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Impac Mortgage Holdings, Inc. Reports a 223% Increase in Third Quarter Core Operating Earnings of $0.42 per Share

 

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Title:

Impac Mortgage Holdings, Inc. Reports a 223% Increase in Third Quarter Core Operating Earnings of $0.42 per Share

Entities:

Freddie Mac; IMPAC Mortgage Holdings, Inc.; Federal National Mortgage Association

Date:

2001

Size:

Preview shows 4KB of 49KB total

Price:

$49

ID:

#268892

 

 

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IMPAC MORTGAGE HOLDINGS, INC.
(AMEX: IMH)

NEWS RELEASE

____________________For Immediate Release____________________

Impac Mortgage Holdings, Inc. Reports a 223% Increase in Third
Quarter Core Operating Earnings of $0.42 per share
--------------------------------------------------------------------------------

Thursday, October 25, 2001

Newport Beach, California - Impac Mortgage Holdings, Inc. (AMEX: IMH - "IMH" or
the "Company"), a real estate investment trust ("REIT") that primarily invests
in non-conforming Alt-A mortgages, reports a 223% increase in core operating
earnings of $11.3 million, or $0.42 per diluted share, for the third quarter of
2001 as compared to core operating earnings of $3.5 million, or $0.13 per
diluted share, for the third quarter of 2000. Core operating earnings were
positively affected by a $6.0 million increase in net interest income as average
outstanding Mortgage Assets increased 25% and net interest margins improved 63%,
or 76 basis points, over third quarter of 2000 operating results. In addition,
net earnings from Impac Funding Corporation ("IFC"), the Company's Mortgage
Operations, increased by $2.9 million, as loan production increased 39% over the
third quarter of 2000. Core operating earnings were $9.3 million or $0.35 per
share, for the second quarter of 2001. Refer to the included financial
statements for the determination of core operating earnings.

The Company also reports a 20% increase in estimated taxable earnings of $11.0
million, or $0.40 per diluted share, for the third quarter of 2001 as compared
to estimated taxable earnings of $9.2 million, or $0.34 per diluted share, for
the second quarter of 2001. As a result of higher than anticipated estimated
taxable earnings during the first nine months of 2001, the Board of Directors
returned to regular dividends by declaring a third quarter dividend of $0.25 per
share. The Company is paying the dividend in two installments. The first
installment of $0.13 per share was paid on October 15, 2001 to common
stockholders of record on October 1, 2001. The second installment of $0.12 per
share is payable on November 15, 2001 to common stockholders of record on
November 1, 2001.

Joseph R. Tomkinson, Chairman and CEO of Impac Mortgage Holdings, Inc.,
commented, "we are pleased that the Company has returned to regular dividend
payments six months prior to our original expectations. In addition, at current
levels of estimated taxable income and earnings, we expect dividends to increase
to $0.30-$0.35 per share for the fourth quarter."

Third Quarter Highlights
--------------------------

o Resumption of regular dividend six months earlier than expected with
a $0.25 per share third quarter cash dividend
o 23.4% return on average equity and 2.0% return on average assets based
on core operating earnings
o Total assets increased 26% to $2.4 billion compared to $1.9 billion at
12/31/2000
o Warehouse Lending Operations increased average finance receivables to
non-affiliates by 36% to $208.2 million during the third quarter

 

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