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Pooling and Servicing Agreement

 

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Title:

Pooling and Servicing Agreement

Entities:

Cede & Co.; Freddie Mac; JPMorgan Chase Bank; McGraw-Hill Companies Inc.; Naac Alternative Loan Trust, Series 2005 - AP1; Federal National Mortgage Association

Date:

2005

Size:

Preview shows 5KB of 792KB total

Price:

$81

ID:

#1909076

 

 

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Start of Preview


                      NOMURA ASSET ACCEPTANCE CORPORATION,


Depositor


NOMURA CREDIT & CAPITAL, INC.,

Seller


GMAC MORTGAGE CORPORATION

a Servicer

and

WELLS FARGO BANK, NATIONAL ASSOCIATION,

Trustee


--------------------




POOLING AND SERVICING AGREEMENT

Dated as of February 1, 2005

----------------------------------------

NOMURA ASSET ACCEPTANCE CORPORATION

MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-AP1



{PAGE}



TABLE OF CONTENTS
Page
----

ARTICLE I
DEFINITIONS
Section 1.01. Defined Terms...................................................5
Section 1.02. Allocation of Certain Interest Shortfalls......................55

ARTICLE II
CONVEYANCE OF TRUST FUND REPRESENTATIONS AND WARRANTIES
Section 2.01. Conveyance of Trust Fund.......................................57
Section 2.02. Acceptance of the Mortgage Loans...............................58
Section 2.03. Representations, Warranties and Covenants of GMACM and
the Seller.....................................................60
Section 2.04. Representations and Warranties of the Depositor................65
Section 2.05. Delivery of Opinion of Counsel in Connection with
Substitutions and Repurchases..................................67
Section 2.06. Issuance of the Group I Certificates...........................67
Section 2.07. Issuance of the REMIC II Regular Interests and the
Class R-1 Interest.............................................68
Section 2.08. Conveyance of the REMIC II Regular Interests; Acceptance of
REMIC III by the Trustee.......................................68
Section 2.09. Conveyance of the REMIC III Regular Interests; Acceptance of
REMIC IV by the Trustee........................................68
Section 2.10. Issuance of Class II-R Certificates............................69
Section 2.11. Establishment of Trust.........................................69

ARTICLE III
ADMINISTRATION AND SERVICING OF THE GMACM MORTGAGE LOANS
Section 3.01. GMACM to act as Servicer of the GMACM Mortgage Loans...........70
Section 3.02. Due-on-Sale Clauses; Assumption Agreements.....................71
Section 3.03. Subservicers...................................................73
Section 3.04. Documents, Records and Funds in Possession of GMACM To Be
Held for Trustee...............................................73
Section 3.05. Maintenance of Hazard Insurance................................74
Section 3.06. Presentment of Claims and Collection of Proceeds...............75
Section 3.07. Maintenance of Insurance Policies..............................76
Section 3.08. Reserved.......................................................76




{PAGE}


Section 3.09. Realization Upon Defaulted GMACM Mortgage Loans;
Determination of Excess Liquidation Proceeds and Realized
Losses; Repurchases of Certain GMACM Mortgage Loans............76
Section 3.10. Servicing Compensation.........................................78
Section 3.11. REO Property...................................................79
Section 3.12. Liquidation Reports............................................79
Section 3.13. Annual Certificate as to Compliance............................79
Section 3.14. Annual Independent Certified Public Accountants' Servicing
Report.........................................................80
Section 3.15. Books and Records..............................................81
Section 3.16. The Trustee....................................................81
Section 3.17. REMIC-Related Covenants........................................82
Section 3.18. Reimbursement of Costs and Expenses............................82
Section 3.19. Release of Mortgage Files......................................82

 

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