Home

Intelligence

Services

Subscriptions

News

About Us

Sign In

 

Document Preview

Credit Agreement

 

Click "Add to Cart" button to purchase document. 
Documents are emailed immediately after purchase. 
You can also browse documents by
title, category, or company... or click here for help finding documents.

 

Title:

Credit Agreement

Entities:

Date:

2002

Size:

Preview shows 14KB of 188KB total

Price:

$75

ID:

#990802

 

 

► Loans ► Credit Agreements

 

 

Start of Preview


                                                                    Exhibit 10.1


CREDIT AGREEMENT

dated as of November 7, 2002

by and among

INTEREP NATIONAL RADIO SALES, INC., as BORROWER

and

THE OTHER ENTITIES PARTY HERETO, as GUARANTORS

and

THE LENDERS PARTY HERETO

and

GUGGENHEIM INVESTMENT MANAGEMENT, LLC, as COLLATERAL AGENT

<PAGE>

<TABLE>
<CAPTION>
Section Page
------- ----
<S> <C>
1. DEFINITIONS ......................................................... 1

2. MAKING OF LOANS ..................................................... 12

2.1 Making of Loans and Issuance of Warrant ....................... 12

2.2 Closing ....................................................... 12

2.3 Optional Prepayment ........................................... 13

2.4 Repayment of Loans ............................................ 13

2.5 Use of Proceeds ............................................... 13

2.6 Interest on Notes ............................................. 13

2.7 Receipt of Payments ........................................... 14

2.8 Application of Payments ....................................... 14

2.9 Sharing of Payments ........................................... 14

2.10 Access ........................................................ 15

2.11 Taxes ......................................................... 15

3. COLLATERAL AGENT'S REPRESENTATIONS AND WARRANTIES ................... 15

3.1 Investment Intention .......................................... 15

3.2 Accredited Investor ........................................... 16

4. CREDIT PARTIES' REPRESENTATIONS AND WARRANTIES ...................... 16

4.1 Authorized and Outstanding Shares of Capital Stock ............ 16

4.2 Authorization and Issuance of Stock ........................... 16

4.3 Securities Laws ............................................... 16

4.4 Corporate Existence; Compliance with Law ...................... 17

4.5 Subsidiaries .................................................. 17

4.6 Corporate Power; Authorization; Enforceable Obligations ....... 17

4.7 Financial Statements .......................................... 18

4.8 Property Interests ............................................ 18

4.9 Material Contracts; Indebtedness; Liens ....................... 19

4.10 Environmental Protection ...................................... 19

4.11 Labor Matters ................................................. 20

4.12 Other Ventures ................................................ 21

4.13 Taxes ......................................................... 21

4.14 No Litigation ................................................. 21
</TABLE>

i

<PAGE>

TABLE OF CONTENTS

CREDIT AGREEMENT

<TABLE>
<CAPTION>
Section Page
------- ----
<S> <C>
4.15 Brokers .................................................................. 22

4.16 Employment Agreements .................................................... 22

4.17 Patents, Trademarks, Copyrights and Licenses ............................. 22

4.18 No Material Adverse Effect ............................................... 22

4.19 ERISA .................................................................... 22

4.20 SEC Documents ............................................................ 24

4.21 Ordinary Course of Business .............................................. 25

4.22 Insurance ................................................................ 25

4.23 Accounts Receivable ...................................................... 25

4.24 Minute Books ............................................................. 25

4.25 Full Disclosure .......................................................... 25

5. COVENANTS ....................................................................... 25

5.1 Affirmative and Financial Covenants ...................................... 25

5.2 Negative Covenants ....................................................... 30

6. CONDITIONS PRECEDENT ............................................................ 32

6.1 Conditions Precedent ..................................................... 32

6.2 Additional Conditions .................................................... 33

7. EVENTS OF DEFAULT; RIGHTS AND REMEDIES .......................................... 34

7.1 Events of Default ........................................................ 34

7.2 Remedies ................................................................. 36

7.3 Waivers by the Credit Parties ............................................ 36

7.4 Right of Set-Off ......................................................... 36

8. INDEMNIFICATION ................................................................. 37

9. COLLATERAL AGENT ................................................................ 37

9.1 Collateral Agency Provisions ............................................. 37

10. MISCELLANEOUS ................................................................... 40

10.1 Complete Agreement; Modification of Agreement; Sale of Interest .......... 40

10.2 Fees and Expenses ........................................................ 41

10.3 No Waiver by Lender ...................................................... 42
</TABLE>

ii

<PAGE>

TABLE OF CONTENTS

CREDIT AGREEMENT

<TABLE>
<CAPTION>
Section Page
------- ----
<S> <C>
10.4 Remedies ....................................................... 42

10.5 Waiver of Jury Trial ........................................... 42

10.6 Severability ................................................... 42

10.7 Binding Effect; Benefits ....................................... 42

10.8 Conflict of Terms .............................................. 42

10.9 Governing Law .................................................. 43

10.10 Notices ........................................................ 43

10.11 Survival ....................................................... 43

10.12 Section and Other Headings ..................................... 43

10.13 Counterparts ................................................... 43

10.14 Publicity ...................................................... 44

10.15 Confidentiality ................................................ 44
</TABLE>

iii

<PAGE>

TABLE OF CONTENTS

CREDIT AGREEMENT

<TABLE>
<CAPTION>
Section Page
------- ----
<S> <C>
Schedule A - Lender
Schedule B - Credit Parties

Schedules

Schedule 4.1 - Stock and Warrants
Schedule 4.5 - Subsidiaries
Schedule 4.7 - Financial Statements; Other Obligations
Schedule 4.8 - Ownership and Properties
Schedule 4.9 - Material Contracts and Indebtedness
Schedule 4.10 - Environmental Matters
Schedule 4.12 - Other Ventures
Schedule 4.13 - Taxes
Schedule 4.14 - Litigation
Schedule 4.15 - Brokers
Schedule 4.16 - Employment Contracts
Schedule 4.17 - Patents, Trademarks, Etc.
Schedule 4.18 - Material Adverse Effect
Schedule 4.19 - ERISA
Schedule 4.22 - Insurance

Exhibits

Exhibit A Form of Warrant
Exhibit B Form of Guarantee
Exhibit C Form of Security Agreement
Exhibit D Form of Note
Exhibit E Opinion of Counsel to the Credit Parties
</TABLE>

iv

<PAGE>

CREDIT AGREEMENT

CREDIT AGREEMENT, dated as of November 7, 2002, by and among Interep
National Radio Sales, Inc., a New York corporation, as borrower ("Interep"), and
each of the entities listed as a guarantor on the signature pages hereto, as
guarantors (each such entity and any Additional Guarantor, a "Guarantor" and
collectively, the "Guarantors"; Interep and each Guarantor individually, a
"Credit Party" and collectively, the "Credit Parties"), and each of the entities
listed as a Lender on the signature pages hereto (individually, a "Lender" and,
collectively, the "Lenders") and Guggenheim Investment Management, LLC, as
collateral agent (the "Collateral Agent").

W I T N E S S E T H :

WHEREAS, Interep has requested the Lenders to make to Interep certain
senior secured Loans in the aggregate principal amount of $10,000,000 as
provided herein, and the Lenders have agreed to make such senior secured Loans
to Interep, upon the terms and conditions hereinafter provided;

WHEREAS, in connection with the making of the senior secured Loans by
the Lenders, Interep has agreed to issue to the Collateral Agent, upon the terms
and conditions hereinafter provided, a warrant in the form of Exhibit A attached
hereto (the "Warrant") exercisable for 225,000 shares of Class A Common Stock,
$0.01 par value, of Interep ("Class A Common Stock");

NOW, THEREFORE, in consideration of the premises and the covenants
hereinafter contained, it is agreed as follows:

1. DEFINITIONS

"Additional Guarantor" shall mean any Subsidiary of any Credit Party
that becomes a Guarantor pursuant to Section 5.1(k).

"Affiliate" shall mean, with respect to any Person, (i) each Person
that, directly or indirectly, owns or controls, whether beneficially, or as a
trustee, guardian or other fiduciary, 5% or more of the Stock having ordinary
voting power in the election of directors of such Person, (ii) each Person that
controls, is controlled by or is under common control with such Person or any
Affiliate of such Person, (iii) each of such Person's officers, directors, joint
ventures and partners, (iv) any trust or beneficiary of a trust of which such
Person is the sole trustee or (v) any lineal descendants, ancestors, spouse or
former spouses (as part of a marital dissolution) of such Person (or any trust
for the benefit of such Person). For the purpose of this definition, "control"
of a Person shall mean the possession, directly or indirectly, of the power to
direct or cause the direction of its management or policies, whether through the
ownership of voting securities, by contract or otherwise.

<PAGE>

"Agreement" shall mean this Credit Agreement including all amendments,
modifications and supplements hereto and any appendices, exhibits and schedules
hereto or thereto, and shall refer to the Agreement as the same may be in effect

 

End of Preview

 

Home        Intelligence        Services        Subscriptions        News        About Us

Contact Us       Terms of Use       Resend Documents       Shopping Cart

Copyright © 2008 The Consus Group LLC