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Credit Agreement

 

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Title:

Credit Agreement

Entities:

AmSouth Bank; Barclays Bank plc; Citicorp North America, Inc.; Comerica Bank; Deutsche Bank Securities Inc.; Deutsche Bank Trust Company Americas; J.P. Morgan Securities Inc.; JPMorgan Chase Bank; Lennar Corp.; Sumitomo Mitsui Banking Corp.; U.S. Bank, NA; U.S. Home & Garden, Inc.; Wachovia Bank, NA; Bank of America, NA

Date:

2005

Size:

Preview shows 57KB of 313KB total

Price:

$81

ID:

#584789

 

 

► Loans ► Credit Agreements
► Financial
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► Construction
► Financial ► Money Center Banks
► Financial ► Regional Banks

 

 

Start of Preview


 
EXECUTION VERSION
CREDIT AGREEMENT
among
LENNAR CORPORATION
and
the Lenders Party Hereto
and
JPMORGAN CHASE BANK, N.A.,
as Administrative Agent,
and
 
DEUTSCHE BANK TRUST COMPANY AMERICAS,
as Syndication Agent,
 
and
 
BANK OF AMERICA, N.A.,
BARCLAYS BANK PLC,
CALYON NEW YORK BRANCH,
CITICORP NORTH AMERICA, INC.,
THE ROYAL BANK OF SCOTLAND,
SUNTRUST BANK,
and
WACHOVIA BANK, NATIONAL ASSOCIATION,
as Documentation Agents,
and
BNP PARIBAS
and
COMERICA BANK,
as Senior Managing Agents,
and
GUARANTY BANK
and
LLOYDS TSB BANK PLC,
as Managing Agents,
and
SUMITOMO MITSUI BANKING CORP.,
HSBC BANK USA, N.A.
and
U.S. BANK NATIONAL ASSOCIATION,
as Co-Agents
 

 
J.P. MORGAN SECURITIES INC.
and
DEUTSCHE BANK SECURITIES, INC.,
as Joint Lead Arrangers and Joint Bookrunners
 
Dated: June 17, 2005
 

 
Table of Contents

 
ARTICLE I    CERTAIN DEFINED TERMS
 
1
 
SECTION 1.01. Certain Defined Terms
1
 
SECTION 1.02. Computation of Time Periods
23
 
SECTION 1.03. Accounting Terms
23
 
ARTICLE II   THE CREDITS
 
24
 
SECTION 2.01. Commitment
24
 
SECTION 2.02. Types of Advances
25
 
SECTION 2.03. Principal Payments
25
 
SECTION 2.04. Commitment Fees; Reductions of Commitments
25
 
SECTION 2.05. Method of Borrowing
26
 
SECTION 2.06. Method of Selecting Types and Interest Periods for Revolving Advances
26
 
SECTION 2.07. Method of Selecting Types and Interest Periods for Conversion and Continuation of Revolving Advances
27
 
SECTION 2.08. Minimum Amount of Each Revolving Advance
27
 
SECTION 2.09. Competitive Bid Procedure
27
 
SECTION 2.10. Swing Line Loans
30
 
SECTION 2.11. Rate after Maturity
31
 
SECTION 2.12. Method of Payment
31
 
SECTION 2.13. Notes; Telephonic Notices
32
 
SECTION 2.14. Interest Payment Dates; Interest and Fee Basis
32
 
SECTION 2.15. Notification of Advances, Interest Rates, Prepayments and Commitment Reductions
33
 
SECTION 2.16. Lending Installations
33
 
SECTION 2.17. Increase in Aggregate Commitment
33
 
SECTION 2.18. Facility Letters of Credit
35
 
SECTION 2.19. Non-Receipt of Funds by the Administrative Agent
41
 
SECTION 2.20. Withholding Tax Exemption
42
 
SECTION 2.21. Unconditional Obligation to Make Payment
42
 
SECTION 2.22. Compensating Balances
43
 
SECTION 2.23. Extension of Termination Date
43
 
SECTION 2.24. Replacement of Certain Lenders
43
 
ARTICLE III    CHANGE IN CIRCUMSTANCES
 
44
 
SECTION 3.01. Yield-Protection
44
 
SECTION 3.02. Changes in Capital Adequacy Regulation
45
 
SECTION 3.03. Availability of Types of Advances
45
 
SECTION 3.04. Funding Indemnification
46
 
SECTION 3.05. Lender Statements Survival of Indemnity
46
 
ARTICLE IV    REPRESENTATIONS AND WARRANTIES
 
46
 
SECTION 4.01. Organization, Powers, etc.
46
 
SECTION 4.02. Authorization and Validity of this Agreement, etc.
47
 
SECTION 4.03. Financial Statements
47
 
SECTION 4.04. No Material Adverse Effect
48
 
SECTION 4.05. Title to Properties
48
 
SECTION 4.06. Litigation
48
 
SECTION 4.07. Payment of Taxes
48
 
SECTION 4.08. Agreements
49
 
i


 
 
SECTION 4.09. Foreign Direct Investment Regulations
49
 
SECTION 4.10. Federal Reserve Regulations
49
 
SECTION 4.11. Consents, etc.
49
 
SECTION 4.12. Compliance with Applicable Laws
50
 
SECTION 4.13. Relationship of the Loan Parties
50
 
SECTION 4.14. Subsidiaries; Joint Ventures
50
 
SECTION 4.15. ERISA
51
 
SECTION 4.16. Investment Company Act
51
 
SECTION 4.17. Public Utility Holding Company Act
51
 
SECTION 4.18. Subordinated Debt
51
 
SECTION 4.19. Post-Retirement Benefits
51
 
SECTION 4.20. Insurance
51
 
SECTION 4.21. Environmental Representations
52
 
SECTION 4.22. Minimum Adjusted Consolidated Tangible Net Worth
52
 
SECTION 4.23. No Misrepresentation
52
 
ARTICLE V    CONDITIONS PRECEDENT
 
52
 
SECTION 5.01. Conditions of Effectiveness
52
 
SECTION 5.02. Conditions Precedent to All Advances and Facility Letters of Credit
54
 
ARTICLE VI    AFFIRMATIVE COVENANTS
 
55
 
SECTION 6.01. Existence, Properties, etc.
55
 
SECTION 6.02. Notice
55
 
SECTION 6.03. Payments of Debts, Taxes, etc.
55
 
SECTION 6.04. Accounts and Reports

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