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Credit Agreement

 

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Title:

Credit Agreement

Entities:

Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A.; Nutraceutical International Corp.; Wells Fargo Bank, NA; Bank of New York; Keybank NA

Date:

2002

Size:

Preview shows 26KB of 360KB total

Price:

$72

ID:

#322813

 

 

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CREDIT AGREEMENT

among

NUTRACEUTICAL INTERNATIONAL CORPORATION,

NUTRACEUTICAL CORPORATION,

VARIOUS LENDING INSTITUTIONS,

and

COOPERATIEVE CENTRALE RAIFFEISEN-BOERENLEENBANK B.A.,
"RABOBANK INTERNATIONAL", NEW YORK BRANCH,
As Administrative Agent


Dated as of January 28, 2002


$60,000,000





TABLE OF CONTENTS

 
  Page
SECTION 1. Amount and Terms of Credit   1
  1.01 Commitments   1
  1.02 Minimum Borrowing Amounts, etc   2
  1.03 Notice of Borrowing   2
  1.04 Disbursement of Funds   3
  1.05 Notes   3
  1.06 Conversions   4
  1.07 Pro Rata Borrowings   4
  1.08 Interest   4
  1.09 Interest Periods   5
  1.10 Increased Costs, Illegality, etc   6
  1.11 Compensation   7
  1.12 Change of Lending Office   8
  1.13 Replacement of Banks   8

SECTION 2. Letter of Credit

 

9
  2.01 Letters of Credit   9
  2.02 Letter of Credit Requests; Notices of Issuance   10
  2.03 Agreement to Repay Letter of Credit Payments   10
  2.04 Letter of Credit Participations   11
  2.05 Increased Costs   12

SECTION 3. Fees; Commitments

 

13
  3.01 Fees   13
  3.02 Voluntary Termination or Reduction of Total Unutilized Revolving Loan Commitment   14
  3.03 Mandatory Adjustments of Commitments, etc   14

SECTION 4. Payments

 

15
  4.01 Voluntary Prepayments   15
  4.02 Mandatory Prepayments   16
  4.03 Method and Place of Payment   16
  4.04 Net Payments   17

SECTION 5. Conditions Precedent

 

18
  5.01 Execution of Agreement; Notes   18
  5.02 No Default; Representations and Warranties   18
  5.03 Officer's Certificate   18
  5.04 Opinions of Counsel   19
  5.05 Corporate Proceedings   19
  5.06 Adverse Change, etc   19
  5.07 Litigation   19
  5.08 Approvals   19
  5.09 Pre-funding Collateral Audit   20
  5.10 Existing Credit Agreement   20
  5.11 Security Documents   20
  5.12 Subsidiary Guaranty   21
  5.13 Mortgages; Title Insurance; Surveys, etc.   21

i


  5.14 Plans; Collective Bargaining Agreements; Existing Indebtedness Agreements; Shareholders' Agreements; Management Agreements; Employment Agreements; Tax Allocation Agreements; Material Contracts   21
  5.15 Solvency Certificate; Evidence of Insurance; Environmental Reports   22
  5.16 Projections   23
  5.17 Existing Indebtedness   23
  5.18 Payment of Fees   23
  5.19 Notice of Borrowing; Letter of Credit Request   23

SECTION 6. Representations, Warranties and Agreements

 

23
  6.01 Corporate Status   24
  6.02 Corporate Power and Authority   24
  6.03 No Violation   24
  6.04 Litigation   24
  6.05 Use of Proceeds; Margin Regulations   24
  6.06 Governmental Approvals   25
  6.07 Investment Company Act   25
  6.08 Public Utility Holding Company Act   25
  6.09 True and Complete Disclosure   25
  6.10 Financial Condition; Financial Statements   25
  6.11 Security Interests   26
  6.12 Existing Indebtedness   26
  6.13 Transaction   26
  6.14 Special Purpose Corporation   27
  6.15 Compliance with ERISA   27
  6.16 Capitalization   28
  6.17 Subsidiaries   28
  6.18 Intellectual Property   28
  6.19 Compliance with Statutes, etc   28
  6.20 Environmental Matters   28
  6.21 Properties   29
  6.22 Labor Relations   29
  6.23 Tax Returns and Payments   29
  6.24 Regulation U   30

SECTION 7. Affirmative Covenants

 

30
  7.01 Information Covenants   30
  7.02 Books, Records and Inspections   32
  7.03 Insurance   32
  7.04 Payment of Taxes   33
  7.05 Corporate Franchises   33
  7.06 Compliance with Statutes, etc   33
  7.07 Compliance with Environmental Laws   33
  7.08 ERISA   33
  7.09 Good Repair   34
  7.10 End of Fiscal Years; Fiscal Quarters   34
  7.11 Additional Security; Further Assurances   34
  7.12 Register   35
  7.13 Foreign Subsidiaries Security   36
  7.14 Contributions; Payments   36
  7.15 Margin Regulations   37

ii



 

SECTION 8. Negative Covenants

 

37
  8.01 Changes in Business   37
  8.02 Consolidation, Merger, Sale or Purchase of Assets, etc   37
  8.03 Liens   41
  8.04 Indebtedness   42
  8.05 Advances, Investments and Loans   44
  8.06 Dividends, etc   46
  8.07 Transactions with Affiliates

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