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Credit Agreement

 

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Title:

Credit Agreement

Entities:

Citicorp North America, Inc.; Citigroup Global Markets Inc.; Comerica Bank; International Container Systems Inc; Intertape Polymer Group Inc.; Polymer Group, Inc.; Toronto-Dominion Bank; Bank of New York

Date:

2004

Size:

Preview shows 38KB of 645KB total

Price:

$99

ID:

#1526539

 

 

► Loans ► Credit Agreements
► Financial
► Commodities ► Containers & Packaging
► Consumer ► Textiles - Non Apparel
► Financial ► Money Center Banks
► Financial ► Regional Banks

 

 

Start of Preview


 

CREDIT AGREEMENT

 

Dated as of July 28, 2004

among

 

IPG (US) INC.,

CENTRAL PRODUCTS COMPANY,

IPG ADMINISTRATIVE SERVICES INC.,

INTERTAPE POLYMER CORP.,

INTERTAPE INC.,

IPG TECHNOLOGIES INC.

and

IPG FINANCIAL SERVICES INC.,

as the U.S. Borrowers,

 

INTERTAPE POLYMER INC.,

as the Canadian Borrower,

 

INTERTAPE POLYMER GROUP INC.

and

IPG (US) HOLDINGS, INC.,

as Guarantors,

 

and

 

THE LENDERS REFERRED TO HEREIN

 


 

CITIGROUP GLOBAL MARKETS INC.,

as Sole Lead Arranger and Sole Bookrunner

 

and

 

CITICORP NORTH AMERICA, INC.,

as Administrative Agent

 


 

THE TORONTO-DOMINION BANK,

as Syndication Agent

 

and

 

COMERICA BANK

and

HSBC BANK USA, NATIONAL ASSOCIATION,

as Co-Documentation Agents

 



TABLE OF CONTENTS

 

          Page

ARTICLE I.    DEFINITIONS

   1

Section 1.01.

  

Defined Terms

   1

Section 1.02.

  

Classification of Loans and Borrowings

   52

Section 1.03.

  

Terms Generally

   52

Section 1.04.

  

Exchange Rates

   53

ARTICLE II.    THE CREDITS

   53

Section 2.01.

  

Credit Commitments

   53

Section 2.02.

  

Procedure for Borrowing

   55

Section 2.03.

  

Drawings of Bankers? Acceptances and Notional Bankers? Acceptances.

   57

Section 2.04.

  

Swingline Loans

   60

Section 2.05.

  

Letters of Credit

   62

Section 2.06.

  

Incremental Term Commitments

   67

Section 2.07.

  

Incremental U.S. Revolving Credit Commitments

   70

Section 2.08.

  

Conversion and Continuation Options for Certain Loans

   72

Section 2.09.

  

Renewal and Conversion of Bankers? Acceptances.

   73

Section 2.10.

  

Optional and Mandatory Prepayments of Loans; Scheduled Repayments of Term Loans

   75

Section 2.11.

  

Termination, Reduction or Adjustment of Commitments

   79

Section 2.12.

  

Repayment of Loans; Evidence of Debt

   80

Section 2.13.

  

Interest Rates and Payment Dates

   82

Section 2.14.

  

Fees

   83

Section 2.15.

  

Pro Rata Treatment and Payments

   85

Section 2.16.

  

Inability to Determine Interest Rate; Unavailability of Deposits; Inadequacy of Interest Rate

   87

Section 2.17.

  

Illegality

   88

Section 2.18.

  

Requirements

   88

Section 2.19.

  

Taxes

   90

Section 2.20.

  

Indemnity

   92

Section 2.21.

  

Change of Lending Office

   93

Section 2.22.

  

Sharing of Setoffs

   93

Section 2.23.

  

Assignment of Commitments Under Certain Circumstances

   94

ARTICLE III.    REPRESENTATIONS AND WARRANTIES

   95

Section 3.01.

  

Organization, etc.

   95

Section 3.02.

  

Due Authorization, Non-Contravention, etc.

   95

Section 3.03.

  

Government Approval, Regulation, etc.

   95

Section 3.04.

  

Validity, etc.

   96

Section 3.05.

  

Indebtedness Outstanding

   96



 

Section 3.06.

  

Financial Information

   96

Section 3.07.

  

No Material Adverse Change

   97

Section 3.08.

  

Litigation

   97

Section 3.09.

  

Compliance with Laws and Agreements

   97

Section 3.10.

  

Subsidiaries

   97

Section 3.11.

  

Ownership of Properties

   97

Section 3.12.

  

Taxes

   98

Section 3.13.

  

Pension and Welfare Plans

   99

Section 3.14.

  

Environmental Matters

   99

Section 3.15.

  

Regulations U and X

   101

Section 3.16.

  

Disclosure; Accuracy of Information; Pro Forma Balance Sheets and Projected Financial Statements

   101

Section 3.17.

  

Insurance

   102

Section 3.18.

  

Labor Matters

   102

Section 3.19.

  

Solvency

   102

Section 3.20.

  

Capitalization

   102

Section 3.21.

  

Subordination

   103

Section 3.22.

  

Representations in Other Documents

   103

Section 3.23.

  

Security Documents

   103

Section 3.24.

  

Anti-Terrorism Laws

   104

ARTICLE IV.    CONDITIONS

   105

Section 4.01.

  

Effective Date

   105

Section 4.02.

  

Initial Borrowing Date

   110

Section 4.03.

  

Conditions to Each Credit Event (other than Credit Events Occurring on the Initial Borrowing Date)

   118

ARTICLE V.    AFFIRMATIVE COVENANTS

   119

Section 5.01.

  

Financial Information, Reports, Notices, etc.

   119

Section 5.02.

  

Compliance with Laws, etc.

   122

Section 5.03.

  

Maintenance of Properties

   123

Section 5.04.

  

Insurance

   123

Section 5.05.

  

Books and Records; Visitation Rights

   124

Section 5.06.

  

Environmental Covenant

   124

Section 5.07.

  

Existence; Conduct of Business

   125

Section 5.08.

  

Performance of Obligations

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