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Guarantee Agreement

 

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Title:

Guarantee Agreement

Entities:

Lakeland Bancorp, Inc.

Date:

2007

Size:

Preview shows 18KB of 50KB total

Price:

$51

ID:

#2895004

 

 

► Financing ► Guarantee Agreements
► Financial ► Regional Banks

 

 

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GUARANTEE AGREEMENT

LAKELAND BANCORP, INC.

Dated as of May 16, 2007


TABLE OF CONTENTS

 

         Page
ARTICLE I
DEFINITIONS AND INTERPRETATION
SECTION 1.1   Definitions and Interpretation.    1
ARTICLE II
POWERS, DUTIES AND RIGHTS OF THE GUARANTEE TRUSTEE
SECTION 2.1   Powers and Duties of the Guarantee Trustee.    4
SECTION 2.2   Certain Rights of the Guarantee Trustee.    5
SECTION 2.3   Not Responsible for Recitals or Issuance of Guarantee.    7
SECTION 2.4   Events of Default; Waiver.    7
SECTION 2.5   Events of Default; Notice.    8
ARTICLE III
THE GUARANTEE TRUSTEE
SECTION 3.1   The Guarantee Trustee; Eligibility.    8
SECTION 3.2   Appointment, Removal and Resignation of the Guarantee Trustee.    9
ARTICLE IV
GUARANTEE
SECTION 4.1   Guarantee.    9
SECTION 4.2   Waiver of Notice and Demand.    10
SECTION 4.3   Obligations Not Affected.    10
SECTION 4.4   Rights of Holders.    11
SECTION 4.5   Guarantee of Payment.    11
SECTION 4.6   Subrogation.    11
SECTION 4.7   Independent Obligations.    12
SECTION 4.8   Enforcement.    12
ARTICLE V
LIMITATION OF TRANSACTIONS; SUBORDINATION
SECTION 5.1   Limitation of Transactions.    12
SECTION 5.2   Ranking.    13

 

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         Page
ARTICLE VI
TERMINATION
SECTION 6.1   Termination.    13
ARTICLE VII
INDEMNIFICATION
SECTION 7.1   Exculpation.    13
SECTION 7.2   Indemnification.    14
SECTION 7.3   Compensation; Reimbursement of Expenses.    15
ARTICLE VIII
MISCELLANEOUS
SECTION 8.1   Successors and Assigns.    15
SECTION 8.2   Amendments.    16
SECTION 8.3   Notices.    16
SECTION 8.4   Benefit.    16
SECTION 8.5   Governing Law.    16
SECTION 8.6   Counterparts.    17

 

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GUARANTEE AGREEMENT

This GUARANTEE AGREEMENT (the Guarantee), dated as of May 16, 2007, is executed and delivered by Lakeland Bancorp, Inc., a bank holding company incorporated in the State of New Jersey (the Guarantor), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the Guarantee Trustee), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Lakeland Bancorp Capital Trust IV, a Delaware statutory trust (the Issuer).

WHEREAS, pursuant to an Amended and Restated Declaration of Trust (the Declaration), dated as of May 16, 2007, among the trustees named therein of the Issuer, Lakeland Bancorp, Inc., as sponsor, and the Holders from time to time of undivided beneficial interests in the assets of the Issuer, the Issuer is issuing on the date hereof securities, having an aggregate liquidation amount of $20,000,000, designated in the Declaration as MMCapSSM (the Capital Securities); and

WHEREAS, as incentive for the Holders to purchase the Capital Securities, the Guarantor desires irrevocably and unconditionally to agree, to the extent set forth in this Guarantee, to pay to the Holders of Capital Securities the Guarantee Payments (as defined herein) and to make certain other payments on the terms and conditions set forth herein.

NOW, THEREFORE, in consideration of the purchase by each Holder of the Capital Securities, which purchase the Guarantor hereby agrees shall benefit the Guarantor, the Guarantor executes and delivers this Guarantee for the benefit of the Holders.


 

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