BUSINESS LOAN AGREEMENT



Principal: $1,414,020.00



Loan Date: May 30, 2001



Maturity: May 29, 2002;



Borrower:  Chemical end Equipment Specialties,  Inc. (TIN:  73-1591850);  Neal's

Technology, Inc. (TIN: 73-1512452); Padko International, Inc. (TIN: 73-1443489);

Plainsman Technology, Inc. (TIN: 73-1218459); and Esses, Inc. (TIN: 73-1386155),

PO Box 1006, Duncan, OK 73534.



Lender:  Legacy Bank,  Legacy Bank Duncan North Branch, PO Box 1109, 2024 N. Hwy

81, Duncan, OK 73534-1109.



     THIS  BUSINESS  LOAN  AGREEMENT  dated May 30,  2001,  is made and executed

between Chemical end Equipment Specialties, Inc.; Neal's Technology, Inc.; Padko

International,  Inc.; Plainsman  Technology,  Inc.; and Esses, Inc. ("Borrower")

and Legacy Bank ("Lender") on the following  terms and conditions.  Borrower has

received  prior  commercial  loans  from  Lender or has  applied to Lender for a

commercial  loan or loans or other  financial  accommodations,  including  those

which may be  described  on any exhibit or schedule  attached to this  Agreement

("Loan").  Borrower understands and agrees that: (A) in granting,  renewing,  or

extending  any  Loan,   Lender  is  relying  upon  Borrower's   representations,

warranties,  and  agreements  as set forth in this  Agreement,  and (B) all such

Loans shall be and remain subject to the terms and conditions of this Agreement.



TERM.  This Agreement  shall be effective as of May 30, 2001, and shall continue

in full force and effect until such time as all or Borrower's  Loans in favor of

Lender have been paid in full, including principal,  interest,  costs, expenses,

attorneys' fees, and other fees and charges, or until May 29, 2002.



CONDITIONS  PRECEDENT TO EACH ADVANCE.  Lender's  obligation to make the initial

Advance and each subsequent Advance under this Agreement shall be subject to the

fulfillment to Lender's  satisfaction of all of the conditions set forth in this

Agreement and in the Related Documents.



Loan Documents. Borrower shall provide to Lender the following documents for the

Loan:  (1) the  Note;  (2)  Security  Agreements  granting  to  Lender  security

interests  in the  Collateral;  (3)  financing  statements  perfecting  Lender's

Security Interests; (4) evidence of insurance as required below; (5) guaranties;

(6) together with all such Related Documents as Lender may require for the Loan;

all in form and substance satisfactory to Lender and Lender's counsel.



Borrower's  Authorization.  Borrower  shall have  provided in form and substance

satisfactory  to Lender properly  certified  resolutions,  duly  authorizing the

execution and delivery of this Agreement, the Note and the Related Documents. In

addition,  Borrower shall have provided such other resolutions,  authorizations,

documents and instruments as Lender or its counsel, may require.



Payment  of Fees end  Expenses.  Borrower  shall  have paid to Lender  all fees,

charges,  and other expenses which are then due and payable as specified in this

Agreement or any Related Document.



Representations and Warranties.  The representations and warranties set forth in

this  Agreement,  in the Related  Documents,  and in any document or certificate

delivered to Lender under this Agreement are true and correct.



No Event of  Default.  There  shall  not  exist  at the  time of any  Advance  a

condition  which would  constitute an Event of Default  under this  Agreement or

under any Related Document.



MULTIPLE  BORROWERS.  This Agreement has been executed by multiple  obligors who

are referred to in this Agreement individually, collectively and interchangeably

as "Borrower".  Unless specifically stated to the contrary,  the word "Borrower"

as used in this Agreement,  including  without  limitation all  representations,

warranties and covenants, shall include all Borrowers.  Borrower understands and

agrees that, with or without notice to any one Borrower, Lender may (A) make one

or more  additional  secured or unsecured loans or otherwise  extend  additional

credit  with  respect  to any  other  Borrower;  (B) with  respect  to any other

Borrower alter, compromise,  renew, extend,  accelerate, or otherwise change one

or more times the time for payment or other terms of any indebtedness, including

increases  and  decreases  of the  rate of  interest  on the  indebtedness;  (C)

exchange,  enforce,  waive,  subordinate,  fail or decide  not to  perfect,  and

release any security,  with or without the  substitution of new collateral;  (D)

release,  substitute,  agree  not to  sue,  or  deal  with  any  one or  more of

Borrower's or any other Borrower's sureties,  endorsers,  or other guarantors on

any terms or in any manner Borrower may choose; (E) determine how, when and what

application of payments and credits shall be made on any indebtedness; (F) apply

such  security  and  direct  the  order  or  manner  of sale of any  Collateral,

including  without  limitation,  any non-Judicial sale permitted by the terms of

the controlling security agreement or deed of trust, as Lender in its discretion

may determine; (G) sell, transfer,  assign or grant participations in all or any

part of the Loan;  (H) exercise or refrain from  exercising  any rights  against

Borrower or others,  or  otherwise  act or refrain  from  acting;  (I) settle or

compromise any indebtedness;  and (J) subordinate the payment of all or any part

of any of Borrower's  indebtedness  to Lender to the payment of any  liabilities

which may be due Lender or others.



REPRESENTATIONS  AND WARRANTIES.  Borrower represents and warrants to Lender, as

of the  date of this  Agreement,  as of the  date of each  disbursement  of loan

proceeds, as of the date of any renewal,  extension or modification of any Loan,

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