Preview | Credit Agreement |


ARTICLE 2	THE CREDITS; AMOUNTS AND TERMS	25

Section 2.01	Revolving Loans	25
Section 2.02	Swingline Loan Subfacility	27
Section 2.03	Letter of Credit Subfacility	29
Section 2.04	Reduction and Termination of the Revolving Commitments	32
Section 2.05	Evidence of Loans	32
Section 2.06	Prepayments	32
Section 2.07	Minimum Borrowing Amounts; Interest Rate Tranches	34
Section 2.08	Payments Generally; Pro Rata Treatment; Sharing of Setoffs	34

ARTICLE 3	INTEREST, FEES, YIELD PROTECTION, ETC.	36

Section 3.01	Interest	36
Section 3.02	Interest Elections	36
Section 3.03	Fees	38
Section 3.04	Alternate Rate of Interest	38
Section 3.05	Increased Costs; Illegality	39
Section 3.06	Break Funding Payment	41
Section 3.07	Taxes	41
Section 3.08	Mitigation Obligations	42

ARTICLE 4	REPRESENTATIONS AND WARRANTIES	42

Section 4.01	Organization; Powers	42
Section 4.02	Authorization; Enforceability	43
Section 4.03	Governmental Approvals; No Conflicts	43
Section 4.04	Financial Condition; No Material Adverse Change	43
Section 4.05	Properties	43
Section 4.06	Litigation and Environmental Matters	44
Section 4.07	Compliance with Laws and Agreements	44
Section 4.08	Investment and Holding Company Status	44
Section 4.09	Taxes	44
Section 4.10	ERISA	44
Section 4.11	Disclosure	45
Section 4.12	Subsidiaries	45
Section 4.13	Insurance	45
Section 4.14	Labor Matters	45
Section 4.15	Solvency	45
Section 4.16	Security Documents	46
Section 4.17	Federal Reserve Regulations	47

ARTICLE 5	CONDITIONS	47

Section 5.01	Initial Extensions of Credit	47
Section 5.02	Each Extension of Credit	51

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ARTICLE 6	AFFIRMATIVE COVENANTS	51

Section 6.01	Payment of Obligations	51
Section 6.02	Financial Statements and Other Information	51
Section 6.03	Notices of Material Events	54
Section 6.04	Existence; Conduct of Business	55
Section 6.05	Payment of Tax Liabilities	55
Section 6.06	Maintenance of Properties	55
Section 6.07	Books and Records; Inspection Rights; Collateral Audits	55
Section 6.08	Compliance with Laws	55
Section 6.09	Use of Proceeds	55
Section 6.10	Information Regarding Collateral	56
Section 6.11	Insurance	56
Section 6.12	Casualty and Condemnation	56
Section 6.13	Additional Subsidiaries	57
Section 6.14	Further Assurances	58
Section 6.15	Environmental Compliance	59

ARTICLE 7	NEGATIVE COVENANTS	59

Section 7.01	Indebtedness	59
Section 7.02	Liens	60
Section 7.03	Fundamental Change	61
Section 7.04	Investments, Loans, Advances, Guarantees and Acquisitions	62
Section 7.05	Asset Sales	63
Section 7.06	Sale and Lease-Back Transactions.	64
Section 7.07	Hedging Agreements	64
Section 7.08	Restricted Payments	64
Section 7.09	Transactions with Affiliates	64
Section 7.10	Restrictive Agreements	64
Section 7.11	Amendment of Material Documents	65
Section 7.12	Senior Leverage Ratio	65
Section 7.13	Minimum Consolidated Net Worth

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ARTICLE 1	DEFINITIONS	1

Section 1.01	Defined Terms	1
Section 1.02	Classification of Loans	24
Section 1.03	Terms Generally	24
Section 1.04	Accounting Terms; GAAP; Additional Provisions Respecting Calculation of Financial Covenants	24
Section 1.05	Times of Day	25