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      MetLife Investors Insurance Company of California









                                SELLING AGREEMENT



     This  Agreement  is  made as of  _________________  (such  date,  following

execution and delivery by all parties, to be the "Effective Date"), by and among

MetLife Investors  Insurance Company of California,  a California life insurance

company ("Life Company"); and MetLife Investors Distribution Company, a Delaware

corporation    ("Distributor");    __________________    ("Broker-Dealer")   and

___________________ ("General Agent").





RECITALS



A. Life Company is the issuer of certain  fixed and variable  annuity  contracts

and  variable   life   insurance   contracts   identified  in  Schedule  I  (the

"Contracts"),  (which  Schedule I may be amended from time to time in accordance

with Section 2.6) and has  appointed  Distributor  as principal  underwriter  or

distributor of the Contracts and authorized Distributor to recommend persons for

appointment  as agents of Life Company to solicit  applications  for the sale of

the Contracts.



B. Distributor and  Broker-Dealer  are both  broker-dealers  registered with the

Securities and Exchange Commission under the Securities Exchange Act of 1934, as

amended  ("1934  Act"),  and members of the National  Association  of Securities

Dealers, Inc.



C.  General   Agent,   which  is  an  Affiliate  of,  or  the  same  person  as,

Broker-Dealer,  or whose  employees are also employees of  Broker-Dealer,  is an

insurance  agency duly licensed to sell  variable  life  insurance and fixed and

variable  annuities in any state or other  jurisdiction  in which  General Agent

intends to perform hereunder.



D. It is intended  that General  Agent shall be authorized to offer and sell the

Contracts to the general  public  subject to the terms and  conditions set forth

more fully herein.



E. Life  Company  has  authorized  Distributor  to enter into  separate  written

agreements  with  broker-dealers  registered  under the 1934 Act which  agree to

participate in the distribution of the Contracts,  and the parties hereto desire

that  Broker-Dealer  be authorized to solicit  applications  for the sale of the

Contracts.



        NOW, THEREFORE, in consideration of the premises and of the mutual

covenants and promises herein contained, the parties hereto agree as follows:





        ARTICLE I

        Definitions



1.1 Defined Terms. In addition to any terms defined elsewhere in this Agreement,

the  terms  defined  in this  Section  1.1,  whenever  used  in  this  Agreement

(including in the Recitals,  Schedules, and Exhibits), shall have the respective

meanings indicated.



a. Affiliated  Person or Affiliate - With respect to a person,  any other person

controlling, controlled by, or under common control with such person.



b. Agent -An individual  associated  with General Agent and registered  with the

NASD as a representative of Broker-Dealer who is appointed by Life Company as an

insurance agent for the purpose of soliciting applications for the Contracts.



c.  Broker-of-Record  - The party  designated  in Life  Company  records  as the

person,  with  respect to a Contract,  who is  entitled to receive  compensation

payable with respect to such Contract and who is authorized to contact  directly

the owner of such Contract.  In the case of compensation payable with respect to

a Premium,  the  Broker-of-Record  shall be the party  designated as such in the

records of Life Company at the time such Premium is accepted by Life Company. In

the case of  compensation  payable  with  respect  to  Contract  value or client

services,  the  Broker-of-Record  shall be the party  designated  as such in the

records of Life  Company,  in accordance  with the rules and  procedures of Life

Company at the time any such  payment is  payable.  In the case of  compensation

payable on annuitization of a Contract,  the Broker-of Record shall be the party

designated  as such in the records of Life  Company on the annuity  commencement

date specified in such Contract.



d. Contract  Prospectus - The prospectus  for the interests  under the Contracts

included within a Contract  Registration  Statement and including any prospectus

or  supplement  separately  filed  under  the  Contract  Registration  Statement

respecting the Contracts.



e. Contract  Registration  Statements - The most recent  effective  registration

statements, or most recent effective post-effective amendments thereto, relating

to interests  under the Contracts and in the Variable  Accounts,  as required by

the  1933  Act  and the  1940  Act,  including  the  statement  of  addition  of

information, financial statements therein and all exhibits thereto.



f.  Contracts - The life  insurance  policies and annuity  contracts,  including

certificates,  issued by Life  Company,  which are  identified  in  Schedule  I.

Schedule I may be modified from time to time as provided in Section 2.6.



g. NASD - National Association of Securities Dealers, Inc.



h. 1940 Act - Investment Company Act of 1940, as amended.



i. 1934 Act - Securities Exchange Act of 1934, as amended.



j. 1933 Act - Securities Act of 1933, as amended.



k. Premium - Any premium, purchase payment,  contribution or other consideration

relating to the Contracts.



l. SEC or Commission - Securities and Exchange Commission.

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