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Agreement and Plan of Merger

 

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Title:

Agreement and Plan of Merger

Entities:

InterCept, Inc.

Date:

2002

Size:

Preview shows 10KB of 197KB total

Price:

$74

ID:

#666009

 

 

► Plans ► Agreements ► Agreements & Plans of Merger
► Financial ► Consumer Financial Services

 

 

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                          AGREEMENT AND PLAN OF MERGER


by

and

among

INTERCEPT, INC.
(a Georgia corporation)

INTERCEPT MERGER SUB, INC.
(a Delaware corporation and wholly-owned
subsidiary of InterCept, Inc.)

ELECTRONIC PAYMENT EXCHANGE, INC.
(a Delaware corporation)

and

CERTAIN
STOCKHOLDERS OF ELECTRONIC PAYMENT
EXCHANGE, INC.



May 21, 2002


{PAGE}

TABLE OF CONTENTS

{TABLE}
{CAPTION}
Page
----
{S} {C}

ARTICLE 0 - DEFINITIONS ....................................................................... 2

ARTICLE 1 - THE MERGER ........................................................................ 5
1.1 The Merger ................................................................. 5
1.2 Closing .................................................................... 6
1.3 Effective Time of the Merger ............................................... 6
1.4 Effect of the Merger ....................................................... 6
1.5 Certificate of Incorporation; Bylaws ....................................... 6
1.6 Directors and Officers of the Surviving Corporation ........................ 6
1.7 Satisfaction of Certain Liabilities ........................................ 6

ARTICLE 2 - CONSIDERATION AND CONVERSION AND EXCHANGE OF SHARES ............................... 7
2.1 Merger Price ............................................................... 7
2.2 Surrender and Exchange of Certificates Representing Seller Stock ........... 8
2.3 Appraisal Rights ........................................................... 8
2.4 Tax Accounting Consequences ................................................ 8
2.5 Fractional Shares .......................................................... 9

ARTICLE 3 - RULES OF CONSTRUCTION ............................................................. 9

ARTICLE 4 - REPRESENTATIONS AND WARRANTIES OF THE SELLER AND THE STOCKHOLDERS ................. 10
4.1 Entity Organization; Capitalization ........................................ 10
4.2 Entity Power; Authorization; Enforceable Obligations ....................... 11
4.3 No Conflict ................................................................ 11
4.4 Government Consents ........................................................ 11
4.5 Required Contract Consents ................................................. 11
4.6 Financial Matters .......................................................... 12
4.7 Absence of Changes ......................................................... 12
4.8 No Undisclosed Liabilities ................................................. 14
4.9 Title to Tangible Property ................................................. 14
4.10 Condition of Property ...................................................... 14
4.11 Inventory .................................................................. 14
4.12 Contracts .................................................................. 14
4.13 Intellectual Property ...................................................... 15
4.14 Leases ..................................................................... 16
4.15 Restrictions on Business Activities ........................................ 16
4.16 Litigation ................................................................. 16
4.17 Court Orders, Decrees, and Laws ............................................ 16
4.18 Personnel and Compensation ................................................. 17
{/TABLE}

i

{PAGE}

{TABLE}
{S} {C}
4.19 Employee Benefit Plans and Arrangements ................................ 17
4.20 Insurance Matters ...................................................... 18
4.21 Broker's or Finder's Fees .............................................. 19
4.22 Accounts Receivable .................................................... 19
4.23 Vehicles ............................................................... 19
4.24 No Guarantees .......................................................... 19
4.25 Tax Matters ............................................................ 19
4.26 Customers and Suppliers ................................................ 20
4.27 No Commitments Regarding Future Products ............................... 21
4.28 Disclosure ............................................................. 21
4.29 Transactions with Related Parties ...................................... 21

ARTICLE 5 - REPRESENTATIONS AND WARRANTIES OF THE STOCKHOLDERS ............................. 22
5.1 Ownership of Shares .................................................... 22
5.2 Authorization .......................................................... 22
5.3 Absence of Violations or Conflicts ..................................... 22
5.4 No Consents Required ................................................... 23
5.5 No Claims Against Seller ............................................... 23
5.6 Litigation Related to this Agreement ................................... 23
5.7 Investment Intent ...................................................... 23
5.8 Access to Information; Accredited Investor Status ...................... 24
5.9 Economic Risk .......................................................... 24
5.10 Tax Advice ............................................................. 25

ARTICLE 6 - REPRESENTATIONS AND WARRANTIES OF THE PARENT ................................... 25
6.1 Corporate Organization ................................................. 25
6.2 Corporate Power and Authorization; Validity of Contemplated
Transactions ........................................................... 25
6.3 Current Public Information; Financial Statements ....................... 26
6.4 Broker's and Other Fees ................................................ 26
6.5 Parent Common Stock .................................................... 27
6.6 Taxes .................................................................. 27
6.7 Required Consents ...................................................... 27
6.8 Outstanding Stock ...................................................... 28
6.9 No Undisclosed Liabilities ............................................. 28
6.10 Litigation ............................................................. 28
6.11 Compliance with Laws ................................................... 28
6.12 Liabilities of Merger Sub .............................................. 28

ARTICLE 7 - CONDUCT OF BUSINESS PENDING CONSUMMATION ....................................... 28
7.1 Affirmative Covenants of Seller ........................................ 28
7.2 Negative Covenants of Seller ........................................... 29
7.3 Adverse Changes in Condition ........................................... 30

ARTICLE 8 - COVENANTS AND CERTAIN ACTIONS OF THE PARTIES ................................... 30
8.1 Efforts; Further Assurances; Cooperation ............................... 30
{/TABLE}

 

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