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Credit Agreement

 

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Title:

Credit Agreement

Entities:

Bank One, NA; Citicorp North America, Inc.; Deutsche Bank Securities Inc.; Fleet National Bank; Goldman Sachs Credit Partners LP; J.P. Morgan Securities Inc.; JPMorgan Chase Bank; PNC Bank, NA; ScanSoft, Inc.; UBS Securities LLC; Wells Fargo Bank Minnesota, NA; Xerox Corp.; Bank of New York; Skadden, Arps, Slate, Meagher & Flom LLP

Date:

2003

Size:

Preview shows 34KB of 364KB total

Price:

$99

ID:

#817209

 

 

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Start of Preview


 

CREDIT AGREEMENT

 

dated as of

 

June 19, 2003

 

among

 

XEROX CORPORATION

and

 

THE OVERSEAS BORROWERS PARTY HERETO

as Borrowers

and

 

THE LENDERS PARTY HERETO

and

 

JPMORGAN CHASE BANK

as Administrative Agent, Collateral Agent and LC Issuing Bank

and

 

DEUTSCHE BANK SECURITIES INC.

as Syndication Agent

and

 

CITICORP NORTH AMERICA, INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

UBS SECURITIES LLC

as Co-Documentation Agents

 


 

Arranged By

 

J.P. MORGAN SECURITIES INC. and DEUTSCHE BANK SECURITIES INC.,

as Co-Lead Arrangers and Joint Bookrunners

and

 

CITICORP NORTH AMERICA, INC.

GOLDMAN SACHS CREDIT PARTNERS L.P.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

UBS SECURITIES LLC

as Arrangers


TABLE OF CONTENTS

 

     Page

ARTICLE 1

    

DEFINITIONS

    

Section 1.01. Defined Terms

   2

Section 1.02. Accounting Terms; Changes in GAAP

   45

Section 1.03. Classification of Loans and Borrowings

   45

Section 1.04. Terms Generally

   46

ARTICLE 2

    

THE CREDITS

    

Section 2.01. Revolving and Term Commitments

   46

Section 2.02. Revolving and Term Loans

   47

Section 2.03. Requests to Borrow Revolving or Term Loans

   48

Section 2.04. Letters of Credit

   49

Section 2.05. Funding of Revolving and Term Loans

   53

Section 2.06. Interest Elections

   54

Section 2.07. Termination or Reduction of Commitments

   56

Section 2.08. Payment at Maturity; Evidence of Debt

   57

Section 2.09. Optional Prepayments

   58

Section 2.10. Fees

   58

Section 2.11. Interest

   59

Section 2.12. Alternate Rate of Interest

   60

Section 2.13. Increased Costs

   61

Section 2.14. Break Funding Payments

   62

Section 2.15. Taxes

   63

Section 2.16. Payments Generally; Pro Rata Treatment; Sharing of Set-offs

   65

Section 2.17. Lenders Obligation to Mitigate; Replacement of Lenders

   67

Section 2.18. Designation of Overseas Borrower; Termination of Designations

   68

Section 2.19. Overseas Borrower Costs

   68

Section 2.20. Currency Equivalents

   69

ARTICLE 3

    

REPRESENTATIONS AND WARRANTIES

    

Section 3.01. Organization; Powers

   70

Section 3.02. Authorization; Enforceability

   70

Section 3.03. Governmental Approvals; No Conflicts

   70

Section 3.04. Financial Statements; No Material Adverse Change

   70

Section 3.05. Properties

   71

Section 3.06. Litigation and Environmental Matters

   71

 

i


Section 3.07. Compliance with Laws and Agreements

   72

Section 3.08. Investment and Holding Company Status

   72

Section 3.09. Taxes

   72

Section 3.10. ERISA and Pension Plans

   72

Section 3.11. Disclosure

   73

Section 3.12. Subsidiaries

   73

Section 3.13. Labor Matters

   73

Section 3.14. Representations and Warranties of Future Overseas Borrowers

   74

ARTICLE 4

    

CONDITIONS

    

Section 4.01. Effective Date

   74

Section 4.02. Each Extension of Credit

   77

Section 4.03. First Borrowing by Certain Overseas Borrowers

   77

ARTICLE 5

    

AFFIRMATIVE COVENANTS

    

Section 5.01. Financial Statements and Other Information

   78

Section 5.02. Notice of Material Events

   81

Section 5.03. Information Regarding Collateral

   81

Section 5.04. Existence; Conduct of Business

   82

Section 5.05. Payment of Obligations

   82

Section 5.06. Maintenance of Properties

   82

Section 5.07. Insurance

   83

Section 5.08. Proper Records; Rights to Inspect and Appraise

   83

Section 5.09. Compliance with Laws

   83

Section 5.10. Use of Proceeds and Letters of Credit

   84

Section 5.11. Additional Subsidiaries

   84

Section 5.12. Further Assurances

   85

Section 5.13. Ownership of Overseas Borrowers

   86

Section 5.14. Limitation on XCC Activities

   86

ARTICLE 6

    

NEGATIVE COVENANTS

    

Section 6.01. Liens

   86

Section 6.02. Fundamental Changes

   88

Section 6.03. Leverage Ratio

   89

Section 6.04. Consolidated Net Worth

   89

Section 6.05. Debt and Preferred Stock

   90

Section 6.06. Investments and Acquisitions

   92

Section 6.07. Asset Transfers

   95

Section 6.08. Hedging Agreements

   95

Section 6.09. Restricted Payments

   95

 

ii



 

Section 6.10. Transactions with Affiliates

   98

Section 6.11. Restrictive Agreements

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