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3-Year Credit Agreement

 

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Title:

3-Year Credit Agreement

Entities:

Citibank, NA; Citigroup Global Markets Inc.; Interpublic Group of Companies, Inc.; JPMorgan Chase Bank; McGraw-Hill Companies Inc.; Royal Bank of Canada; Bank of New York; Keybank NA; Cleary, Gottlieb, Steen & Hamilton; Shearman & Sterling

Date:

2004

Size:

Preview shows 6KB of 257KB total

Price:

$59

ID:

#827245

 

 

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                                U.S. $450,000,000



3-YEAR CREDIT AGREEMENT


Dated as of May 10, 2004


Among


THE INTERPUBLIC GROUP OF COMPANIES, INC.
as Company


THE INITIAL LENDERS, INITIAL ISSUING BANKS
AND SWING LINE BANK NAMED HEREIN
as Initial Lenders, Initial Issuing Banks and Swing Line Bank


CITIBANK, N.A.
as Administrative Agent


JPMORGAN CHASE BANK
as Syndication Agent


HSBC BANK USA,
LLOYDS TSB BANK PLC
and
UBS AG, STAMFORD BRANCH
as Co-Documentation Agents


and


CITIGROUP GLOBAL MARKETS INC.
as Lead Arranger and Book Manager


{PAGE}


TABLE OF CONTENTS



ARTICLE I

DEFINITIONS AND ACCOUNTING TERMS

SECTION 1.01. Certain Defined Terms.......................................2

SECTION 1.02. Computation of Time Periods................................11

SECTION 1.03. Accounting Terms...........................................11


ARTICLE II

AMOUNTS AND TERMS OF THE ADVANCES AND LETTERS OF CREDIT

SECTION 2.01. The Advances...............................................12

SECTION 2.02. Making the Advances........................................13

SECTION 2.03. Issuance of and Drawings and Reimbursement
Under Letters of Credit....................................15

SECTION 2.04. Fees.......................................................16

SECTION 2.05. Optional Termination or Reduction of the
Commitments................................................17

SECTION 2.06. Repayment..................................................17

SECTION 2.07. Interest on Advances.......................................18

SECTION 2.08. Interest Rate Determination................................18

SECTION 2.09. Optional Conversion of Revolving Credit Advances...........19

SECTION 2.10. Prepayments of Advances....................................20

SECTION 2.11. Increased Costs............................................20

SECTION 2.12. Illegality.................................................21

SECTION 2.13. Payments and Computations..................................21

SECTION 2.14. Taxes......................................................22

SECTION 2.15. Sharing of Payments, Etc...................................24

SECTION 2.16. Evidence of Debt...........................................24

SECTION 2.17. Use of Proceeds............................................24

ARTICLE III

CONDITIONS TO EFFECTIVENESS AND LENDING

SECTION 3.01. Conditions Precedent to Effectiveness of
Sections 2.01 and 2.03.....................................25

SECTION 3.02. Initial Advance to Each Designated Subsidiary..............26

SECTION 3.03. Conditions Precedent to Each Borrowing and Issuance........26

SECTION 3.04. Determinations Under Sections 3.01 and 3.02................27


ARTICLE IV

REPRESENTATIONS AND WARRANTIES

SECTION 4.01. Representations and Warranties of the Company..............27


ARTICLE V

COVENANTS OF THE COMPANY

SECTION 5.01. Affirmative Covenants......................................28

SECTION 5.02. Negative Covenants.........................................31

SECTION 5.03. Financial Covenants........................................34


ARTICLE VI

EVENTS OF DEFAULT

SECTION 6.01. Events of Default..........................................34

SECTION 6.02. Actions in Respect of the Letters of Credit upon Default...36


ARTICLE VII

GUARANTY

SECTION 7.01. Guaranty...................................................37

SECTION 7.02. Guaranty Absolute..........................................37

SECTION 7.03. Waivers and Acknowledgments................................38

SECTION 7.04. Subrogation................................................38

SECTION 7.05. Continuing Guaranty; Assignments...........................39


ARTICLE VIII

THE AGENT

SECTION 8.01. Authorization and Action...................................39


 

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