Section

Page

ARTICLE I

DEFINITIONS AND ACCOUNTING TERMS

1

1.01

Defined Terms

1

1.02

Other Interpretive Provisions

19

1.03

Accounting Terms

20

1.04

Rounding

20

1.05

Times of Day

20

ARTICLE II

THE COMMITMENTS AND CREDIT EXTENSIONS

21

2.01

Loans

21

2.02

Borrowings, Conversions and Continuations of Loans

21

2.03

[Intentionally Omitted]

22

2.04

[Intentionally Omitted]

22

2.05

[Intentionally Omitted]

22

2.06

Prepayments

22

2.07

Termination or Reduction of Commitments

23

2.08

Repayment

23

2.09

Interest

23

2.10

Fees

24

2.11

Computation of Interest and Fees

24

2.12

Evidence of Debt

24

2.13

Payments Generally; Administrative Agents Clawback

25

2.14

Sharing of Payments by Lenders

26

2.15

[Intentionally Omitted]

27

2.16

[Intentionally Omitted]

27

ARTICLE III

TAXES, YIELD PROTECTION AND ILLEGALITY

27

3.01

Taxes

27

3.02

Illegality

29

3.03

Inability to Determine Rates

29

3.04

Increased Costs; Reserves on Eurodollar Rate Loans

29

3.05

Compensation for Losses

30

3.06

Mitigation Obligations; Replacement of Lenders

31

3.07

Survival

31

ARTICLE IV

CONDITIONS PRECEDENT TO CREDIT EXTENSIONS

32

4.01

Conditions of Initial Credit Extension

32

ARTICLE V

REPRESENTATIONS AND WARRANTIES

34

5.01

Existence, Qualification and Power; Compliance with Laws

34

5.02

Authorization; No Contravention

35

5.03

Governmental Authorization; Other Consents

35

5.04

Binding Effect

35

5.05

Financial Statements; No Material Adverse Effect

35

5.06

Litigation

36

5.07

No Default

36

5.08

Ownership of Property; Liens; Leases

36

Section

Page

5.09

Environmental Compliance

37

5.10

Insurance

37

5.11

Taxes

37

5.12

ERISA Compliance

37

5.13

Subsidiaries; Equity Interests; Subsidiary Guarantors

38

5.14

Margin Regulations; Investment Company Act; REIT Status

38

5.15

Disclosure

39