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Credit Agreement

 

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Title:

Credit Agreement

Entities:

Bank One, NA; International Broadcasting Corp; Journal Communications, Inc.; National City Bank; U.S. Bank, NA; Bank of America, NA; Bank of New York; Keybank NA; Foley & Lardner LLP

Date:

2003

Size:

Preview shows 9KB of 246KB total

Price:

$63

ID:

#1580098

 

 

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3

sdc518b.txt
CREDIT AGREEMENT

CREDIT AGREEMENT

Dated as of September 5, 2003

among

THE JOURNAL COMPANY (to be renamed
JOURNAL COMMUNICATIONS, INC.)
as Borrower,

CERTAIN SUBSIDIARIES FROM TIME TO TIME
PARTIES HERETO,
as Guarantors,

THE SEVERAL LENDERS
FROM TIME TO TIME PARTIES HERETO,

U.S. BANK NATIONAL ASSOCIATION,
as Sole Lead Arranger and Administrative Agent,

KEYBANK NATIONAL ASSOCIATION,
as Co-Syndication Agent,

LASALLE BANK NATIONAL ASSOCIATION,
as Co-Syndication Agent,

BANK ONE, NA,
as Co-Documentation Agent,

M&I MARSHALL & ILSLEY BANK,
as Co-Documentation Agent,

SUN TRUST BANK,
as Senior Managing Agent,

ASSOCIATED BANK, N.A.
as Managing Agent,

BANK OF AMERICA, N.A.,
as Managing Agent,

THE NORTHERN TRUST COMPANY,
as Managing Agent

and

WACHOVIA BANK NATIONAL ASSOCIATION,
as Managing Agent



TABLE OF CONTENTS

Page
----

ARTICLE 1 DEFINITIONS.......................................................1

1.1 Definitions.......................................................1

1.2 Other Definitional Provisions....................................20

1.3 Accounting Terms and Determinations..............................20

ARTICLE 2 CREDIT FACILITIES................................................20

2.1 Revolving Loans..................................................20

2.2 Swing Line Loans.................................................22

2.3 [Reserved].......................................................23

ARTICLE 3 OTHER PROVISIONS RELATING TO CREDIT FACILITIES...................24

3.1 Default Rate.....................................................24

3.2 Extension and Conversion.........................................24

3.3 Reductions in Commitments and Prepayments........................24

3.4 Fees.............................................................25

3.5 Capital Adequacy.................................................26

3.6 Inability To Determine Interest Rate.............................26

3.7 Illegality.......................................................26

3.8 Requirements of Law..............................................27

3.9 Taxes............................................................28

3.10 Indemnity........................................................29

3.11 Pro Rata Treatment...............................................29

3.12 Sharing of Payments..............................................30

3.13 Place and Manner of Payments.....................................31

3.14 [Reserved].......................................................31

3.15 Transfers at Borrower's Request..................................32

ARTICLE 4 GUARANTY.........................................................32

4.1 The Guaranty.....................................................32

4.2 Obligations Unconditional........................................32

4.3 Reinstatement....................................................33

4.4 Certain Additional Waivers.......................................34

4.5 Remedies.........................................................34

i


TABLE OF CONTENTS
(continued)
Page
----

4.6 Continuing Guarantee.............................................34

ARTICLE 5 CONDITIONS.......................................................34

5.1 Conditions to Closing Date.......................................34

5.2 Conditions to All Loans..........................................36

ARTICLE 6 REPRESENTATIONS AND WARRANTIES...................................37

6.1 Financial Statements.............................................37

6.2 Ownership of Properties; Liens and Encumbrances..................37

6.3 Corporate Existence; Compliance with Law.........................38

6.4 Corporate Power; Authorization; Enforceable Obligations..........38

6.5 No Legal Bar; No Default.........................................38

6.6 No Material Litigation...........................................38

6.7 Investment Company Act...........................................39

6.8 Federal Regulations..............................................39

6.9 ERISA............................................................39

6.10 Environmental Matters............................................39

6.11 Use of Proceeds..................................................40

6.12 Subsidiaries.....................................................40

6.13 Taxes............................................................40

6.14 Solvency.........................................................41

6.15 Accuracy of Information..........................................41

6.16 Amendments to Schedule 6.12......................................41

6.17 Recapitalization.................................................41

ARTICLE 7 AFFIRMATIVE COVENANTS............................................42

7.1 Annual Financial Statement.......................................42

7.2 Interim Financial Statements.....................................42

7.3 Payment of Obligations...........................................43

7.4 Conduct of Business and Maintenance of Existence.................43

7.5 Maintenance of Property; Insurance...............................43

7.6 Inspection of Property; Books and Records; Discussions...........43

7.7 Notices..........................................................44

ii


TABLE OF CONTENTS
(continued)
Page
----

7.8 Environmental Laws...............................................44

7.9 Financial Covenants..............................................45

7.10 Additional Subsidiary Guarantors.................................45

7.11 Recapitalization.................................................46

ARTICLE 8 NEGATIVE COVENANTS...............................................46

8.1 Indebtedness.....................................................46

8.2 Liens............................................................46

8.3 Nature of Business...............................................46

8.4 Consolidation, Merger, Sale or Purchase of Assets, etc...........47

8.5 Advances, Investments and Loans..................................48

8.6 Guarantee Obligations............................................48


 

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