IRREVOCABLE LETTER OF CREDIT





                                                                February 8, 2000



Re:      Irrevocable Letter of Credit No. 3022930





Amalgamated Bank of Chicago, as Trustee

One West Monroe, 3rd Floor

Chicago, Illinois 60603



Ladies and Gentlemen:



                  At the request and on the instructions of Source-Myco, Inc., a

Delaware corporation, and The Source Information Management Company, a Missouri

corporation (collectively, the "Account Party"), Bank of America, N.A. (the

"Bank") hereby establishes in your favor this Irrevocable Letter of Credit No.

3022930 in the amount of $4,073,973 (subject to reduction as provided herein)

(the "Stated Amount") in respect to the Industrial Project Revenue Bonds, Series

1995 (MYCO, Inc. Project) (the "Bonds"), issued pursuant to the Indenture of

Trust dated as of January 1, 1995 (the "Indenture") between the City of

Rockford, Illinois (the "Issuer") and Amalgamated Bank of Chicago, as trustee

and tender agent (the "Trustee"), of which an amount not exceeding $4,000,000

may be drawn upon with respect to payment of the unpaid principal amount or the

portion of purchase price corresponding to principal of the Bonds and an amount

not exceeding $73,973 may be drawn upon with respect to payment of 45 days of

interest accrued or the portion of purchase price corresponding to interest

accrued on the Bonds on or prior to their stated maturity date (at the assumed

maximum interest rate of 15% per annum and assuming a year of 365 days).



                  Subject to the foregoing and to the further provisions of this

Letter of Credit, demand for payment may be made by you from time to time

hereunder by presentation to an Authorized Officer (hereinafter defined), either

(a) at 333 South Beaudry, 19th Floor, Los Angeles, California 90017, Attention:

Standby Letter of Credit Department (or at any other office of the Bank in the

Continental United States designated by the Bank in a written notice delivered

to the Trustee) or (b) by facsimile transmission to the following number (or to

any other number(s) designated by the Bank by a written notice delivered to the

Trustee): Facsimile No. 213-345-6694 (transmission may be confirmed by telephone

call to the Bank at Telephone No. (213) 345-6632), of your sight draft(s) in the

form of Exhibit E attached hereto in the amount(s) specified in the applicable

Certificate(s) for Payment and as follows: (i) if the drawing is being made with

respect to payment of the portion of purchase price of the Bonds corresponding

to the principal thereof as required under Section 6 of the Bonds (an "A

Drawing"), receipt by the Bank on the Business Day on which payment is to be

made of a Certificate For Payment on the letterhead of the Trustee signed by an

Authorized Officer of the Trustee in the form of Exhibit A attached hereto

appropriately completed, (ii) if the drawing is being made with respect to

principal of the Bonds which is due because of the maturity, acceleration or

redemption thereof (a "B Drawing"), receipt by the Bank on the Business Day on

which payment is to be made of a Certificate For Payment on the letterhead of

the Trustee signed by an Authorized Officer of the Trustee in the form of

Exhibit B attached hereto appropriately completed, (iii) if the drawing is being

made with respect to a payment of interest which is due other than with respect

to the purchase of the Bonds (a "C Drawing"), receipt by the Bank on the

Business Day on which payment is to be made of a Certificate For Payment on the

letterhead of the Trustee signed by an Authorized Officer of the Trustee in the

form of Exhibit C attached hereto appropriately completed, and (iv) if the

drawing is being made with respect to a payment of the portion of the purchase

price of the Bonds corresponding to interest on the Bonds as required under

Section 6 of the Bonds (a "D Drawing"), receipt by the Bank on the date

specified below of a Certificate For Payment on the letterhead of the Trustee

signed by an Authorized Officer of the Trustee in the form of Exhibit D attached

hereto appropriately completed. As used in this Letter of Credit, "Authorized





{PAGE}   2



Officer" means an Assistant Manager, Assistant Treasurer, Vice President or

Assistant Vice President.



                  Demands for payment hereunder honored by us shall not, in the

aggregate, exceed the Stated Amount, as the Stated Amount may have been

reinstated by us as provided in the next paragraph. Subject to the preceding

sentence, each "A Drawing" and each "B Drawing" honored by the Bank hereunder

shall pro tanto reduce the amount which may be drawn upon with respect to

payment of the unpaid principal amount or the portion of purchase price

corresponding to principal of the Bonds (the "Principal Component"), each "C

Drawing" and each "D Drawing" honored by the Bank hereunder shall pro tanto

reduce the amount which may be drawn upon with respect to payment of interest

accrued or the portion of the purchase price corresponding to interest accrued

on the Bonds (the "Interest Component") and any such reduction shall result in a

corresponding reduction in the Stated Amount, it being understood that after the

effectiveness of any such reduction you shall no longer have any right to make a

drawing hereunder in respect of the amount of such principal and/or interest on

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