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Mortgage Loan Sale and Servicing Agreement

 

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Title:

Mortgage Loan Sale and Servicing Agreement

Entities:

Freddie Mac; J.P. Morgan Alternative Loan Trust 2006-A2; JPMorgan Chase Bank; Washington Mutual Inc.; Wells Fargo Bank, NA; Federal National Mortgage Association

Date:

2006

Size:

Preview shows 29KB of 312KB total

Price:

$97

ID:

#1935003

 

 

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Start of Preview


EXECUTION VERSION


MORTGAGE LOAN SALE AND SERVICING AGREEMENT

between

GREENPOINT MORTGAGE FUNDING, INC.,

as Seller and as Servicer,

and

J.P. MORGAN MORTGAGE ACQUISITION CORP.,

as Purchaser

November 1, 2004

Fixed and Adjustable Rate Mortgage Loans




TABLE OF CONTENTS

Page

SECTION 1.

Definitions;.

1

Subsection 1.01

Definitions.

1

SECTION 2.

Purchase and Conveyance.

14

SECTION 3.

Mortgage Loan Schedule.

15

SECTION 4.

Purchase Price.

15

SECTION 5.

Examination of Mortgage Files.

15

SECTION 6.

Delivery of Mortgage Loan Documents.

15

Subsection 6.01

Possession of Mortgage Files.

15

Subsection 6.02

Books and Records.

16

Subsection 6.03

Delivery of Mortgage Loan Documents.

16

SECTION 7.

Representations, Warranties and Covenants; Remedies for Breach.

17

Subsection 7.01

Representations and Warranties Regarding Individual

Mortgage Loans.

17

Subsection 7.02

Seller and Servicer Representations.

28

Subsection 7.03

Remedies for Breach of Representations and Warranties.

30

Subsection 7.04

Early Payment Default.

32

Subsection 7.05

Purchase Price Protection.

32

SECTION 8.

Closing.

33

SECTION 9.

Closing Documents.

33

SECTION 10.

Costs.

33

SECTION 11.

Administration and Servicing of Mortgage Loans.

34

Subsection 11.01

Servicer to Act as Servicer: Subservicing.

34

Subsection 11.02

Liquidation of Mortgage Loans.

36

Subsection 11.03

Collection of Mortgage Loan Payments.

37

Subsection 11.04

Establishment of Custodial Account Deposits in Custodial

Account.

37

Subsection 11.05

Withdrawals From the Custodial Account.

39

Subsection 11.06

Establishment of Escrow Account; Deposits in Escrow

Account.

40

Subsection 11.07

Withdrawals From Escrow Account.

40

Subsection 11.08

Payment of Taxes; Insurance and Other Charges;

Collections Thereunder.

41

Subsection 11.09

Transfer of Accounts.

41

Subsection 11.10

Maintenance of Hazard Insurance.

41

Subsection 11.11

Maintenance of Primary Mortgage Insurance Policy; LPMI;

Claims.

42

Subsection 11.12

Fidelity Bond: Errors and Omissions Insurance.

44

Subsection 11.13

Title, Management and Disposition of REO Property.

44

Subsection 11.14

Servicing Compensation.

45

Subsection 11.15

Distributions.

45

Subsection 11.16

Statements to the Purchaser.

46

Subsection 11.17

Advances by the Servicer.

47

Subsection 11.18

Assumption Agreements.

47

Subsection 11.19

Satisfaction of Mortgages and Release of Mortgage Files.

48

Subsection 11.20

Annual Statement as to Compliance.

48

Subsection 11.21

Annual Independent Public Accountants? Servicing Report.

48

Subsection 11.22

Servicer Shall Provide Access and Information as

Reasonably Required.

49

Subsection 11.23

Inspections.

49

Subsection 11.24

Restoration of Mortgaged Property.

49

Subsection 11.25

Appointment of Master Servicer.

50

SECTION 12.

The Servicer.

50

Subsection 12.01

Indemnification: Third Party Claims.

50

Subsection 12.02

Merger or Consolidation of the Servicer.

50

Subsection 12.03

Limitation on Liability of the Servicer and Others.

51

Subsection 12.04

Acquisition and Resignation.

51

SECTION 13.

Default.

51

Subsection 13.01

Events of Default.

51

Subsection 13.02

Waiver of Default.

53

SECTION 14.

Termination.

53

Subsection 14.01

Termination.

53

Subsection 14.02

Successors to the Servicer.

54

SECTION 15.

Notices.

55

SECTION 16.

Cooperation of Seller with a Reconstitution.

56

SECTION 17.

Severability Clause.


 

End of Preview

 

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