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Loan and Security Agreement

 

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Title:

Loan and Security Agreement

Entities:

Commerce Bank, NA; Fleet Bank, NA; Interep National Radio Sales Inc.; Wolf, Block, Schorr and Solis-Cohen

Date:

2003

Size:

Preview shows 44KB of 140KB total

Price:

$50

ID:

#990777

 

 

► Loans ► Loan & Security Agreements
► Financial
► Financial ► Regional Banks
► Services ► Broadcasting & Cable TV
► Services ► Legal

 

 

Start of Preview


 


 

LOAN AND SECURITY AGREEMENT

 

among

 

COMMERCE BANK, N.A.,

 

as Lender

 

INTEREP NATIONAL RADIO SALES, INC.,

 

as Borrower

 

and

 

THE OTHER ENTITIES PARTY HERETO,

 

as Guarantors

 

Dated as of September 25, 2003

 



TABLE OF CONTENTS

 

          Page

ARTICLE 1    DEFINITIONS AND ACCOUNTING TERMS

   1

Section 1.1

  

Accounting Terms

   1

Section 1.2

  

Specific Terms Defined

   1

Section 1.3

  

Business Day

   9

ARTICLE 2    THE REVOLVING LOANS

   9

Section 2.1

  

The Revolving Loans

   9

Section 2.2

  

Interest.

   11

Section 2.3

  

Payments.

   14

Section 2.4

  

General Provisions Relating to Payments, Etc.

   15

ARTICLE 3    COLLATERAL SECURITY

   15

Section 3.1

  

Collateral

   15

ARTICLE 4    CONDITIONS OF LENDING

   17

Section 4.1

  

Conditions Precedent to Initial Revolving Loans

   17

Section 4.2

  

Conditions Precedent to Additional Revolving Loans

   19

ARTICLE 5    REPRESENTATIONS AND WARRANTIES

   20

Section 5.1

  

Corporate Existence; Good Standing.

   20

Section 5.2

  

Authority, Etc

   20

Section 5.3

  

Indebtedness; Liens

   21

Section 5.4

  

Binding Effect of Documents, Etc

   21

Section 5.5

  

No Default

   21

Section 5.6

  

Litigation

   21

Section 5.7

  

Compliance with Laws Generally

   21

Section 5.8

  

Environmental Matters.

   22

Section 5.9

  

Location of Collateral

   23

Section 5.10

  

Title to Properties

   23

Section 5.11

  

Consents

   23

Section 5.12

  

Restrictions on Credit Parties

   23

Section 5.13

  

Taxes

   23

Section 5.14

  

Banks Security Interests and Liens

   23

Section 5.15

  

Licenses and Approvals

   24

Section 5.16

  

Full Disclosure

   24

Section 5.17

  

Brokerage

   24

Section 5.18

  

ERISA

   24

Section 5.19

  

Insurance

   24

Section 5.20

  

Subsidiaries

   25

Section 5.21

  

Survival of Representations and Warranties

   25

ARTICLE 6    AFFIRMATIVE COVENANTS

   25

 

i



 

Section 6.1

  

Financial Statements and other Information to be Furnished to the Bank

   25

Section 6.2

  

Insurance

   27

Section 6.3

  

Payment of Obligations

   28

Section 6.4

  

Maintenance of Existence; Compliance with Laws

   28

Section 6.5

  

Inspection by the Bank

   28

Section 6.6

  

Bank Accounts

   28

Section 6.7

  

Compliance with ERISA

   29

Section 6.8

  

Limitations on Transactions with Affiliates

   29

Section 6.9

  

Environmental Covenants.

   29

Section 6.10

  

Security Interests

   29

Section 6.11

  

Maintenance of Properties; Permits

   30

ARTICLE 7    NEGATIVE COVENANTS

   30

Section 7.1

  

New Lease Agreements; Amendment of Lease Agreements

   30

Section 7.2

  

Levy; Impairment

   30

Section 7.3

  

Modification of Organization Documents; Issuance of Additional Stock.

   30

Section 7.4

  

Negative Pledge

   31

Section 7.5

  

Merger, Consolidation or Sale of Assets

   32

Section 7.6

  

Capital Acquisitions and Investments

   32

Section 7.7

  

Loans

   33

Section 7.8

  

Borrowings

   33

Section 7.9

  

Other Business; Other Names

   33

Section 7.10

  

Receivables

   33

Section 7.11

  

Capital Expenditures

   33

Section 7.12

  

Minimum Operating EBITDA

   34

Section 7.13

  

Minimum Eligible Accounts Receivable

   34

Section 7.14

  

Minimum Representative Contract Value

   34

Section 7.15

  

Minimum Cash and Cash Equivalents

   34

Section 7.16

  

Restrictions in Payments and Distributions

   34

Section 7.17

  

Fiscal Year

   34

ARTICLE 8    EVENTS OF DEFAULT; REMEDIES

   35

Section 8.1

  

Events of Default

   35

Section 8.2

  

Acceleration and Remedies.

   37

Section 8.3

  

Set-Off

   37

Section 8.4

  

Waiver of Presentment, Demand, Etc

   37

Section 8.5

  

Exercise of Remedies

   38

Section 8.6

  

Cumulative Remedies

   38

ARTICLE 9    ENVIRONMENTAL INDEMNIFICATION

   38

ARTICLE 10    MISCELLANEOUS

   38

Section 10.1

  

No Waiver

   38

Section 10.2

  

Insurance; Discharge of Taxes, etc

End of Preview

 

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