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Pooling and Servicing Agreement

 

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Title:

Pooling and Servicing Agreement

Entities:

International Shipholding Corp.

Date:

2007

Size:

Preview shows 26KB of 604KB total

Price:

$99

ID:

#2831479

 

 

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J.P. MORGAN ACCEPTANCE CORPORATION I


Depositor



J.P. MORGAN MORTGAGE ACQUISITION CORP.

Seller



JPMORGAN CHASE BANK, NATIONAL ASSOCIATION


Servicer




DEUTSCHE BANK NATIONAL TRUST COMPANY


Trustee


and


PENTALPHA SURVEILLANCE LLC


Trust Oversight Manager

_________________________________________

POOLING AND SERVICING AGREEMENT

Dated as of February 1, 2007

_________________________________________



J.P. MORGAN MORTGAGE ACQUISITION TRUST 2007-CH2

ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2007-CH2








Table of Contents

Page


ARTICLE I DEFINITIONS

SECTION 1.01.

Defined Terms.

3

SECTION 1.02.

Allocation of Certain Interest Shortfalls.

53

SECTION 1.03.

Designation of Interests in REMIC.

54

SECTION 1.04.

Rights of the NIMS Insurer.

63

ARTICLE II CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES

SECTION 2.01.

Conveyance of Mortgage Loans.

64

SECTION 2.02.

Acceptance of REMIC I by the Trustee.

67

SECTION 2.03.

Repurchase or Substitution of Mortgage Loans by the Originator, the

Seller or the Depositor; Payment of Prepayment Premiums in the

Event of Breach.

68

SECTION 2.04.

Representations and Warranties of the Depositor.

72

SECTION 2.05.

Representations, Warranties and Covenants of the Servicer.

74

SECTION 2.06.

Representations and Warranties as to the Mortgage Loans.

77

SECTION 2.07.

Issuance of the R-I Residual Interest.

77

SECTION 2.08.

Conveyance of Uncertificated REMIC Regular Interests; Acceptance

by the Trustee.

78

ARTICLE III ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

SECTION 3.01.

Servicer to Act as Servicer.

78

SECTION 3.02.

Sub-Servicing Agreements Between the Servicer and Sub-Servicers.

80

SECTION 3.03.

Successor Sub-Servicers.

82

SECTION 3.04.

Liability of the Servicer.

83

SECTION 3.05.

No Contractual Relationship Between Sub-Servicers and NIMS

Insurer, Trustee or Certificateholders.

83

SECTION 3.06.

Assumption or Termination of Sub-Servicing Agreements by Trustee.

83

SECTION 3.07.

Collection of Certain Mortgage Loan Payments.

84

SECTION 3.08.

Sub-Servicing Accounts.

85

SECTION 3.09.

Collection of Taxes, Assessments and Similar Items; Servicing

Accounts.

85

SECTION 3.10.

Collection Account and Distribution Account.

86

SECTION 3.11.

Withdrawals from the Collection Account and Distribution Account.

88

SECTION 3.12.

Investment of Funds in the Collection Account, the REO Account and

the Distribution Account.

90

SECTION 3.13.

Superior Liens.

91

SECTION 3.14.

Maintenance of Hazard Insurance and Errors and Omissions and

Fidelity Coverage.

92

SECTION 3.15.

Enforcement of Due-On-Sale Clauses; Assumption Agreements.

93

SECTION 3.16.

Realization Upon Defaulted Mortgage Loans.

95

SECTION 3.17.

Trustee and the Custodian to Cooperate; Release of Mortgage Files.

97

SECTION 3.18.

Servicing Compensation.

98

SECTION 3.19.

[RESERVED].

99

SECTION 3.20.

Statement as to Compliance.

99

SECTION 3.21.

Report on Assessment of Compliance and Attestation.

99

SECTION 3.22.

Access to Certain Documentation.

103

SECTION 3.23.

Title, Management and Disposition of REO Property.

103

SECTION 3.24.

Obligations of the Servicer in Respect of Prepayment Interest

Shortfalls.

107

SECTION 3.25.

Obligations of the Servicer in Respect of Mortgage Rates and Monthly

Payments.

107

SECTION 3.26.

Group 1 Net WAC Reserve Fund.

107

SECTION 3.27.

Group 2 Net WAC Reserve Fund.

108

SECTION 3.28.

Swap Agreement.

109

SECTION 3.29.

Advance Facility.

110

ARTICLE IV PAYMENTS TO CERTIFICATEHOLDERS

SECTION 4.01.

Distributions.

112

SECTION 4.02.

Statements to Certificateholders.

123

SECTION 4.03.

Remittance Reports; P&I Advances.

127

SECTION 4.04.


 

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