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Credit Agreement

 

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Title:

Credit Agreement

Entities:

Banc One Capital Markets, Inc.; Bank One, NA; Comerica Bank; Fleet National Bank; NVR Inc.; U.S. Bank, NA; International Swaps & Derivatives Association, Inc.; Bank of New York

Date:

2003

Size:

Preview shows 31KB of 276KB total

Price:

$98

ID:

#325195

 

 

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CREDIT AGREEMENT

 

among

 

NVR, INC.

 

and

 

the Lenders Party Hereto

 

and

 

BANK ONE, NA,

as Administrative Agent,

 

U.S. BANK NATIONAL ASSOCIATION

 

And

 

COMERICA BANK,

as Syndication Agents

 

And

 

SUNTRUST BANK,

as Documentation Agent

 

with

 

BANC ONE CAPITAL MARKETS, INC.

 

as Lead Arranger and Sole Book Runner

 

Dated: August 8, 2003

 

5


Table of Contents

 

ARTICLE I    CERTAIN DEFINED TERMS

   6
    

SECTION 1.01. Certain Defined Terms

   6
    

SECTION 1.02. Computation of Time Periods

   27
    

SECTION 1.03. Accounting Terms

   27

ARTICLE II    THE CREDITS

   27
    

SECTION 2.01. Aggregate Commitment

   27
    

SECTION 2.02. Swing Line Loans

   28
    

SECTION 2.03. Required Payments; Termination

   30
    

SECTION 2.04. Types of Advances

   30
    

SECTION 2.05. Commitment Fee; Reductions of Commitments

   30
    

SECTION 2.06. Minimum Amount of Each Advance

   30
    

SECTION 2.07. Optional Principal Payments

   30
    

SECTION 2.08. Method of Selecting Types and Interest Periods for New Advances

   31
    

SECTION 2.09. Conversion and Continuation of Outstanding Advances

   32
    

SECTION 2.10. Changes in Interest Rate, etc

   32
    

SECTION 2.11. Rates Applicable After Default

   32
    

SECTION 2.12. Method of Payment

   33
    

SECTION 2.13. Noteless Agreement; Evidence of Indebtedness

   33
    

SECTION 2.14. Telephonic Notices

   34
    

SECTION 2.15. Interest Payment Dates; Interest and Fee Basis

   34
    

SECTION 2.16. Notification of Advances, Interest Rates, Prepayments and Commitment Reductions

   35
    

SECTION 2.17. Lending Installations

   35
    

SECTION 2.18. Non-Receipt of Funds by the Administrative Agent

   35
    

SECTION 2.19. Facility LCs

   36
    

SECTION 2.20. Increase in Aggregate Commitment

   42
    

SECTION 2.21. Extension of Facility Termination Date

   43
    

SECTION 2.22. Replacement of Certain Lenders

   44

ARTICLE III    CHANGE IN CIRCUMSTANCES

   45
    

SECTION 3.01. Yield Protection

   45
    

SECTION 3.02. Changes in Capital Adequacy Regulations

   46
    

SECTION 3.03. Availability of Types of Advances

   47
    

SECTION 3.04. Funding Indemnification

   47
    

SECTION 3.05. Taxes

   47
    

SECTION 3.06. Lender Statements; Survival of Indemnity

   50

ARTICLE IV    CONDITIONS PRECEDENT

   50
    

SECTION 4.01. Conditions to Initial Credit Extension

   50
    

SECTION 4.02. Conditions Precedent to All Credit Extensions

   52

 

i



 

ARTICLE V    REPRESENTATIONS AND WARRANTIES

   53
    

SECTION 5.01. Organization, Powers, etc

   53
    

SECTION 5.02. Authorization and Validity

   53
    

SECTION 5.03. Financial Statements

   55
    

SECTION 5.04. No Material Adverse Effect

   55
    

SECTION 5.05. Title to Property

   55
    

SECTION 5.06. Litigation

   56
    

SECTION 5.07. Taxes

   56
    

SECTION 5.08. Agreements

   56
    

SECTION 5.09. Regulation U

   57
    

SECTION 5.10. Use of Proceeds

   57
    

SECTION 5.11. Consents, etc

   57
    

SECTION 5.12. Compliance with Applicable Laws

   57
    

SECTION 5.13. Subsidiaries; Joint Ventures

   58
    

SECTION 5.14. Mortgage Banking Pledge Agreement

   58
    

SECTION 5.15. ERISA

   58
    

SECTION 5.16. Environmental Matters

   58
    

SECTION 5.17. Investment Company Act

   59
    

SECTION 5.18. Public Utility Holding Company Act

   59
    

SECTION 5.19. Subordinated Debt

   59
    

SECTION 5.20. Insurance

   59
 

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