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TABLE OF CONTENTS


ARTICLE 1 DEFINITIONS			1
SECTION 1.01 Definitions			1
SECTION 1.02 General			15
SECTION 1.03 Other Definitions and Provisions			15

ARTICLE 2 REVOLVING CREDIT FACILITY			17
SECTION 2.01 Loans			17
SECTION 2.02 Procedure for Advances of Loans			17
SECTION 2.03 Repayment of Loans			17
SECTION 2.04 Revolving Credit Note			18
SECTION 2.05 Permanent Reduction of the Commitment			18
SECTION 2.06 Termination of Revolving Credit Facility			19
SECTION 2.07 Use of Proceeds			19

ARTICLE 3. [INTENTIONALLY OMITTED]			19

ARTICLE 4 GENERAL LOAN PROVISIONS			19
SECTION 4.01 Interest			19
SECTION 4.02 Notice and Manner of Conversion or Continuation of Loans			21
SECTION 4.03 Unused Line Fee			22
SECTION 4.04 Manner of Payment			22
SECTION 4.05 Crediting of Payments and Proceeds			22
SECTION 4.06 Changed Circumstances			23
SECTION 4.07 Indemnity			24
SECTION 4.08 Capital Requirements			25
SECTION 4.09 Taxes			25

ARTICLE 5 CLOSING; CONDITIONS OF CLOSING AND BORROWING			26
SECTION 5.01 Conditions to Closing			26
SECTION 5.02 Conditions to Initial Loan			29
SECTION 5.03 Conditions to All Loans			31

ARTICLE 6 REPRESENTATIONS AND WARRANTIES			31
SECTION 6.01 Existence, Qualification and Power; Compliance with Laws			31
SECTION 6.02 Authorization; No Contravention			32
SECTION 6.03 Governmental Authorization			32
SECTION 6.04 Binding Effect			32


SECTION 6.05 Financial Statements; No Material Adverse Effect			32
SECTION 6.06 Litigation			33
SECTION 6.07 Absence of Defaults			33
SECTION 6.08 Environmental Compliance			33
SECTION 6.09 Insurance			33
SECTION 6.10 Taxes			33
SECTION 6.11 ERISA Compliance			34
SECTION 6.12 Investments			34
SECTION 6.13 Disclosure			34
SECTION 6.14 Compliance with Laws			35
SECTION 6.15 Margin Regulations; Investment Company Act; Public Utility Holding Company Act			35
SECTION 6.16 Titles to Properties			35
SECTION 6.17 Liens			35
SECTION 6.18 Rights in Collateral; Priority of Lender’s Liens			36
SECTION 6.19 Intellectual Property Matters			36
SECTION 6.20 Material Contracts			36
SECTION 6.21 Employee Relations			36
SECTION 6.22 Intentionally Deleted			36
SECTION 6.23 Solvency			36
SECTION 6.24 Debt			36
SECTION 6.25 Salary Pension Scheme			37
SECTION 6.26 Anti-Terrorism Laws			37
SECTION 6.27 Existing Business			38
SECTION 6.28 Survival of Representations and Warranties Etc.			38

ARTICLE 7 FINANCIAL INFORMATION AND NOTICES			38
SECTION 7.01 Financial Statements and Projections			38
SECTION 7.02 Officer’s Compliance Certificate			39
SECTION 7.03 Accountants’ Certificate			39
SECTION 7.04 Other Reports			40
SECTION 7.05 Notice of Litigation and Other Matters			40
SECTION 7.06 Accuracy of Information			41

ARTICLE 8 AFFIRMATIVE COVENANTS			41
SECTION 8.01 Payment of Obligations			41
SECTION 8.02 Preservation of Existence, Etc			41
SECTION 8.03 Maintenance of Properties			41
SECTION 8.04 Maintenance of Insurance			42
SECTION 8.05 Compliance with Applicable Laws			42
SECTION 8.06 Books and Records			42
SECTION 8.07 Inspection Rights			42
SECTION 8.08 Use of Proceeds			43
SECTION 8.09 Security Interests			43
SECTION 8.10 Creation or Acquisition of Subsidiaries			43


SECTION 8.11 Collateral Records			44
SECTION 8.12 Permitted Acquisitions