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Master Repurchase Agreement

 

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Title:

Master Repurchase Agreement

Entities:

FiNet.com, Inc.

Date:

2001

Size:

Preview shows 5KB of 31KB total

Price:

$43

ID:

#346375

 

 

► Securities ► Repurchase ► Master Repurchase Agreements
► Financial ► Consumer Financial Services

 

 

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MASTER REPURCHASE AGREEMENT

Dated as of: SEPTEMBER 17, 2001

Between:

IMPAC WAREHOUSE LENDING GROUP

and

MONUMENT MORTGAGE, INC.

1.
Applicability

    From time to time the parties hereto may enter into transactions in which one party ("Seller") agrees to transfer to the other ("Buyer") securities or financial instruments ("Securities") against the transfer of funds by Buyer, with a simultaneous agreement by Buyer to transfer to Seller such Securities at a date certain or on demand, against the transfer of funds by Seller. Each such transaction shall be referred to herein as a "Transaction" and shall be governed by this Agreement, including any supplemental terms or conditions contained in Annex 1 hereto, unless otherwise agreed in writing.

2.
Definitions

    (a) "Act of Insolvency", with respect to any party, (i) the commencement by such party as debtor of any case or proceeding under any bankruptcy, insolvency, reorganization, liquidation, dissolution or similar law, or such party seeking the appointment of a receiver, trustee, custodian or similar official for such party or any substantial part of its property, or (ii) the commencement of any such case or proceeding against such party, or another seeking such an appointment, or the filing against a party of an application for a protective decree under the provisions of the Securities Investor Protection Act of 1970, which (A) is consented to or not timely contested by such party, (B) results in the entry of an order for relief, such an appointment, the issuance of such a protective decree or the entry of an order having a similar effect, or (C) is not dismissed within 15 days, (iii) the making by a party of a general assignment for the benefit of creditors, or (iv) the admission in writing by a party of such party's inability to pay such party's debts as they become due;

    (b) "Additional Purchased Securities", Securities provided by Seller to Buyer pursuant to Paragraph 4(a) hereof;

    (c) "Buyer's Margin Amount", with respect to any Transaction as of any date, the amount obtained by application of a percentage (which may be equal to the percentage that is agreed to as the Seller's Margin Amount under subparagraph (q) of this Paragraph), agreed to by Buyer and Seller prior to entering into the Transaction, to the Repurchase Price for such Transaction as of such date;

    (d) "Confirmation", the meaning specified in Paragraph 3(b) hereof;

    (e) "Income", with respect to any Security at any time, an principal thereof then payable and all interest, dividends or other distributions thereon;

    (f)  "Margin Deficit", the meaning specified in Paragraph 4(a) hereof;

    (g) "Margin Excess", the meaning specified in Paragraph 4(b) hereof;

    (h) "Market Value", with respect to any Securities as of any date, the price for such Securities on such date obtained from a generally recognized source agreed to by the parties or the most recent closing bid quotation from such a source, plus accrued Income to the extent not included therein (other than any Income credited or transferred to, or applied to the obligations of, Seller pursuant to Paragraph 5 hereof) as of such date (unless contrary to market practice for such Securities);

    (i)  "Price Differential", with respect to any transaction hereunder as of any date, the aggregate amount obtained by daily application of the Pricing Rate for such Transaction to the Purchase Price for



 

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