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Master Servicing Agreement

 

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Title:

Master Servicing Agreement

Entities:

CIT Education Loan Trust 2005-1; CIT Group Inc.; Education Lending Group, Inc.

Date:

2005

Size:

Preview shows 22KB of 60KB total

Price:

$49

ID:

#2514935

 

 

► Services ► Servicing ► Master Servicing Agreements
► Financial ► Consumer Financial Services

 

 

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MASTER SERVICING AGREEMENT

 

among

 

CIT EDUCATION LOAN TRUST 2005-1,

as Issuer

 

and

 

EDUCATION LENDING SERVICES, INC.,

as Master Servicer

 

and

 

THE BANK OF NEW YORK,

not in its individual capacity, but solely

as Trust Eligible Lender Trustee

 

dated as of June 1, 2005

 


 

TABLE OF CONTENTS

 

          Page

SECTION 1.

   DEFINITIONS    1

SECTION 2.

   SERVICING REQUIREMENT AND ENGAGEMENT OF MASTER SERVICER    1

SECTION 3.

   MASTER SERVICER COMPENSATION    1

SECTION 4.

   FINANCED STUDENT LOAN SERVICING    2

SECTION 5.

   DUE DILIGENCE    5

SECTION 6.

   RIGHT OF INSPECTION; AUDIT    5

SECTION 7.

   REPORTING REQUIREMENTS    6

SECTION 8.

   REPRESENTATIONS, WARRANTIES, AND COVENANTS OF THE MASTER SERVICER    6

SECTION 9.

   REPRESENTATIONS AND WARRANTIES OF ISSUER    9

SECTION 10.

   MASTER SERVICER DEFAULT    9

SECTION 11.

   RIGHTS UPON MASTER SERVICER DEFAULT    10

SECTION 12.

   WAIVER OF PAST MASTER SERVICER DEFAULTS    11

SECTION 13.

   TERMINATION    11

SECTION 14.

   DISPOSITION OF FILES ON TERMINATION    11

SECTION 15.

   INDEPENDENT CONTRACTOR    12

SECTION 16.

   CORRESPONDENCE; DISCLOSURE    12

SECTION 17.

   COOPERATION    12

SECTION 18.

   AMENDMENTS    12

SECTION 19.

   INDEMNIFICATION AND LIABILITY    12

SECTION 20.

   MERGER OR CONSOLIDATION OF, OR ASSUMPTION OF THE OBLIGATIONS OF, MASTER SERVICER    13

SECTION 21.

   CONFIDENTIALITY    13

SECTION 22.

   NONPETITION COVENANT OF MASTER SERVICER    14

 

-i-


SECTION 23.

   SALE OR TRANSFER OF LOANS; LIMITATIONS    14

SECTION 24.

   OPTIONAL PURCHASE OF FINANCED STUDENT LOANS    14

SECTION 25.

   MISCELLANEOUS    14

 

EXHIBIT A

 

-ii-


 

MASTER SERVICING AGREEMENT

 

This SERVICING AGREEMENT (this Agreement) is entered into as of June 1, 2005, by and among Education Lending Services, Inc., a Delaware corporation (the Master Servicer), CIT Education Loan Trust 2005-1, a Delaware statutory trust (the Issuer), The Bank of New York, a New York banking corporation duly organized under the laws of the State of New York, as Trust Eligible Lender Trustee on behalf of the Issuer (the Trust Eligible Lender Trustee).

 

WITNESSETH:

 

WHEREAS, the Issuer wishes to retain the Master Servicer to service the Financed Student Loans and the Master Servicer wishes to undertake the obligation to service or cause to be serviced the Financed Student Loans under the terms hereinafter set forth; and

 

WHEREAS, pursuant to this Agreement the Master Servicer will agree to provide, or cause there to be provided, loan servicing services for the Financed Student Loans.

 

NOW THEREFORE, in consideration of the premises and mutual covenants contained herein, the Issuer and the Master Servicer agree as follows:

 

Section 1. Definitions.

 

Capitalized terms which are not otherwise defined in this Agreement shall have the meanings ascribed thereto in Appendix A to that certain Indenture of Trust dated as of June 1, 2005 (the Indenture) among the Issuer, the Indenture Trustee, and the Trust Eligible Lender Trustee.

 

Section 2. Servicing Requirement and Engagement of Master Servicer.

 

The Issuer hereby authorizes and appoints the Master Servicer to act as its agent for the limited purpose of servicing the Financed Student Loans. The authorization granted by this Agreement includes, but is not limited to, correspondence and communication with any Guaranty Agency or the Department regarding the Financed Student Loans, the assignment of claims to any guarantor or insurer of the Financed Student Loans, communication with borrowers and any other communication, correspondence, signature or other act required to service the Financed Student Loans in accordance with requirements of the Act or regulations promulgated by any Guaranty Agency.

 

The Issuer hereby authorizes the Master Servicer to enter into subservicing contracts with an entity acting as a subservicer pursuant to such contracts, such entity is herein referred to as a Subservicer, to provide the services required of the Master Servicer hereunder and to meet any obligations of the Issuer hereunder, so long as such contracts are permitted by the Indenture. The Master Servicer agrees to notify each Rating Agency and the Indenture Trustee if any such subservicing contract is terminated or expires pursuant to its terms. In the event the Master Servicer or any Affiliate of the Seller or the Master Servicer commences servicing of any Financed Student Loans that were previously serviced by a Subservicer, the Master Servicer shall give prompt written notice of such event to each Rating Agency.


 

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