LINE OF CREDIT AGREEMENT





THIS  LINE  OF CREDIT AGREEMENT (this "Agreement"), dated  as  of

June  14,  2002,  is between GREAT PLAINS ENERGY INCORPORATED,  a

Missouri  corporation (herein called the "Company"), and  LASALLE

BANK NATIONAL ASSOCIATION (herein called the "Bank").



On  the  terms  and subject to the conditions set forth  in  this

Agreement,  the  Bank  hereby agrees  to  make  Advances  to  the

Company, from time to time on any Business Day falling during the

period  from  the date hereof to June 13, 2003, (the  "Commitment

Termination Date"), in such amounts as the Company may from  time

to  time  request  but  not  exceeding $20,000,000  in  aggregate

principal  amount  (the  "Commitment Amount")  at  any  one  time

outstanding.  Subject to the terms hereof, the Company  may  from

time   to   time  borrow,  prepay  and  (before  the   Commitment

Termination  Date)  reborrow  Advances  made  pursuant  to   this

Agreement.



In addition to the terms defined elsewhere in this Agreement, the

following terms shall have the meanings indicated for purposes of

this  Agreement  and  the  Note  (such  meanings  to  be  equally

applicable  to both the singular and plural forms  of  the  terms

defined):



      "Advance"  means  a borrowing hereunder (or  conversion  or

continuation thereof) consisting of the aggregate amount  of  the

several  loans  made  on  the same Borrowing  Date  (or  date  of

conversion  or continuation) by the Bank to the Borrower  of  the

same  Type and, in the case of Eurodollar Advances, for the  same

Interest Period.



     "Alternate Base Rate" means, for any day, a rate of interest

per  annum equal to the higher of (i) the Prime Rate for such day

and (ii) the sum of the Federal Funds Effective Rate for such day

plus 1/2% per annum.



      "Applicable Margin" means, with respect to Advances of  any

Type  at  any  time,  the  percentage rate  per  annum  which  is

applicable at such time with respect to Advances of such Type  as

set forth in the Pricing Schedule.



      "Attributable  Indebtedness" means, on  any  date,  (a)  in

respect  of  any Capitalized Lease Obligation of any Person,  the

capitalized  amount thereof that would appear on a balance  sheet

of  such Person prepared as of such date in accordance with GAAP,

and  (b)  in  respect  of  any Synthetic  Lease  Obligation,  the

capitalized  amount  of the remaining lease  payments  under  the

relevant  lease  that  would appear on a balance  sheet  of  such

Person  prepared as of such date in accordance with GAAP is  such

lease were accounted for as a Capitalized Lease.



       "Authorized  Officer"  means  any  officer   or   employee

designated  by  the Company from time to time  in  an  incumbency

certificate,  which  certificate  shall  become  effective   when

received by the Bank.



       "Borrower"  means  Great  Plains  Energy  Incorporated,  a

Missouri corporation, and it's permitted successors and assigns.



      "Borrowing Date" means a date on which an Advance  is  made

hereunder.



      "Business  Day"  means (i) with respect to  any  borrowing,

payment  or  rate selection of Eurodollar Advances, a day  (other

than  a Saturday or Sunday) on which banks generally are open  in

Chicago  and  New  York for the conduct of substantially  all  of

their  commercial  lending activities and on  which  dealings  in

United  States  dollars are carried on in  the  London  interbank

market  and  (ii)  for all other purposes, a day  (other  than  a

Saturday or Sunday) on which banks generally are open in  Chicago

for  the conduct of substantially all of their commercial lending

activities.



      "Capitalized Lease" of a Person means any lease of Property

by  such Person as lessee which would be capitalized on a balance

sheet of such Person prepared in accordance with GAAP.



     "Capitalized Lease Obligations" of a Person means the amount

of  the obligations of such Person under Capitalized Leases which

would  be shown as a liability on a balance sheet of such  Person

prepared in accordance with GAAP.



     "Consolidated  EBITDA"  means,  for  any  period,  for   the

Borrower  and its Consolidated Subsidiaries, an amount  equal  to

the  result of (i) Consolidated Net Income plus (ii) Consolidated

Interest  Charges  plus (iii) the amount of taxes,  based  on  or

measured by income, used or included in the determination of such

Consolidated Net Income plus (iv) the amount of depreciation  and

amortization  expense deducted in determining  such  Consolidated

Net  Income  plus  (v)  all  other  non-cash  items  that  reduce

Consolidated  Net Income for such period minus (vi) all  non-cash

items that increase Consolidated Net Income for such period.



     "Consolidated Interest Charges" means, for the Borrower  and

its  Consolidated Subsidiaries for any period, the sum of (i) all

interest, premium payments, fees, charges and related expenses of

the Borrower and its Consolidated Subsidiaries in connection with

borrowed  money (including capitalized interest) or in connection

with  the deferred purchase price of assets, in each case to  the

extent treated as interest in accordance with GAAP, and (ii)  the

portion  of  rent  expense of the Borrower and  its  Consolidated

Subsidiaries  with  respect to such period under  capital  leases

that  is  treated  as interest in accordance with  GAAP.   It  is

understood  and agreed that Consolidated Interest  Charges  shall

not  include  any obligations of the Borrower or any Consolidated

Subsidiary with respect to subordinated, deferrable interest debt

securities, and any related securities issued by a trust or other

special  purpose entity in connection therewith, as long  as  the

maturity  date  of  such debt securities  is  subsequent  to  the

scheduled Commitment Termination Date.



     "Consolidated  Net Income" means, for any  period,  for  the

Borrower and its Consolidated Subsidiaries, the net income of the

Borrower   and  its  Consolidated  Subsidiaries  from  continuing

operations, excluding extraordinary items for that period.



     "Consolidated  Subsidiaries" means, as to any  Person,  each

Subsidiary  of  such  Person (whether now existing  or  hereafter

created  or acquired) the financial statements of which shall  be

(or  should have been) consolidated with the financial statements

of such Person in accordance with GAAP.



      "Contingent  Obligation" of a Person means  any  agreement,

undertaking   or  arrangement  by  which  such  Person   assumes,

guarantees, endorses, contingently agrees to purchase or  provide

funds for the payment of, or otherwise becomes or is contingently

liable upon, the obligation or liability of any other Person,  or

agrees  to  maintain the net worth or working  capital  or  other

financial condition of any other Person, or otherwise assures any

creditor of such other Person against loss.



     "DTI Company" means any of DTI Holdings, Inc. and any of its

Subsidiaries.



      "Eurodollar Advance" means an Advance which bears  interest

at the applicable Eurodollar Rate.



      "Eurodollar Base Rate" means, with respect to a  Eurodollar

Advance  for the relevant Interest Period, the applicable British

Bankers'  Association Interest Settlement Rate  for  deposits  in

U.S.  dollars appearing on Reuters Screen FRBD as of  11:00  a.m.

(London  time) two Business Days prior to the first day  of  such

Interest  Period,  and having a maturity equal to  such  Interest

Period;  provided  that,  (i)  if  Reuters  Screen  FRBD  is  not

available  to the Bank for any reason, the applicable  Eurodollar

Base  Rate for the relevant Interest Period shall instead be  the

applicable British Bankers' Association Interest Settlement  Rate

for  deposits in U.S. dollars as reported by any other  generally

recognized financial information service as of 11:00 a.m. (London

time)  two Business Days prior to the first day of such  Interest

Period, and having a maturity equal to such Interest Period,  and

(ii)  if no such British Bankers' Association Interest Settlement

Rate  is  available to the Bank, the applicable  Eurodollar  Base

Rate  for the relevant Interest Period shall instead be the  rate

determined by the Bank to be the rate at which the Bank offers to

place  deposits  in U.S. dollars with first-class  banks  in  the

London interbank market at approximately 11:00 a.m. (London time)

two Business Days prior to the first day of such Interest Period,

in  the approximate amount of the Bank's relevant Eurodollar Loan

and having a maturity equal to such Interest Period.



      "Eurodollar Loan" means a loan which bears interest at  the

applicable Eurodollar Rate.



      "Eurodollar  Rate"  means, with  respect  to  a  Eurodollar

Advance or Eurodollar Loan for the relevant Interest Period,  the

sum  of  (i)  the  quotient  of  (a)  the  Eurodollar  Base  Rate

applicable to such Interest Period, divided by (b) one minus  the

Reserve  Requirement (expressed as a decimal) applicable to  such

Interest Period, plus (ii) the Applicable Margin.  The Eurodollar

Rate  shall be rounded to the next higher multiple of 1/16 of  1%

if the rate is not such a multiple.



      "Facility Fee Rate" means, at any time, the percentage rate

per annum at which facility fees are accruing at such time as set

forth in the Pricing Schedule.



      "Federal  Funds  Effective Rate" means, for  any  date,  an

interest  rate  per annum equal to the weighted  average  of  the

rates on overnight Federal funds transactions with members of the

Federal Reserve System arranged by Federal funds brokers on  such

day, as published for such day (or, if such day is not a Business

Day,  for the immediately preceding Business Day) by the  Federal

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