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5-Year Revolving Credit Agreement

 

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Title:

5-Year Revolving Credit Agreement

Entities:

Banc of America Securities LLC; Bank of Nova Scotia; Bank One, NA; BNY Capital Markets, Inc.; Fleet National Bank; JPMorgan Chase Bank; McGraw-Hill Companies Inc.; PNC Bank, NA; TJX Companies Inc /DE/; TJX Companies, Inc.; U.S. Bank, NA; Union Bank of California, NA; Bank of America, NA; Bank of New York; Keybank NA; Ropes & Gray

Date:

2005

Size:

Preview shows 20KB of 285KB total

Price:

$95

ID:

#1584573

 

 

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                        5-YEAR REVOLVING CREDIT AGREEMENT

Dated as of May 5, 2005

among

THE TJX COMPANIES, INC.,

as the Borrower,

THE FINANCIAL INSTITUTIONS NAMED HEREIN,

as the Lenders,

BANK OF AMERICA, N.A.,

as Administrative Agent,

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION,

and

THE BANK OF NEW YORK,

as Syndication Agents,

and

CITIZENS BANK OF MASSACHUSETTS,

KEYBANK NATIONAL ASSOCIATION,

and

UNION BANK OF CALIFORNIA, N.A.,

as Documentation Agents

================================================================================

BANC OF AMERICA SECURITIES LLC,

BNY CAPITAL MARKETS, INC.

and

JPMORGAN SECURITIES INC.,

as Co-Lead Arrangers

and

BNY CAPITAL MARKETS, INC.

and

JPMORGAN SECURITIES INC.,

as Joint Book Runners

================================================================================

TABLE OF CONTENTS



Page
----

ARTICLE I DEFINITIONS................................................................................... 1
1.1 Certain Defined Terms........................................................................ 1

ARTICLE II THE CREDITS.................................................................................. 17
2.1 The Syndicated Loans......................................................................... 17
2.2 Repayment of the Syndicated Loans............................................................ 17
2.3 Ratable Loans; Types of Syndicated Advances.................................................. 18
2.4 Minimum Amount of Each Syndicated Advance.................................................... 18
2.5 Optional Prepayments of Syndicated Loans..................................................... 18
2.6 Method of Selecting Types and Interest Periods for New Syndicated Advances................... 18
2.7 Conversion and Continuation of Outstanding Syndicated Advances............................... 19
2.8 Payment of Interest on Syndicated Advances; Changes in Interest Rate......................... 20
2.9 Swing Line Loans............................................................................. 20
2.10 Intentionally Deleted........................................................................ 22
2.11 Facility Fee; Utilization Fee; Adjustments in Aggregate Commitment........................... 22
2.12 Rates Applicable After Default............................................................... 23
2.13 Method of Payment............................................................................ 24
2.14 Evidence of Debt (Optional Notes); Telephonic Notices........................................ 24
2.15 Notification of Syndicated Advances, Interest Rates, Prepayments and Commitment Reductions... 25
2.16 Lending Installations........................................................................ 25
2.17 Non-Receipt of Funds by the Administrative Agent............................................. 25
2.18 Withholding Tax Exemption.................................................................... 26
2.19 Termination.................................................................................. 26
2.20 Letter of Credit Facility.................................................................... 27
2.21 Pricing...................................................................................... 31

ARTICLE III CHANGE IN CIRCUMSTANCES..................................................................... 33
3.1 Yield Protection............................................................................. 33
3.2 Changes in Capital Adequacy Regulations...................................................... 33
3.3 Availability of Types of Syndicated Advances................................................. 34
3.4 Funding Indemnification...................................................................... 34
3.5 Mitigation; Lender Statements; Survival of Indemnity......................................... 35

ARTICLE IV CONDITIONS PRECEDENT......................................................................... 35
4.1 Effectiveness; Initial Syndicated Advance.................................................... 35
4.2 Each Syndicated Advance and Letter of Credit................................................. 36

ARTICLE V REPRESENTATIONS AND WARRANTIES................................................................ 37
5.1 Existence and Standing....................................................................... 37
5.2 Authorization and Validity................................................................... 38
5.3 No Conflict; Government Consent.............................................................. 38



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5.4 Financial Statements......................................................................... 38
5.5 Material Adverse Change...................................................................... 39
5.6 Taxes........................................................................................ 39
5.7 Litigation and Contingent Obligations........................................................ 39
5.8 Subsidiaries................................................................................. 39
5.9 ERISA........................................................................................ 40
5.10 Accuracy of Information...................................................................... 40
5.11 Regulations T, U and X....................................................................... 40
5.12 Material Agreements.......................................................................... 40
5.13 Compliance With Laws......................................................................... 41
5.14 Ownership of Property........................................................................ 41
5.15 Labor Matters................................................................................ 41
5.16 Investment Company Act....................................................................... 41
5.17 Public Utility Holding Company Act........................................................... 41
5.18 Insurance.................................................................................... 42

ARTICLE VI COVENANTS.................................................................................... 42
6.1 Financial Reporting.......................................................................... 42
6.2 Use of Proceeds.............................................................................. 43
6.3 Other Notices................................................................................ 44
6.4 Conduct of Business.......................................................................... 44
6.5 Taxes........................................................................................ 44
6.6 Insurance.................................................................................... 44
6.7 Compliance with Laws......................................................................... 45
6.8 Maintenance of Properties.................................................................... 45
6.9 Inspection................................................................................... 45
6.10 Merger....................................................................................... 45
6.11 Sale of Assets............................................................................... 46
6.12 Affiliates................................................................................... 46
6.13 Investments.................................................................................. 47
6.14 Contingent Obligations....................................................................... 47
6.15 Liens........................................................................................ 48
6.16 Maximum Leverage Ratio....................................................................... 50
6.17 Intentionally Deleted........................................................................ 50
6.18 Acquisitions................................................................................. 50
6.19 Rate Hedging Obligations..................................................................... 50
6.20 Subsidiary Indebtedness...................................................................... 50
6.21 Subordination of Intercompany Indebtedness................................................... 51

ARTICLE VII DEFAULTS.................................................................................... 51
7.1 Breach of Representation or Warranty......................................................... 51
7.2 Payment Default.............................................................................. 51
7.3 Breach of Certain Covenants.................................................................. 51
7.4 Breach of Other Provisions................................................................... 51
7.5 Default on Material Indebtedness............................................................. 52
7.6 Voluntary Insolvency Proceedings............................................................. 52
7.7 Involuntary Insolvency Proceedings........................................................... 52



-ii-



7.8 Condemnation................................................................................. 53
7.9 Judgments.................................................................................... 53
7.10 ERISA Matters................................................................................ 53
7.11 Environmental Matters........................................................................ 53
7.12 Change of Control............................................................................ 53
7.13 Loan Document Defaults....................................................................... 54
7.14 Off-Balance Sheet Liabilities................................................................ 54

ARTICLE VIII ACCELERATION, WAIVERS, AMENDMENTS AND REMEDIES............................................. 54
8.1 Acceleration................................................................................. 54
8.2 Amendments................................................................................... 54
8.3 Preservation of Rights....................................................................... 55

ARTICLE IX GENERAL PROVISIONS........................................................................... 56
9.1 Survival of Representations.................................................................. 56
9.2 Governmental Regulation...................................................................... 56
9.3 Taxes; Stamp Duties.......................................................................... 56
9.4 Headings..................................................................................... 56
9.5 Entire Agreement............................................................................. 57
9.6 Several Obligations; Benefits of this Agreement.............................................. 57
9.7 Expenses; Indemnification.................................................................... 57
9.8 Numbers of Documents......................................................................... 59
9.9 Accounting................................................................................... 59
9.10 Severability of Provisions................................................................... 59
9.11 Nonliability of Lenders...................................................................... 59
9.12 GOVERNING LAW................................................................................ 59
9.13 CONSENT TO JURISDICTION; SERVICE OF PROCESS; JURY TRIAL...................................... 60
9.14 Confidentiality.............................................................................. 62

ARTICLE X THE ADMINISTRATIVE AGENT...................................................................... 62
10.1 Appointment; Nature of Relationship.......................................................... 62
10.2 Powers....................................................................................... 63
10.3 General Immunity............................................................................. 63
10.4 No Responsibility for Loans, Creditworthiness, Collateral, Recitals, Etc..................... 63
10.5 Action on Instructions of Lenders............................................................ 64
10.6 Employment of Agents and Counsel............................................................. 64
10.7 Reliance on Documents; Counsel............................................................... 64
10.8 The Administrative Agent's Reimbursement and Indemnification................................. 64
10.9 Rights as a Lender........................................................................... 65
10.10 Lender Credit Decision....................................................................... 65
10.11 Successor Administrative Agent............................................................... 65
10.12 No Duties Imposed on Syndication Agents, Documentation Agents or Arrangers................... 66
10.13 Administrative Agent's Fee................................................................... 66

ARTICLE XI SETOFF; RATABLE PAYMENTS..................................................................... 67



-iii-



11.1 Setoff....................................................................................... 67
11.2 Ratable Payments............................................................................. 67
11.3 Application of Payments...................................................................... 67

ARTICLE XII BENEFIT OF AGREEMENT; ASSIGNMENTS; PARTICIPATIONS........................................... 68
12.1 Successors and Assigns....................................................................... 68
12.2 Participations............................................................................... 69
12.3 Assignments.................................................................................. 70
12.4 Designated Lenders........................................................................... 70
12.5 Dissemination of Information................................................................. 71
12.6 Tax Treatment................................................................................ 72

ARTICLE XIII NOTICES.................................................................................... 72
13.1 Giving Notice................................................................................ 72
13.2 Change of Address............................................................................ 73

ARTICLE XIV COUNTERPARTS................................................................................ 73

ARTICLE XV USA PATRIOT ACT NOTICE....................................................................... 73



-iv-

SCHEDULES



Schedule 1 Commitments
Schedule 2.20 Issuing Lender's Maximum Amounts
Schedule 5.3 Governmental Authorizations
Schedule 5.7 Litigation
Schedule 5.8 Subsidiaries
Schedule 5.13 Environmental, Health or Safety Requirements of Law
Schedule 5.14 Liens and Encumbrances
Schedule 6.11 Asset Sales
Schedule 6.13 Investments
Schedule 6.14 Contingent Obligations
Schedule 6.20 Subsidiary Indebtedness

 

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