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Credit Agreement [Amended and Restated]

 

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Title:

Credit Agreement [Amended and Restated]

Entities:

Banc of America Securities LLC; Lincare Holdings Inc.; National City Bank; U.S. Bank, NA; Bank of America, NA

Date:

2002

Size:

Preview shows 22KB of 370KB total

Price:

$70

ID:

#423094

 

 

► Loans ► Credit Agreements
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                      AMENDED AND RESTATED CREDIT AGREEMENT


Dated as of April 25, 2002

among

LINCARE HOLDINGS INC.,
as Borrower,

CERTAIN SUBSIDIARIES OF THE BORROWER
FROM TIME TO TIME PARTY HERETO,
as Guarantors,

THE SEVERAL LENDERS
FROM TIME TO TIME PARTY HERETO

and

BANK OF AMERICA, N.A.,
as Agent

and

SCOTIABANC, INC.,
as Syndication Agent

and

CREDIT LYONNAIS NEW YORK BRANCH,
as Documentation Agent

Arranged by:

BANC OF AMERICA SECURITIES LLC
as Sole Book Manager

and

SCOTIABANC, INC. and
BANC OF AMERICA SECURITIES LLC
as Joint Lead Arrangers

{PAGE}

TABLE OF CONTENTS

{TABLE}
{S} {C}
SECTION 1 DEFINITIONS ................................................... 1
-----------
1.1 Definitions ...................................................... 1
-----------
1.2 Computation of Time Periods ...................................... 27
---------------------------
1.3 Accounting Terms ................................................. 27
----------------
SECTION 2 CREDIT FACILITIES ............................................. 27
-----------------
2.1 Revolving Loans .................................................. 27
---------------
2.2 Letter of Credit Subfacility ..................................... 29
----------------------------
2.3 Swingline Loans .................................................. 34
---------------
SECTION 3 OTHER PROVISIONS RELATING TO CREDIT FACILITIES ................ 36
----------------------------------------------
3.1 Default Rate ..................................................... 36
------------
3.2 Extension and Conversion ......................................... 36
------------------------
3.3 Prepayments ...................................................... 37
-----------
3.4 Termination and Reduction of Revolving Committed Amount .......... 38
-------------------------------------------------------
3.5 Fees ............................................................. 38
----
3.6 Capital Adequacy ................................................. 39
----------------
3.7 Limitation on Eurodollar Loans ................................... 39
------------------------------
3.8 Illegality ....................................................... 40
----------
3.9 Requirements of Law .............................................. 40
-------------------
3.10 Treatment of Affected Revolving Loans ............................ 41
-------------------------------------
3.11 Taxes ............................................................ 42
-----
3.12 Compensation ..................................................... 44
------------
3.13 Pro Rata Treatment ............................................... 44
------------------
3.14 Sharing of Payments .............................................. 45
-------------------
3.15 Payments, Computations, Etc ...................................... 46
---------------------------
3.16 Evidence of Debt ................................................. 47
----------------
3.17 Replacement of Affected Lenders .................................. 48
-------------------------------
SECTION 4 GUARANTY ...................................................... 49
--------
4.1 The Guaranty ..................................................... 49
------------
4.2 Obligations Unconditional ........................................ 49
-------------------------
4.3 Reinstatement .................................................... 50
-------------
4.4 Certain Additional Waivers ....................................... 51
--------------------------
4.5 Remedies ......................................................... 51
--------
4.6 Rights of Contribution ........................................... 51
----------------------
4.7 Continuing Guarantee ............................................. 52
--------------------
SECTION 5 CONDITIONS .................................................... 52
----------
5.1 Closing Conditions ............................................... 52
------------------
5.2 Conditions to all Extensions of Credit ........................... 54
--------------------------------------
{/TABLE}


{PAGE}

{TABLE}
{S} {C}
SECTION 6 REPRESENTATIONS AND WARRANTIES ................................ 55
------------------------------
6.1 Financial Condition ............................................. 55
-------------------
6.2 No Material Change .............................................. 56
------------------
6.3 Organization and Good Standing .................................. 56
------------------------------
6.4 Power; Authorization; Enforceable Obligations ................... 56
---------------------------------------------
6.5 No Conflicts .................................................... 57
------------
6.6 No Default ...................................................... 57
----------
6.7 Ownership ....................................................... 57
---------
6.8 Indebtedness .................................................... 57
------------
6.9 Litigation ...................................................... 57
----------
6.10 Taxes ........................................................... 58
-----
6.11 Compliance with Law ............................................. 58
-------------------
6.12 ERISA ........................................................... 58
-----
6.13 Subsidiaries .................................................... 59
------------
6.14 Governmental Regulations, Etc ................................... 59
-----------------------------
6.15 Purpose of Revolving Loans and Letters of Credit ................ 60
------------------------------------------------
6.16 Environmental Matters ........................................... 60
---------------------
6.17 Intellectual Property ........................................... 61
---------------------
6.18 Solvency ........................................................ 61
--------
6.19 Investments ..................................................... 61
-----------
6.20 Disclosure ...................................................... 62
----------
6.21 No Unusual Restrictions ......................................... 62
-----------------------
6.22 Reimbursement from Third Party Payors ........................... 62
-------------------------------------
6.23 Fraud and Abuse ................................................. 62
---------------
6.24 Licensing and Accreditation ..................................... 63
---------------------------
SECTION 7 AFFIRMATIVE COVENANTS ......................................... 63
---------------------
7.1 Information Covenants ........................................... 63
---------------------
7.2 Preservation of Existence and Franchises ........................ 65
----------------------------------------
7.3 Books and Records ............................................... 66
-----------------
7.4 Compliance with Law ............................................. 66
-------------------
7.5 Payment of Taxes and Other Indebtedness ......................... 66
---------------------------------------
7.6 Insurance ....................................................... 66
---------
7.7 Maintenance of Property ......................................... 66
-----------------------
7.8 Performance of Obligations ...................................... 67
--------------------------

7.9 Use of Proceeds ................................................. 67
---------------
7.10 Audits/Inspections .............................................. 67
------------------
7.11 Financial Covenants ............................................. 67
-------------------
7.12 Additional Guarantors ........................................... 67
---------------------
7.13 Pledged Stock ................................................... 68
-------------
7.14 Receivables Financing Further Assurances ........................ 68
----------------------------------------
SECTION 8 NEGATIVE COVENANTS ............................................ 68
------------------
8.1 Indebtedness .................................................... 68
------------
8.2 Liens ........................................................... 70
-----
8.3 Nature of Business .............................................. 70
------------------
{/TABLE}

{PAGE}

{TABLE}
{S} {C}
8.4 Consolidation, Merger, Dissolution, etc ......................... 70
---------------------------------------
8.5 Asset Dispositions .............................................. 71
------------------
8.6 Investments ..................................................... 71
-----------
8.7 Restricted Payments ............................................. 71
-------------------
8.8 Prepayments of Indebtedness, etc ................................ 71
--------------------------------
8.9 Transactions with Affiliates .................................... 72
----------------------------
8.10 Fiscal Year; Organizational Documents ........................... 72
-------------------------------------
8.11 Limitation on Restricted Actions ................................ 72
--------------------------------
8.12 Ownership of Subsidiaries; Limitations on Borrower .............. 72
--------------------------------------------------
8.13 Sale Leasebacks ................................................. 73
---------------
8.14 No Further Negative Pledges ..................................... 73
---------------------------
8.15 No Foreign Subsidiaries ......................................... 73
-----------------------
SECTION 9 EVENTS OF DEFAULT ............................................ 73
-----------------
9.1 Events of Default ............................................... 73
-----------------
9.2 Acceleration; Remedies .......................................... 76
----------------------
SECTION 10 AGENCY PROVISIONS ............................................ 77
-----------------
10.1 Appointment and Authorization of Agent .......................... 77
--------------------------------------
10.2 Delegation of Duties ............................................ 77
--------------------
10.3 Liability of Agent .............................................. 78
------------------
10.4 Reliance by Agent ............................................... 78
-----------------
10.5 Notice of Default ............................................... 79
-----------------
10.6 Credit Decision; Disclosure of Information by Agent ............. 79
---------------------------------------------------
10.7 Indemnification of Agent ........................................ 79
------------------------
10.8 Agent in its Individual Capacity ................................ 80
--------------------------------
10.9 Successor Agent ................................................. 80
---------------
10.10 Other Agents; Book Managers ..................................... 81
---------------------------
SECTION 11 MISCELLANEOUS ................................................ 81
-------------
11.1 Notices ......................................................... 81
-------
11.2 Right of Set-Off; Adjustments ................................... 82
-----------------------------
11.3 Successors and Assigns .......................................... 83
----------------------
11.4 No Waiver; Remedies Cumulative .................................. 86
------------------------------
11.5 Expenses; Indemnification ....................................... 86
-------------------------
11.6 Amendments, Waivers and Consents ................................ 87
--------------------------------
11.7 Counterparts .................................................... 88
------------
11.8 Headings ........................................................ 88
--------
11.9 Survival ........................................................ 88
--------
11.10 Governing Law; Submission to Jurisdiction; Venue ................ 89
------------------------------------------------
11.11 Severability .................................................... 89
------------
11.12 Entirety ........................................................ 89
--------
11.13 Binding Effect; Termination ..................................... 90
---------------------------
11.14 Conflict ........................................................ 90
--------
11.15 Confidentiality ................................................. 90
---------------
{/TABLE}

{PAGE}

SCHEDULES
=========

Schedule 1.1(a) Investments
Schedule 1.1(b) Liens
Schedule 1.1(c) Existing Letters of Credit
Schedule 2.1(a) Lenders
Schedule 6.9 Litigation
Schedule 6.13 Subsidiaries
Schedule 8.1 Indebtedness

EXHIBITS
========

Exhibit 1.1(a) Pledge Agreement
Exhibit 1.1(b) Intercreditor Agreement
Exhibit 2.1(b)(i) Form of Notice of Borrowing
Exhibit 2.1(e) Form of Revolving Note
Exhibit 3.2 Form of Notice of Extension/Conversion
Exhibit 7.1(c) Form of Officer's Compliance Certificate
Exhibit 7.12 Form of Joinder Agreement
Exhibit 11.3(b) Form of Assignment and Acceptance




{PAGE}

AMENDED AND RESTATED CREDIT AGREEMENT

THIS AMENDED AND RESTATED CREDIT AGREEMENT, dated as of April 25, 2002,
(as amended, modified, restated or supplemented from time to time, the "Credit
------
Agreement"), is by and among LINCARE HOLDINGS INC., a Delaware corporation (the
---------
"Borrower"), each of the Subsidiaries of the Borrower identified as a
--------
"Guarantor" on the signature pages hereto, the Lenders (as defined herein) from
time to time party hereto and BANK OF AMERICA, N.A., as Agent for the Lenders
(in such capacity, the "Agent").
-----

W I T N E S S E T H

WHEREAS, the Borrower and each of its Subsidiaries are party to that
certain Three-Year Credit Agreement, dated as of August 23, 1999, as amended
from time to time thereafter (as amended, the "Existing Credit Agreement"),
-------------------------
among the Borrower, each of its Subsidiaries, the lenders party thereto, and
Bank of America, N.A., as the Agent for the Lenders;

WHEREAS, the parties to the Existing Credit Agreement have agreed to
amend the Existing Credit Agreement and for ease of reference have agreed to
amend and restate the Existing Credit Agreement in this Credit Agreement; and

WHEREAS, the Borrower and the Guarantors have requested, and the
Lenders have agreed to provide the requested $200,000,000 five-year revolving
credit facility (the "Credit Facility") available to the Borrower on the terms
---------------
and conditions hereinafter set forth.

NOW, THEREFORE, IN CONSIDERATION of the premises and other good and
valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, the parties hereto agree as follows:

SECTION 1

DEFINITIONS
-----------

1.1 Definitions.
-----------

As used in this Credit Agreement, the following terms shall have the
meanings specified below unless the context otherwise requires:

"Acquisition", by any Person, means the acquisition by such
-----------
Person of all of the Capital Stock or all or substantially all of the
Property of another Person, whether or not involving a merger or
consolidation with such other Person.

"Adjusted Base Rate" means the Base Rate plus the Applicable
------------------ ----
Percentage.

"Adjusted Eurodollar Rate" means the Eurodollar Rate plus the
------------------------ ----
Applicable Percentage.






{PAGE}

"Affiliate" means, with respect to any Person, any other
---------
Person (i) directly or indirectly controlling or controlled by or under
direct or indirect common control with such Person or (ii) directly or
indirectly owning or holding five percent (5%) or more of the equity
interest in such Person. For purposes of this definition, "control"
when used with respect to any Person means the power to direct the
management and policies of such Person, directly or indirectly, whether

 

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