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Pooling and Servicing Agreement

 

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Title:

Pooling and Servicing Agreement

Entities:

Abfc 2005-AQ1 Trust; Freddie Mac; McGraw-Hill Companies Inc.; Federal National Mortgage Association; Bank of America, NA

Date:

2005

Size:

Preview shows 5KB of 867KB total

Price:

$92

ID:

#1480312

 

 

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                        ASSET BACKED FUNDING CORPORATION,
                                    DEPOSITOR

                          AMERIQUEST MORTGAGE COMPANY,
                                    SERVICER

                                       AND

                      DEUTSCHE BANK NATIONAL TRUST COMPANY,
                                     TRUSTEE

                         POOLING AND SERVICING AGREEMENT

                            DATED AS OF JUNE 1, 2005

                               ABFC 2005-AQ1 TRUST

                   ASSET-BACKED CERTIFICATES, SERIES 2005-AQ1

================================================================================



                                TABLE OF CONTENTS

<TABLE>

                                                                                                  Page
                                                                                                  ----

ARTICLE I DEFINITIONS                                                                                5

   Section 1.01    Defined Terms.....................................................................5
   Section 1.02    Accounting.......................................................................47
   Section 1.03    Rights of the NIMS Insurer.......................................................47

ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES                          48

   Section 2.01    Conveyance of Mortgage Loans.....................................................48
   Section 2.02    Acceptance by Trustee............................................................50
   Section 2.03    Repurchase of Mortgage Loans by the Originator or the Seller.....................52
   Section 2.04    Execution of Yield Maintenance Agreement.........................................55
   Section 2.05    Representations, Warranties and Covenants of the Servicer........................55
   Section 2.06    Representations and Warranties of the Depositor..................................57
   Section 2.07    Issuance of Certificates and the Uncertificated Regular Interests................59

ARTICLE III ADMINISTRATION AND SERVICING OF THE TRUST FUND                                          60

   Section 3.01    Servicer to Act as Servicer......................................................60
   Section 3.02    Collection of Mortgage Loan Payments.............................................62
   Section 3.03    Realization Upon Defaulted Mortgage Loans........................................62
   Section 3.04    Collection Accounts, Distribution Account and Reserve Accounts...................63
   Section 3.05    Permitted Withdrawals From the Collection Accounts...............................67
   Section 3.06    Establishment of Escrow Accounts; Deposits in Escrow Accounts....................68
   Section 3.07    Permitted Withdrawals From Escrow Account........................................69
   Section 3.08    Payment of Taxes, Insurance and Other Charges; Collections Thereunder............70
   Section 3.09    Transfer of Accounts.............................................................70
   Section 3.10    Maintenance of Hazard Insurance..................................................70
   Section 3.11    Maintenance of Mortgage Impairment Insurance Policy..............................71
   Section 3.12    Fidelity Bond, Errors and Omissions Insurance....................................72
   Section 3.13    Title, Management and Disposition of REO Property................................72
   Section 3.14    Due-on-Sale Clauses; Assumption and Substitution Agreements......................75
   Section 3.15    [Reserved].......................................................................76
   Section 3.16    Optional Purchases of Mortgage Loans by Servicer.................................76
   Section 3.17    Trustee to Cooperate; Release of Files...........................................76
   Section 3.18    Servicing Compensation...........................................................78
   Section 3.19    Annual Statement as to Compliance................................................78
   Section 3.20    Annual Independent Certified Public Accountants' Reports.........................79
   Section 3.21    Access to Certain Documentation and Information Regarding the Mortgage Loans.....79
   Section 3.22    [Reserved].......................................................................80


 

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