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Table of Contents


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Article I DEFINITIONS AND ACCOUNTING TERMS

	1.01	Defined Terms
	1.02	Other Interpretive Provisions		34
	1.03	Accounting Terms; Calculation of Financial Covenants		35
	1.04	Rounding		37
	1.05	Times of Day		37
	1.06	Letter of Credit Amounts		37

Article II THE COMMITMENTS AND CREDIT EXTENSIONS				37

	2.01	The Loans		37
	2.02	Borrowings, Conversions and Continuations of Loans		38
	2.03	Letters of Credit		40
	2.04	Swing Line Loans		48
	2.05	Prepayments		51
	2.06	Termination or Reduction of Aggregate Revolving Commitments		54
	2.07	Repayment of Loans		55
	2.08	Interest		56
	2.09	Fees		56
	2.10	Computation of Interest and Fees		57
	2.11	Evidence of Debt		57
	2.12	Payments Generally; Administrative Agents Clawback		58
	2.13	Sharing of Payments by Lenders		60
	2.14	Incremental Facility		60

Article III TAXES, YIELD PROTECTION AND ILLEGALITY				63

	3.01	Taxes		63
	3.02	Illegality		65
	3.03	Inability to Determine Rates		66
	3.04	Increased Costs		66
	3.05	Compensation for Losses		67
	3.06	Mitigation Obligations; Replacement of Lenders		68
	3.07	Survival		69

Article IV GUARANTY				69

	4.01	The Guaranty		69
	4.02	Obligations Unconditional		69
	4.03	Reinstatement		70
	4.04	Certain Additional Waivers		71
	4.05	Remedies		71
	4.06	Rights of Contribution		71


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	4.07	Subordination		71
	4.08	Additional Guarantors		72
	4.09	Guarantee of Payment; Continuing Guarantee		72

Article V CONDITIONS PRECEDENT TO CREDIT EXTENSIONS				73

	5.01	Conditions of Initial Credit Extension		73
	5.02	Conditions to all Credit Extensions		76

Article VI REPRESENTATIONS AND WARRANTIES				77

	6.01	Existence, Qualification and Power		77
	6.02	Authorization; No Contravention		77
	6.03	Governmental Authorization; Other Consents		77
	6.04	Binding Effect		77
	6.05	Financial Statements; No Material Adverse Effect		78
	6.06	Litigation		78
	6.07	No Default		79
	6.08	Ownership of Property; Liens		79
	6.09	Environmental Compliance		79
	6.10	Insurance		80
	6.11	Taxes		80
	6.12	ERISA Compliance		81
	6.13	Subsidiaries		81
	6.14	Margin Regulations; Investment Company Act		81
	6.15	Disclosure		82
	6.16	Compliance with Laws		82
	6.17	Intellectual Property; Licenses, Etc.		82
	6.18	Business Locations		83
	6.19	Solvency		83
	6.20	Senior Debt and Designated Senior Debt		83

Article VII AFFIRMATIVE COVENANTS				83

	7.01	Financial Statements		83
	7.02	Certificates; Other Information		84
	7.03	Notices		86
	7.04	Payment of Taxes		87
	7.05	Preservation of Existence, Etc.		87
	7.06	Maintenance of Properties		88
	7.07	Maintenance of Insurance		88
	7.08	Compliance with Material Contractual Obligations and Laws		89
	7.09	Books and Records		89
	7.10	Inspection Rights		89
	7.11	Use of Proceeds		89
	7.12	Additional Subsidiaries		90
	7.13	ERISA Compliance		90


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7.14	Pledged Assets		90
7.15	Compliance with Environmental Laws		91
7.16	Interest Rate Hedging