Section

Page

ARTICLE I.

DEFINITIONS AND ACCOUNTING TERMS

1

1.01

Defined Terms

1

1.02

Other Interpretive Provisions

27

1.03

Accounting Terms

28

1.04

Rounding

29

1.05

Times of Day

29

ARTICLE II.

THE COMMITMENTS AND BORROWINGS

29

2.01

Revolving Loans

29

2.02

Borrowings, Conversions and Continuations of Revolving Loans

29

2.03

Swingline Loans

30

2.04

Prepayments

33

2.05

Termination or Reduction of Commitments

33

2.06

Repayment of Loans

34

2.07

Interest

34

2.08

Fees

35

2.09

Computation of Interest and Fees

35

2.10

Evidence of Debt

35

2.11

Payments Generally; Administrative Agents Clawback

36

2.12

Sharing of Payments by Lenders

37

2.13

Increase in Commitments

38

2.14

Concerning Joint and Several Liability of the Borrowers

39

2.15

Contribution

41

2.16

Collateral Security

42

ARTICLE III.

TAXES, YIELD PROTECTION AND ILLEGALITY

42

3.01

Taxes

42

3.02

Illegality

44

3.03

Inability to Determine Rates

44

3.04

Increased Costs; Reserves on Fixed Period Eurodollar Loans

45

3.05

Compensation for Losses

46

3.06

Mitigation Obligations

46

3.07

Survival

46

ARTICLE IV.

CONDITIONS PRECEDENT TO BORROWINGS

47

4.01

Conditions of Initial Borrowing

47

4.02

Conditions to all Borrowings

49

ARTICLE V.

REPRESENTATIONS AND WARRANTIES

50

5.01

Existence, Qualification and Power

50

5.02

Authorization; No Contravention

50

5.03

Governmental Authorization; Other Consents

50

5.04

Binding Effect

50

5.05

Financial Statements; No Material Adverse Effect

51

5.06

Litigation

51

5.07

No Default

51

5.08

Environmental Compliance

51

5.09

Insurance

51

5.10

Taxes

52

5.11

ERISA Compliance

52

5.12

Properties

52

5.13

Investment Company Act; Public Utility Holding Company Act

52

5.14

Disclosure

52

5.15

Compliance with Laws

53