Servicing Compensation...........................................
Section 3.19 Annual Statement as to Compliance................................
Section 3.20 Annual Independent Certified Public Accountants' Reports.........
Section 3.21 Access to Certain Documentation and Information Regarding
the Mortgage Loans...............................................
Section 3.22 Duties of Credit Risk Manager....................................
Section 3.23 Obligations of the Master Servicer in Respect of
Compensating Interest............................................

 

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